C C M H Federal Credit Union

Headquarters: Parkersburg, West Virginia
Charter: Credit Union
Assets: $5.5M
Fed district: Richmond
Regulator: NCUA

Explore Hamilton View published fees

Compared with West Virginia

4 of 7

compared fees are above the median.

2 below, 1 about the same.

About the same: within 1% of the median.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
93rd percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the West Virginia median
of 7 compared; 2 below, 1 about the same
See the fees
Fee schedule read Oct 7, 2026

How these figures are measured

Call-report figures are for C C M H Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out.	NCUA 5300 call report Account 131 / (Account 115 + Account 117)	Q2 2026 Year to date	Not recorded
Fees above the West Virginia median	Published fees above the West Virginia median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	C C M H Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 7, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: C C M H Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was 18% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (93rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $14K in Q2 2026, 13% below the same quarter a year earlier ($16K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
4 of 7 compared published fees sit above the West Virginia median; 2 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with West Virginia medians for fees published by banks and credit unions.

NSF / Returned Item
C C M H Federal Credit Union: $32
C C M H Federal Credit Union: $32
West Virginia median: $3033 publishRichmond district median: $30208 publishU.S. median: $302,857 publish
Stop Payment
C C M H Federal Credit Union: $32
C C M H Federal Credit Union: $32
West Virginia median: $3036 publishRichmond district median: $30240 publishU.S. median: $27.503,349 publish
Debit Card Replacement
C C M H Federal Credit Union: $15
C C M H Federal Credit Union: $15
West Virginia median: $1028 publishRichmond district median: $10208 publishU.S. median: $102,744 publish

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 22% from Q3 2025 to Q2 2026, to $14K. Its share of revenue, 18%, is above the 7.2% median for credit unions with under $300M in assets.

Fee income, Q2 2026

$14K

$18KQ3 2025

$19KQ4 2025

$13KQ1 2026

$14KQ2 2026

Against the median

Share of revenue18% / 7.2%

C C M H Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.

How much of the higher share comes from how often fees are charged, rather than what they cost?
Which fees make up most of fee income, and has that mix changed?

See a free sample report

Among its peers

C C M H Federal Credit Union · $5M in assets

Banks and credit unions in the Parkersburg-Vienna, WV metro

Banks and credit unions with branches in the Parkersburg-Vienna, WV metro: the local competitors for deposits and customers. They range from $29M to $548.3B in assets, so compare prices here, not size.

Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).

Banks and credit unions
$29M to $548.3B in assets
Headquartered in 5 states

See the 10 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
C C M H Federal Credit Union(this institution)	Parkersburg, WV	$5M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Calhoun County Bank, Inc.	Grantsville, WV	$212M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
First Mutual Bank, FSB	Belpre, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Peoples Bank	Marietta, OH	$9.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rev Federal Credit Union	Charleston, SC	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Huntington National Bank	Columbus, OH	$283.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Truist Bank	Charlotte, NC	$548.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Bank	Fairfax, VA	$33.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wee Federal Credit Union	Parkersburg, WV	$29M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
WesBanco Bank, Inc.	Wheeling, WV	$27.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
West Virginia Central Federal Credit Union	Parkersburg, WV	$341M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

10 peers selected · 8 publish this fee(monthly maintenance)

2 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

C C M H Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $10.25 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 17, 2026.

Monthly maintenance fee in dollars, one mark per institution

C C M H Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

C C M H Federal Credit Un…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Compare local deposit competitors in Hamilton

Source: Bank Fee Index, published fee schedules, as of Oct 17, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for C C M H Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $14K
vs prior quarter: +$1K+7.7%; from Q1 2026
vs a year earlier: −$2K−12.5%; from Q2 2025
vs start of range: −$6K−30.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: C C M H Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$14K	+$1K	+7.7%
Q1 2026	$13K	−$6K	−31.6%
Q4 2025	$19K	+$1K	+5.6%
Q3 2025	$18K	+$2K	+12.5%
Q2 2025	$16K	+$1K	+6.7%
Q1 2025	$15K	−$5K	−25.0%
Q4 2024	$20K	$0	0.0%
Q3 2024	$20K	+$4K	+25.0%

Fee-income share against its size cohort

Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, C C M H Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.

C C M H Federal Credit Union: 18%
Percentile: 93rd
25th percentile: 3.7%
Median: 7.2%
75th percentile: 11%

C C M H Federal Credit Union 18.5%Median 7.2%Middle half 3.7% to 11.4%Peers at each share21 above 30%, counted in the last bar

Find a peer (2,932)

The 15 closest to C C M H Federal Credit Union by share.

Details

Source: NCUA 5300 call report
Entity: Each credit union, not its holding company
Period: Q2 2026 (quarter ended Jun 30, 2026), year to date
Measure: Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income)
Calculation: Quartiles interpolated across peers' own shares; percentile is the share of peers below, ties counted half
Fields: Account 131 / (Account 115 + Account 117)

Published fee schedule

Amounts from C C M H Federal Credit Union’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

Account Closure Fee$25
Inside the U.S. middle 50% ($10 to $25 nationally)
Dormant Account Fee$5
Inside the U.S. middle 50% ($5 to $10 nationally)
per month
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee$1
Below the U.S. middle 50% ($3 to $10 nationally)
per item
Incorrect Address Fee$4
Below the U.S. middle 50% ($5 to $7.50 nationally)

Overdraft & NSF

NSF Fee$32
Inside the U.S. middle 50% ($25 to $32 nationally)
per item
Returned Item Fee$32
Inside the U.S. middle 50% ($25 to $32 nationally)
per item

ATM & Card

Card Replacement Fee$15
Above the U.S. middle 50% ($5 to $10 nationally)
per item

Check Services

Stop Payment Fee$32
Above the U.S. middle 50% ($20 to $30 nationally)
per item
Request Copy Check Fee$3
Inside the U.S. middle 50% ($2 to $5 nationally)
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure Fee	$25Inside the U.S. middle 50% ($10 to $25 nationally)	Not stated	None
Dormant Account Fee	$5Inside the U.S. middle 50% ($5 to $10 nationally)	per month	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee	$1Below the U.S. middle 50% ($3 to $10 nationally)	per item	None
Incorrect Address Fee	$4Below the U.S. middle 50% ($5 to $7.50 nationally)	Not stated	None
Overdraft & NSF
NSF Fee	$32Inside the U.S. middle 50% ($25 to $32 nationally)	per item	None
Returned Item Fee	$32Inside the U.S. middle 50% ($25 to $32 nationally)	per item	None
ATM & Card
Card Replacement Fee	$15Above the U.S. middle 50% ($5 to $10 nationally)	per item	None
Check Services
Stop Payment Fee	$32Above the U.S. middle 50% ($20 to $30 nationally)	per item	None
Request Copy Check Fee	$3Inside the U.S. middle 50% ($2 to $5 nationally)	per item	None

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where C C M H Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

2 offices in 1 state (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

Cities with the most offices

Parkersburg, WV

Largest competitors nearby

Local market: Wood county, WV, around its headquarters.

13 in its local market	Deposit share
United Bank	36%
WesBanco Bank, Inc.	14.2%
Community Bank of Parkersburg	11.8%
Truist Bank	10.9%
Peoples Bank	10.7%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

Get an email when C C M H Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.