1St Mississippi Federal Credit Union

Headquarters: Meridian, Mississippi
Charter: Credit Union
Assets: $82.8M
Fed district: Atlanta

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Reg. Checking Account
1St Mississippi Federal Credit Union: $5
1St Mississippi Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
1St Mississippi Federal Credit Union: $30
1St Mississippi Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
1St Mississippi Federal Credit Union: $30
1St Mississippi Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

1St Mississippi Federal Credit Union · $83M in assets

Credit unions in Mississippi

Credit unions headquartered in the same state, for comparing published prices.

Credit unions only
$679K to $881M in assets
Headquartered in Mississippi

See the 23 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
1St Mississippi Federal Credit Union(this institution)	Meridian, MS	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ampot Federal Credit Union	Hamilton, MS	$15M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Brightview Federal Credit Union	Ridgeland, MS	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Camp Shelby Federal Credit Union	Hattiesburg, MS	$32M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Citizens Choice Federal Credit Union	Natchez, MS	$679K	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cm Members Federal Credit Union	Columbus, MS	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Partners Federal Credit Union	Newton, MS	$5M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Eagle Express Federal Credit Union	Jackson, MS	$67M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ferguson Federal Credit Union	Monticello, MS	$94M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Healthplus Federal Credit Union	Jackson, MS	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Hope Federal Credit Union	Jackson, MS	$881M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Jackson Area Federal Credit Union	Jackson, MS	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Magnolia Federal Credit Union	Jackson, MS	$186M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Meridian Mississippi Ang Federal Credit Union	Meridian, MS	$31M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mississippi Dhs Federal Credit Union	Jackson, MS	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Mississippi Highway Safty Pat Federal Credit Union	Jackson, MS	$13M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Mississippi National Guard Federal Credit Union	Jackson, MS	$43M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mississippi Public Employees Federal Credit Union	Jackson, MS	$29M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Mutual Federal Credit Union	Vicksburg, MS	$529M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
One South Federal Credit Union	Natchez, MS	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sunbelt Federal Credit Union	Hattiesburg, MS	$366M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Triangle Federal Credit Union	Columbus, MS	$129M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Vickswood Federal Credit Union	Vicksburg, MS	$11M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Water'S Edge Federal Credit Union	Biloxi, MS	$5M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

23 peers selected · 13 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with credit unions in Mississippi: within 1% of their median.

Its published price is $5, against a peer median of $5 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

1St Mississippi Federal C…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from 1St Mississippi Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Reg. Checking Account Monthly service charge (audience not stated, treated as personal)$5
per month
Below Minimum Balance$5
Dormant Account$5
per month
Escheat Fee$50
Account Research/Balancing$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail/Address Change$3

Overdraft & NSF

Overdraft Privilege Charge$30
Check Returned for Non-Sufficient Funds (NSF) .$30

ATM & Card

Foreign ATM Transaction$1
per transaction
Replacement Debit Card$5

Wire Transfers

Outgoing Wires$12.50
Incoming Wires$10
Transaction: International Outgoing Wires$37.50
per transaction
International Incoming Wires$17.50

Check Services

Official Check$3
Money Order (>2)$2
Stop Payment$30
Non-1st Mississippi FCU Check Cashing$3

Digital & Electronic

Expedited Bill Payment Fee$30

Cash & Deposit

Return Deposited Item$10

Account Services

Notary (Members)No charge
Notary (Non-Members)$5

Retirement & IRA

IRA Transfer to another institution$25

Other Fees

UPS Loan Postage Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Reg. Checking Account Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Below Minimum Balance	$5	Not stated	None
Dormant Account	$5	per month	None
Escheat Fee	$50	Not stated	None
Account Research/Balancing	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail/Address Change	$3	Not stated	None
Overdraft & NSF
Overdraft Privilege Charge	$30	Not stated	None
Check Returned for Non-Sufficient Funds (NSF) .	$30	Not stated	None
ATM & Card
Foreign ATM Transaction	$1	per transaction	None
Replacement Debit Card	$5	Not stated	None
Wire Transfers
Outgoing Wires	$12.50	Not stated	None
Incoming Wires	$10	Not stated	None
Transaction: International Outgoing Wires	$37.50	per transaction	None
International Incoming Wires	$17.50	Not stated	None
Check Services
Official Check	$3	Not stated	None
Money Order (>2)	$2	Not stated	None
Stop Payment	$30	Not stated	None
Non-1st Mississippi FCU Check Cashing	$3	Not stated	None
Digital & Electronic
Expedited Bill Payment Fee	$30	Not stated	None
Cash & Deposit
Return Deposited Item	$10	Not stated	None
Account Services
Notary (Members)	No charge	Not stated	None
Notary (Non-Members)	$5	Not stated	None
Retirement & IRA
IRA Transfer to another institution	$25	Not stated	None
Other Fees
UPS Loan Postage Fee	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when 1St Mississippi Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Reg. Checking Account
1St Mississippi Federal Credit Union: $5
1St Mississippi Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
1St Mississippi Federal Credit Union: $30
1St Mississippi Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
1St Mississippi Federal Credit Union: $30
1St Mississippi Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

1St Mississippi Federal Credit Union · $83M in assets

Credit unions in Mississippi

Credit unions headquartered in the same state, for comparing published prices.

Credit unions only
$679K to $881M in assets
Headquartered in Mississippi

See the 23 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
1St Mississippi Federal Credit Union(this institution)	Meridian, MS	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ampot Federal Credit Union	Hamilton, MS	$15M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Brightview Federal Credit Union	Ridgeland, MS	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Camp Shelby Federal Credit Union	Hattiesburg, MS	$32M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Citizens Choice Federal Credit Union	Natchez, MS	$679K	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cm Members Federal Credit Union	Columbus, MS	$16M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Partners Federal Credit Union	Newton, MS	$5M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Eagle Express Federal Credit Union	Jackson, MS	$67M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ferguson Federal Credit Union	Monticello, MS	$94M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Healthplus Federal Credit Union	Jackson, MS	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Hope Federal Credit Union	Jackson, MS	$881M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Jackson Area Federal Credit Union	Jackson, MS	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Magnolia Federal Credit Union	Jackson, MS	$186M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Meridian Mississippi Ang Federal Credit Union	Meridian, MS	$31M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mississippi Dhs Federal Credit Union	Jackson, MS	$10M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Mississippi Highway Safty Pat Federal Credit Union	Jackson, MS	$13M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Mississippi National Guard Federal Credit Union	Jackson, MS	$43M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mississippi Public Employees Federal Credit Union	Jackson, MS	$29M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Mutual Federal Credit Union	Vicksburg, MS	$529M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
One South Federal Credit Union	Natchez, MS	$17M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sunbelt Federal Credit Union	Hattiesburg, MS	$366M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Triangle Federal Credit Union	Columbus, MS	$129M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Vickswood Federal Credit Union	Vicksburg, MS	$11M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Water'S Edge Federal Credit Union	Biloxi, MS	$5M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

23 peers selected · 13 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with credit unions in Mississippi: within 1% of their median.

Its published price is $5, against a peer median of $5 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

1St Mississippi Federal C…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from 1St Mississippi Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Reg. Checking Account Monthly service charge (audience not stated, treated as personal)$5
per month
Below Minimum Balance$5
Dormant Account$5
per month
Escheat Fee$50
Account Research/Balancing$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail/Address Change$3

Overdraft & NSF

Overdraft Privilege Charge$30
Check Returned for Non-Sufficient Funds (NSF) .$30

ATM & Card

Foreign ATM Transaction$1
per transaction
Replacement Debit Card$5

Wire Transfers

Outgoing Wires$12.50
Incoming Wires$10
Transaction: International Outgoing Wires$37.50
per transaction
International Incoming Wires$17.50

Check Services

Official Check$3
Money Order (>2)$2
Stop Payment$30
Non-1st Mississippi FCU Check Cashing$3

Digital & Electronic

Expedited Bill Payment Fee$30

Cash & Deposit

Return Deposited Item$10

Account Services

Notary (Members)No charge
Notary (Non-Members)$5

Retirement & IRA

IRA Transfer to another institution$25

Other Fees

UPS Loan Postage Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Reg. Checking Account Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Below Minimum Balance	$5	Not stated	None
Dormant Account	$5	per month	None
Escheat Fee	$50	Not stated	None
Account Research/Balancing	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail/Address Change	$3	Not stated	None
Overdraft & NSF
Overdraft Privilege Charge	$30	Not stated	None
Check Returned for Non-Sufficient Funds (NSF) .	$30	Not stated	None
ATM & Card
Foreign ATM Transaction	$1	per transaction	None
Replacement Debit Card	$5	Not stated	None
Wire Transfers
Outgoing Wires	$12.50	Not stated	None
Incoming Wires	$10	Not stated	None
Transaction: International Outgoing Wires	$37.50	per transaction	None
International Incoming Wires	$17.50	Not stated	None
Check Services
Official Check	$3	Not stated	None
Money Order (>2)	$2	Not stated	None
Stop Payment	$30	Not stated	None
Non-1st Mississippi FCU Check Cashing	$3	Not stated	None
Digital & Electronic
Expedited Bill Payment Fee	$30	Not stated	None
Cash & Deposit
Return Deposited Item	$10	Not stated	None
Account Services
Notary (Members)	No charge	Not stated	None
Notary (Non-Members)	$5	Not stated	None
Retirement & IRA
IRA Transfer to another institution	$25	Not stated	None
Other Fees
UPS Loan Postage Fee	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.