Princeton Federal Credit Union

Headquarters: Princeton, New Jersey
Charter: Credit Union
Assets: $169.2M
Fed district: Philadelphia
Regulator: NCUA

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 20, 2026

How these figures are measured

Call-report figures are for Princeton Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Princeton Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 20, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Princeton Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $56K in Q2 2026, 7.7% above the same quarter a year earlier ($52K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Princeton Federal Credit Union: No fee
Princeton Federal Credit Union: No fee
U.S. median: no median
NSF / Returned Item
Princeton Federal Credit Union: $25
Princeton Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Princeton Federal Credit Union: $20
Princeton Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 1.8% from Q3 2025 to Q2 2026, to $56K.

Fee income, Q2 2026

$56K

$55KQ3 2025

$50KQ4 2025

$54KQ1 2026

$56KQ2 2026

Against the median

Princeton Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Princeton Federal Credit Union · $169M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$165M to $173M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Princeton Federal Credit Union(this institution)	Princeton, NJ	$169M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
1St Gateway Federal Credit Union	Camanche, IA	$171M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Artesia Federal Credit Union	Artesia, NM	$173M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Buckeye State Federal Credit Union	Akron, OH	$167M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Four Points Federal Credit Union	Omaha, NE	$165M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Greater Woodlawn Federal Credit Union	Blasdell, NY	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
H.P.C. Federal Credit Union	Alpena, MI	$172M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Harborlight Federal Credit Union	Whitehall, MI	$170M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Heartland Federal Credit Union	Inver Grove Heights, MN	$172M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heritage Grove Federal Credit Union	Salem, OR	$167M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Homefield Federal Credit Union	North Grafton, MA	$170M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hopewell Federal Credit Union	Heath, OH	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Jefferson Parish Employees Federal Credit Union	Harahan, LA	$166M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Latah Federal Credit Union	Moscow, ID	$170M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mission City Federal Credit Union	Santa Clara, CA	$172M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nuvista Federal Credit Union	Montrose, CO	$172M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pioneer Valley Federal Credit Union	Springfield, MA	$167M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Red River Federal Credit Union	Altus, OK	$168M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Riegel Federal Credit Union	Milford, NJ	$168M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Santa Cruz Community Federal Credit Union	Santa Cruz, CA	$172M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sentry Federal Credit Union	Stevens Point, WI	$173M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Space Age Federal Credit Union	Aurora, CO	$168M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tulare County Federal Credit Union	Tulare, CA	$167M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Utah Heritage Federal Credit Union	Moroni, UT	$167M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wolverine State Federal Credit Union	Alpena, MI	$173M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wymar Federal Credit Union	Geismar, LA	$165M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $6 (100%) below the median of similar-sized credit unions.

Its published price is $0, against a peer median of $6 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Princeton Federal Credit…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Princeton Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $56K
vs prior quarter: +$2K+3.7%; from Q1 2026
vs a year earlier: +$4K+7.7%; from Q2 2025
vs start of range: +$10K+21.7%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Princeton Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$56K	+$2K	+3.7%
Q1 2026	$54K	+$4K	+8.0%
Q4 2025	$50K	−$5K	−9.1%
Q3 2025	$55K	+$3K	+5.8%
Q2 2025	$52K	+$5K	+10.6%
Q1 2025	$47K	−$5K	−9.6%
Q4 2024	$52K	+$6K	+13.0%
Q3 2024	$46K	+$4K	+9.5%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Princeton Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance FeeNo charge
per month
Dormant Account$3
per month
Account Research$15
Bad Address$4
per month

Overdraft & NSF

Returned Item/NSF/Uncollected Funds$25
Automated Overdraft Transfer Per Transaction$4
per transaction

Wire Transfers

Domestic Wire Transfer$20
Incoming WireNo charge
International Wire Transfer$45

Check Services

Cashier’s Check Fee$5
Money Order Fee$2
Stop Payment – Bill Pay$20
Stop Payment – Cashier’s Check Drafts$30
Stop Payment – Member Drafts$20
Starter ChecksNo charge
Cards & Credit Cards: Foreign Check Deposit$30
Foreign Check Deposit$15
Check Copy$3

Digital & Electronic

Bill Pay$0.01

Cash & Deposit

Returned Deposit Item$10

Account Services

Notary ServiceNo charge
Drill Fee$100
Not compared: Box drilling or key fee
Lost Key Fee$50
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10$140
per year
Safe Deposit Box 2 X 5$30
per year
Safe Deposit Box 2 X 5$30
Not compared: Monthly charge, not annual
per month
Safe Deposit Box 3 X 10$70
per year
Safe Deposit Box 3 X 10$70
Safe Deposit Box 3 X 5$40
per year
Safe Deposit Box 3 X 5$40
Safe Deposit Box 5 X 10$90
per year
Safe Deposit Box 5 X 10$90
Safe Deposit Box 5 X 5$60
per year
Safe Deposit Box 5 X 5$60
Levy/Garnishment$100

Other Fees

FedEx International Fee$50
FedEx® Fee$25
Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	No charge	per month	None
Dormant Account	$3	per month	None
Account Research	$15	Not stated	None
Bad Address	$4	per month	None
Overdraft & NSF
Returned Item/NSF/Uncollected Funds	$25	Not stated	None
Automated Overdraft Transfer Per Transaction	$4	per transaction	None
Wire Transfers
Domestic Wire Transfer	$20	Not stated	None
Incoming Wire	No charge	Not stated	None
International Wire Transfer	$45	Not stated	None
Check Services
Cashier’s Check Fee	$5	Not stated	None
Money Order Fee	$2	Not stated	None
Stop Payment – Bill Pay	$20	Not stated	None
Stop Payment – Cashier’s Check Drafts	$30	Not stated	None
Stop Payment – Member Drafts	$20	Not stated	None
Starter Checks	No charge	Not stated	None
Cards & Credit Cards: Foreign Check Deposit	$30	Not stated	None
Foreign Check Deposit	$15	Not stated	None
Check Copy	$3	Not stated	None
Digital & Electronic
Bill Pay	$0.01	Not stated	None
Cash & Deposit
Returned Deposit Item	$10	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Drill Fee	$100Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10	$140	per year	None
Safe Deposit Box 2 X 5	$30	per year	None
Safe Deposit Box 2 X 5	$30Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box 3 X 10	$70	per year	None
Safe Deposit Box 3 X 10	$70	Not stated	None
Safe Deposit Box 3 X 5	$40	per year	None
Safe Deposit Box 3 X 5	$40	Not stated	None
Safe Deposit Box 5 X 10	$90	per year	None
Safe Deposit Box 5 X 10	$90	Not stated	None
Safe Deposit Box 5 X 5	$60	per year	None
Safe Deposit Box 5 X 5	$60	Not stated	None
Levy/Garnishment	$100	Not stated	None
Other Fees
FedEx International Fee	$50	Not stated	None
FedEx® Fee	$25	Not stated	None
Statement Copy	$3	Not stated	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Princeton Federal Credit Union's safe deposit box changes in our data

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