Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Strategic Federal Credit Union

Sterling, VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Fee$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=dormant_account; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Inactive Account Fee | $5.00 per month, after 12 months - waived for members under 18 years old" · Source

Overdraft & NSFVerified

Non-Sufficient Funds$25Within the typical range ($25–$32 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=nsf; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Non-Sufficient Funds | $25.00 per item" · Source
Non-Sufficient Funds Fee$29Within the typical range ($25–$32 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=nsf; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Non-Sufficient Funds Fee | $29.00 per item" · Source
Overdraft Advance Fee$29Within the typical range ($20–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=overdraft; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Overdraft Advance Fee | $29.00 per courtesy payment" · Source

ATM & CardVerified

Replacement Card (Visa Debit Card)$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=card_replacement; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Replacement Card (Visa Debit Card) | $5.00 per card" · Source

Wire TransfersVerified

Wire Transfer (outgoing) Fee$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=wire_domestic_outgoing; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Wire Transfer (outgoing) Fee | $15.00 per transfer" · Source

Check ServicesVerified

Official Check Fee, Second Party$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=cashiers_check; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Official Check Fee, Second Party | $5.00 per check" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=stop_payment; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Stop Payment | $25.00 per item" · Source
Stop Payment Fee$29Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=stop_payment; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Stop Payment Fee | $29.00 per request" · Source

Account ServicesVerified

Notary Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #2505. canonical_hint=notary_fee; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Notary Service | FREE" · Source
Notary Service for Non-Members (Cash only)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=notary_fee; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Notary Service for Non-Members (Cash only) | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=dormant_account; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Inactive Account Fee \| $5.00 per month, after 12 months - waived for members under 18 years old"	Source
Overdraft & NSFVerified
Non-Sufficient Funds	$25Within the typical range ($25–$32 nationally)	$4 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=nsf; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Non-Sufficient Funds \| $25.00 per item"	Source
Non-Sufficient Funds Fee
ATM & CardVerified
Replacement Card (Visa Debit Card)	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=card_replacement; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Replacement Card (Visa Debit Card) \| $5.00 per card"	Source
Wire TransfersVerified
Wire Transfer (outgoing) Fee	$15Below the typical range ($20–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=wire_domestic_outgoing; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Wire Transfer (outgoing) Fee \| $15.00 per transfer"	Source
Check ServicesVerified
Official Check Fee, Second Party	$5Within the typical range ($3–$6 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #2505. canonical_hint=cashiers_check; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Official Check Fee, Second Party \| $5.00 per check"	Source
Stop Payment
Account ServicesVerified
Notary Service	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	Knox read a free fee from Rosetta artifact #2505. canonical_hint=notary_fee; text_hash=89277a4f814a27687b0d914b8166cedf1442a7fb8f790f86d732c01074c3d156; excerpt="Notary Service \| FREE"	Source
Notary Service for Non-Members (Cash only)	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$23.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$23.1M

Total deposits

$20.6M

Service charge income (year to date)

$24K

Fee income ratio

4.0%

Return on assets

0.40%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 21,453 verified fees from 2,141 institutions

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