BankUnited, National Association

Headquarters: Miami Lakes, Florida
Charter: Bank
Assets: $34.9B
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Essentials Checking Account $5 · Value Checking $7 · RELATIONSHIP CHECKING $20
Compared at $7, the middle of its prices
BankUnited, National Association: $5 to $20
BankUnited, National Association: $5 to $20
U.S. median: no median
NSF / Returned Item
BankUnited, National Association: No fee
BankUnited, National Association: No fee
U.S. median: no median
Non-Network ATM
BankUnited, National Association: $2.50
BankUnited, National Association: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from BankUnited, National Association’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$5
per month
Monthly maintenance fee$20
per month
Value Checking Monthly fee$7
per month
Dormant Checking Account (per month)$15
per month
Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient FundsNo charge
Overdraft Protection Sweep (per sweep)No charge

ATM & Card

ATM Access-Non-BankUnited ATM$2.50
per transaction

Wire Transfers

WIRE TRANSFERS: Domestic–Incoming$15
Foreign Currency Wire$45

Check Services

Stop Payments (Check, ACH)$30
Counter Check$1
Express Canadian Check Collection$100
Copy of Paid Checks$2

Cash & Deposit

Return Items$25
Returned Items$25

Account Services

Notary Public$2
Drilling$150
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$20
Not compared: Box drilling or key fee
Processing of any garnishment, tax levy, or other court$100
Account Verification$20

Other Fees

Photocopies$0.50

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$5	per month	None
Monthly maintenance fee	$20	per month	None
Value Checking Monthly fee	$7	per month	None
Dormant Checking Account (per month)	$15	per month	None
Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds	No charge	Not stated	None
Overdraft Protection Sweep (per sweep)	No charge	Not stated	None
ATM & Card
ATM Access-Non-BankUnited ATM	$2.50	per transaction	None
Wire Transfers
WIRE TRANSFERS: Domestic–Incoming	$15	Not stated	None
Foreign Currency Wire	$45	Not stated	None
Check Services
Stop Payments (Check, ACH)	$30	Not stated	None
Counter Check	$1	Not stated	None
Express Canadian Check Collection	$100	Not stated	None
Copy of Paid Checks	$2	Not stated	None
Cash & Deposit
Return Items	$25	Not stated	None
Returned Items	$25	Not stated	None
Account Services
Notary Public	$2	Not stated	None
Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Processing of any garnishment, tax levy, or other court	$100	Not stated	None
Account Verification	$20	Not stated	None
Other Fees
Photocopies	$0.50	Not stated	None

Account Maintenance

Monthly Fee (per statement cycle)$25
per month
Dormant Checking Account (per statement cycle)$15
per month
ACCOUONT Reconciliation Service Implementation (per account)$5
Deposit Reconciliation (monthly)$40
Not compared: Monthly charge, not per item
per month
Full Account Reconciliation (monthly)$75
Not compared: Monthly charge, not per item
per month
Full Account Reconciliation with Payee Positive Pay (monthly)$125
Not compared: Monthly charge, not per item
per month
Full Account Reconciliation with Positive Pay (monthly)$100
Not compared: Monthly charge, not per item
per month
Partial Account Reconciliation (monthly)$40
Not compared: Monthly charge, not per item
per month
Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · Reconciliation (per hour) | $25
Reconciliation Detail Reporting (monthly)$30
Not compared: Monthly charge, not per item
per month
Reconciliation File Correction$50
Research (per hour)$15
Not compared: Charged per hour; comparison unavailable
per hour
RESEARCH: Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient Funds$35
Overdraft Protection Sweep (per sweep)$5

ATM & Card

ATM Access-Non-BankUnited ATM$2.50
per transaction

Wire Transfers

Domestic Wire Transfer (outgoing)$15
WIRE TRANSFERS: Domestic – Incoming$15
International Wire Transfer (outgoing)$25

Check Services

Check Printing: Foreign Draft$25
Stop Payments (check, ACH)$30
Stop Payments (per item)$5
per item
Counter Check$1
Copy of Check Images or Other Items (per item)$2
per item

Digital & Electronic

ACH Batch Delete/Reversal (per event)$30
per item
ACH Export FIle Setup for Payment Portal (one time)$350
one time
ACH File: Batch or Pass Thru (per file)$5
per item
ACH File: Pass Thru or Batch$5
Same Day ACH Credit/Debit to Corporate or Consumer$1.50
per item
ACH Alerts User Return$1
ACH Return Report (per report)$5
ACH Return Reporting Service (monthly)$25
Not compared: Monthly charge, not per item
per month
App and Bill Pay with ONE of the following modules$25
App, Bill Pay, and Wire Module$10
Bill Pay: Tier 3 Client (monthly)$40
per month

Cash & Deposit

Return Items$25

Account Services

Notary Public$2
Drilling$150
Not compared: Box drilling or key fee
Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$20
Not compared: Box drilling or key fee
LEGAL PROCESSING FEE: Legal Processing Fee$100
Account Verification (per form)$20
Audit Confirmation (per form)$20

Other Fees

Courier Fee$150
Fax Notification$10
Statement Copy (per page)$2
Not compared: Charged per page; comparison unavailable
per page · Statement Copy (per page) | $2

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee (per statement cycle)	$25	per month	None
Dormant Checking Account (per statement cycle)	$15	per month	None
ACCOUONT Reconciliation Service Implementation (per account)	$5	Not stated	None
Deposit Reconciliation (monthly)	$40Not compared: Monthly charge, not per item	per month	None
Full Account Reconciliation (monthly)	$75Not compared: Monthly charge, not per item	per month	None
Full Account Reconciliation with Payee Positive Pay (monthly)	$125Not compared: Monthly charge, not per item	per month	None
Full Account Reconciliation with Positive Pay (monthly)	$100Not compared: Monthly charge, not per item	per month	None
Partial Account Reconciliation (monthly)	$40Not compared: Monthly charge, not per item	per month	None
Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	Reconciliation (per hour) \| $25
Reconciliation Detail Reporting (monthly)	$30Not compared: Monthly charge, not per item	per month	None
Reconciliation File Correction	$50	Not stated	None
Research (per hour)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
RESEARCH: Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds	$35	Not stated	None
Overdraft Protection Sweep (per sweep)	$5	Not stated	None
ATM & Card
ATM Access-Non-BankUnited ATM	$2.50	per transaction	None
Wire Transfers
Domestic Wire Transfer (outgoing)	$15	Not stated	None
WIRE TRANSFERS: Domestic – Incoming	$15	Not stated	None
International Wire Transfer (outgoing)	$25	Not stated	None
Check Services
Check Printing: Foreign Draft	$25	Not stated	None
Stop Payments (check, ACH)	$30	Not stated	None
Stop Payments (per item)	$5	per item	None
Counter Check	$1	Not stated	None
Copy of Check Images or Other Items (per item)	$2	per item	None
Digital & Electronic
ACH Batch Delete/Reversal (per event)	$30	per item	None
ACH Export FIle Setup for Payment Portal (one time)	$350	one time	None
ACH File: Batch or Pass Thru (per file)	$5	per item	None
ACH File: Pass Thru or Batch	$5	Not stated	None
Same Day ACH Credit/Debit to Corporate or Consumer	$1.50	per item	None
ACH Alerts User Return	$1	Not stated	None
ACH Return Report (per report)	$5	Not stated	None
ACH Return Reporting Service (monthly)	$25Not compared: Monthly charge, not per item	per month	None
App and Bill Pay with ONE of the following modules	$25	Not stated	None
App, Bill Pay, and Wire Module	$10	Not stated	None
Bill Pay: Tier 3 Client (monthly)	$40	per month	None
Cash & Deposit
Return Items	$25	Not stated	None
Account Services
Notary Public	$2	Not stated	None
Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
LEGAL PROCESSING FEE: Legal Processing Fee	$100	Not stated	None
Account Verification (per form)	$20	Not stated	None
Audit Confirmation (per form)	$20	Not stated	None
Other Fees
Courier Fee	$150	Not stated	None
Fax Notification	$10	Not stated	None
Statement Copy (per page)	$2Not compared: Charged per page; comparison unavailable	per page	Statement Copy (per page) \| $2

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when BankUnited, National Association's cashier's check changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Essentials Checking Account $5 · Value Checking $7 · RELATIONSHIP CHECKING $20
Compared at $7, the middle of its prices
BankUnited, National Association: $5 to $20
BankUnited, National Association: $5 to $20
U.S. median: no median
NSF / Returned Item
BankUnited, National Association: No fee
BankUnited, National Association: No fee
U.S. median: no median
Non-Network ATM
BankUnited, National Association: $2.50
BankUnited, National Association: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from BankUnited, National Association’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$5
per month
Monthly maintenance fee$20
per month
Value Checking Monthly fee$7
per month
Dormant Checking Account (per month)$15
per month
Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient FundsNo charge
Overdraft Protection Sweep (per sweep)No charge

ATM & Card

ATM Access-Non-BankUnited ATM$2.50
per transaction

Wire Transfers

WIRE TRANSFERS: Domestic–Incoming$15
Foreign Currency Wire$45

Check Services

Stop Payments (Check, ACH)$30
Counter Check$1
Express Canadian Check Collection$100
Copy of Paid Checks$2

Cash & Deposit

Return Items$25
Returned Items$25

Account Services

Notary Public$2
Drilling$150
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$20
Not compared: Box drilling or key fee
Processing of any garnishment, tax levy, or other court$100
Account Verification$20

Other Fees

Photocopies$0.50

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$5	per month	None
Monthly maintenance fee	$20	per month	None
Value Checking Monthly fee	$7	per month	None
Dormant Checking Account (per month)	$15	per month	None
Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds	No charge	Not stated	None
Overdraft Protection Sweep (per sweep)	No charge	Not stated	None
ATM & Card
ATM Access-Non-BankUnited ATM	$2.50	per transaction	None
Wire Transfers
WIRE TRANSFERS: Domestic–Incoming	$15	Not stated	None
Foreign Currency Wire	$45	Not stated	None
Check Services
Stop Payments (Check, ACH)	$30	Not stated	None
Counter Check	$1	Not stated	None
Express Canadian Check Collection	$100	Not stated	None
Copy of Paid Checks	$2	Not stated	None
Cash & Deposit
Return Items	$25	Not stated	None
Returned Items	$25	Not stated	None
Account Services
Notary Public	$2	Not stated	None
Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Processing of any garnishment, tax levy, or other court	$100	Not stated	None
Account Verification	$20	Not stated	None
Other Fees
Photocopies	$0.50	Not stated	None

Account Maintenance

Monthly Fee (per statement cycle)$25
per month
Dormant Checking Account (per statement cycle)$15
per month
ACCOUONT Reconciliation Service Implementation (per account)$5
Deposit Reconciliation (monthly)$40
Not compared: Monthly charge, not per item
per month
Full Account Reconciliation (monthly)$75
Not compared: Monthly charge, not per item
per month
Full Account Reconciliation with Payee Positive Pay (monthly)$125
Not compared: Monthly charge, not per item
per month
Full Account Reconciliation with Positive Pay (monthly)$100
Not compared: Monthly charge, not per item
per month
Partial Account Reconciliation (monthly)$40
Not compared: Monthly charge, not per item
per month
Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · Reconciliation (per hour) | $25
Reconciliation Detail Reporting (monthly)$30
Not compared: Monthly charge, not per item
per month
Reconciliation File Correction$50
Research (per hour)$15
Not compared: Charged per hour; comparison unavailable
per hour
RESEARCH: Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient Funds$35
Overdraft Protection Sweep (per sweep)$5

ATM & Card

ATM Access-Non-BankUnited ATM$2.50
per transaction

Wire Transfers

Domestic Wire Transfer (outgoing)$15
WIRE TRANSFERS: Domestic – Incoming$15
International Wire Transfer (outgoing)$25

Check Services

Check Printing: Foreign Draft$25
Stop Payments (check, ACH)$30
Stop Payments (per item)$5
per item
Counter Check$1
Copy of Check Images or Other Items (per item)$2
per item

Digital & Electronic

ACH Batch Delete/Reversal (per event)$30
per item
ACH Export FIle Setup for Payment Portal (one time)$350
one time
ACH File: Batch or Pass Thru (per file)$5
per item
ACH File: Pass Thru or Batch$5
Same Day ACH Credit/Debit to Corporate or Consumer$1.50
per item
ACH Alerts User Return$1
ACH Return Report (per report)$5
ACH Return Reporting Service (monthly)$25
Not compared: Monthly charge, not per item
per month
App and Bill Pay with ONE of the following modules$25
App, Bill Pay, and Wire Module$10
Bill Pay: Tier 3 Client (monthly)$40
per month

Cash & Deposit

Return Items$25

Account Services

Notary Public$2
Drilling$150
Not compared: Box drilling or key fee
Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$20
Not compared: Box drilling or key fee
LEGAL PROCESSING FEE: Legal Processing Fee$100
Account Verification (per form)$20
Audit Confirmation (per form)$20

Other Fees

Courier Fee$150
Fax Notification$10
Statement Copy (per page)$2
Not compared: Charged per page; comparison unavailable
per page · Statement Copy (per page) | $2

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee (per statement cycle)	$25	per month	None
Dormant Checking Account (per statement cycle)	$15	per month	None
ACCOUONT Reconciliation Service Implementation (per account)	$5	Not stated	None
Deposit Reconciliation (monthly)	$40Not compared: Monthly charge, not per item	per month	None
Full Account Reconciliation (monthly)	$75Not compared: Monthly charge, not per item	per month	None
Full Account Reconciliation with Payee Positive Pay (monthly)	$125Not compared: Monthly charge, not per item	per month	None
Full Account Reconciliation with Positive Pay (monthly)	$100Not compared: Monthly charge, not per item	per month	None
Partial Account Reconciliation (monthly)	$40Not compared: Monthly charge, not per item	per month	None
Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	Reconciliation (per hour) \| $25
Reconciliation Detail Reporting (monthly)	$30Not compared: Monthly charge, not per item	per month	None
Reconciliation File Correction	$50	Not stated	None
Research (per hour)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
RESEARCH: Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds	$35	Not stated	None
Overdraft Protection Sweep (per sweep)	$5	Not stated	None
ATM & Card
ATM Access-Non-BankUnited ATM	$2.50	per transaction	None
Wire Transfers
Domestic Wire Transfer (outgoing)	$15	Not stated	None
WIRE TRANSFERS: Domestic – Incoming	$15	Not stated	None
International Wire Transfer (outgoing)	$25	Not stated	None
Check Services
Check Printing: Foreign Draft	$25	Not stated	None
Stop Payments (check, ACH)	$30	Not stated	None
Stop Payments (per item)	$5	per item	None
Counter Check	$1	Not stated	None
Copy of Check Images or Other Items (per item)	$2	per item	None
Digital & Electronic
ACH Batch Delete/Reversal (per event)	$30	per item	None
ACH Export FIle Setup for Payment Portal (one time)	$350	one time	None
ACH File: Batch or Pass Thru (per file)	$5	per item	None
ACH File: Pass Thru or Batch	$5	Not stated	None
Same Day ACH Credit/Debit to Corporate or Consumer	$1.50	per item	None
ACH Alerts User Return	$1	Not stated	None
ACH Return Report (per report)	$5	Not stated	None
ACH Return Reporting Service (monthly)	$25Not compared: Monthly charge, not per item	per month	None
App and Bill Pay with ONE of the following modules	$25	Not stated	None
App, Bill Pay, and Wire Module	$10	Not stated	None
Bill Pay: Tier 3 Client (monthly)	$40	per month	None
Cash & Deposit
Return Items	$25	Not stated	None
Account Services
Notary Public	$2	Not stated	None
Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
LEGAL PROCESSING FEE: Legal Processing Fee	$100	Not stated	None
Account Verification (per form)	$20	Not stated	None
Audit Confirmation (per form)	$20	Not stated	None
Other Fees
Courier Fee	$150	Not stated	None
Fax Notification	$10	Not stated	None
Statement Copy (per page)	$2Not compared: Charged per page; comparison unavailable	per page	Statement Copy (per page) \| $2

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.