Strategic Federal Credit Union

Headquarters: Sterling, Virginia
Charter: Credit Union
Assets: $23.1M
Fed district: Richmond

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Strategic Federal Credit Union: $29
Strategic Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Compared at $27, the middle of its prices
Strategic Federal Credit Union: $25 to $29
Strategic Federal Credit Union: $25 to $29
U.S. median: no median
Non-Network ATM
Strategic Federal Credit Union: $1
Strategic Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Strategic Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account Fee$5
per month
Bad Address Fee$5
per month

Overdraft & NSF

Overdraft Advance Fee$29
Non-Sufficient Funds$25
per item
Non-Sufficient Funds Fee$29
per item

ATM & Card

Nonproprietary ATM Withdrawal/Inquiries - after Six (6) ATM withdrawals per month$1
per item
Replacement Card (Visa Debit Card)$5
per item

Wire Transfers

Wire Transfer (outgoing) Fee$15
per item
Wire Transfer (international) Fee$35
per item

Check Services

Official Check Fee, Second Party$5
per item
Stop Payment$25
per item
Stop Payment Fee$29
per item
Stop Payment on an Official Check Fee$29
per item
Items Sent for Collection Fee$29
per item
Draft Copy Fee$3.50
per item

Digital & Electronic

Bill PaymentNo charge

Cash & Deposit

Returned Deposit Item or Loan Payment$29
per item

Account Services

Notary ServiceNo charge
Notary Service for Non-Members (Cash only)$5

Other Fees

Skip-A-Pay (per loan; certain restrictions apply)$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account Fee	$5	per month	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Overdraft Advance Fee	$29	Not stated	None
Non-Sufficient Funds	$25	per item	None
Non-Sufficient Funds Fee	$29	per item	None
ATM & Card
Nonproprietary ATM Withdrawal/Inquiries - after Six (6) ATM withdrawals per month	$1	per item	None
Replacement Card (Visa Debit Card)	$5	per item	None
Wire Transfers
Wire Transfer (outgoing) Fee	$15	per item	None
Wire Transfer (international) Fee	$35	per item	None
Check Services
Official Check Fee, Second Party	$5	per item	None
Stop Payment	$25	per item	None
Stop Payment Fee	$29	per item	None
Stop Payment on an Official Check Fee	$29	per item	None
Items Sent for Collection Fee	$29	per item	None
Draft Copy Fee	$3.50	per item	None
Digital & Electronic
Bill Payment	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item or Loan Payment	$29	per item	None
Account Services
Notary Service	No charge	Not stated	None
Notary Service for Non-Members (Cash only)	$5	Not stated	None
Other Fees
Skip-A-Pay (per loan; certain restrictions apply)	$35	per item	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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