Kraftcor Federal Credit Union

Headquarters: Hawesville, Kentucky
Charter: Credit Union
Assets: $12.4M
Fed district: St. Louis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Kraftcor Federal Credit Union: $30
Kraftcor Federal Credit Union: $30
U.S. median: no median
Stop Payment
Kraftcor Federal Credit Union: $30
Kraftcor Federal Credit Union: $30
U.S. median: no median
Cashier's Check
Kraftcor Federal Credit Union: $5
Kraftcor Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kraftcor Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account / Inactive Account$5
per month
Assistance in Balancing Checkbook$10
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail/Change of Address$3
Paper Statement Fee$3

Overdraft & NSF

Non-Sufficient Funds (NSF) Returns (per item)$30
per item
Overdraft Transfer from Regular Share Account$20

ATM & Card

Replacement ATM/Debit Card$15

Check Services

Cashier’s/Teller Check$5
Stop Payment (Check or Electronic Withdrawal)$30
Copies of Checks (per copy)$2
per item
Copy of Cashier’s Check$10

Cash & Deposit

Cash Advance Fee$10
Returned Check$25

Account Services

Notary Service Non-member$10

Lending Fees

Credit Report Fee$20
Loan Origination Fee$175

Vehicle & Title

Title Lien Placement$22

Gift & Prepaid Cards

VISA Prepaid/Gift Card$3
VISA Prepaid/Gift Card Reload$2

Other Fees

Copy of Deposited or Cashed Check$5
Statement Copy (Per Page)$2
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account / Inactive Account	$5	per month	None
Assistance in Balancing Checkbook	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail/Change of Address	$3	Not stated	None
Paper Statement Fee	$3	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF) Returns (per item)	$30	per item	None
Overdraft Transfer from Regular Share Account	$20	Not stated	None
ATM & Card
Replacement ATM/Debit Card	$15	Not stated	None
Check Services
Cashier’s/Teller Check	$5	Not stated	None
Stop Payment (Check or Electronic Withdrawal)	$30	Not stated	None
Copies of Checks (per copy)	$2	per item	None
Copy of Cashier’s Check	$10	Not stated	None
Cash & Deposit
Cash Advance Fee	$10	Not stated	None
Returned Check	$25	Not stated	None
Account Services
Notary Service Non-member	$10	Not stated	None
Lending Fees
Credit Report Fee	$20	Not stated	None
Loan Origination Fee	$175	Not stated	None
Vehicle & Title
Title Lien Placement	$22	Not stated	None
Gift & Prepaid Cards
VISA Prepaid/Gift Card	$3	Not stated	None
VISA Prepaid/Gift Card Reload	$2	Not stated	None
Other Fees
Copy of Deposited or Cashed Check	$5	Not stated	None
Statement Copy (Per Page)	$2Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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