Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Kraftcor Federal Credit Union

Hawesville, KentuckyCredit UnionCleveland Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account / Inactive Account$5Within the typical range ($5–$200 nationally)

per month · Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=monthly_maintenance; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Dormant Account / Inactive Account $5.00 monthly (After 9 months of no account activity)" · Source

Paper Statement Fee$3

At the national median

Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=paper_statement; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Paper Statement Fee $3.00" · Source

Statement Copy (Per Page)$2

$1 below the national median

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) Returns (per item)$30Within the typical range ($10–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=nsf; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Non-Sufficient Funds (NSF) Returns (per item) $30.00" · Source

ATM & CardVerified

Replacement ATM/Debit Card$15Within the typical range ($2–$35 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=atm_non_network; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Replacement ATM/Debit Card $15.00" · Source
Replacement Credit Card$15Within the typical range ($5–$19.38 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=card_replacement; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Replacement Credit Card $15.00" · Source

Check ServicesVerified

Stop Payment (Check or Electronic Withdrawal)$30Within the typical range ($17.50–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=stop_payment; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Stop Payment (Check or Electronic Withdrawal) $30.00" · Source

Cash & DepositVerified

Cash Advance Fee$10Within the typical range ($5–$10 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=cash_advance; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Cash Advance Fee $10.00" · Source

Lending FeesVerified

Loan Advance Fee$25Within the typical range ($22.50–$125 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=loan_origination; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Loan Advance Fee $25.00 (<6 months after loan origination & adding <$1,000)" · Source
Loan Origination Fee$175Above the typical range ($22.50–$125 nationally)
$135 above the national median
Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=loan_origination; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Loan Origination Fee $175.00 (Refi to lower rate within Kraftcor)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account / Inactive Account	$5Within the typical range ($5–$200 nationally)	$12.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=monthly_maintenance; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Dormant Account / Inactive Account $5.00 monthly (After 9 months of no account activity)"	Source
Paper Statement Fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=paper_statement; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Paper Statement Fee $3.00"	Source
Statement Copy (Per Page)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=paper_statement; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Statement Copy (Per Page) $2.00"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) Returns (per item)	$30Within the typical range ($10–$30 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=nsf; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Non-Sufficient Funds (NSF) Returns (per item) $30.00"	Source
ATM & CardVerified
Replacement ATM/Debit Card	$15Within the typical range ($2–$35 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=atm_non_network; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Replacement ATM/Debit Card $15.00"	Source
Replacement Credit Card	$15
Check ServicesVerified
Stop Payment (Check or Electronic Withdrawal)	$30Within the typical range ($17.50–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=stop_payment; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Stop Payment (Check or Electronic Withdrawal) $30.00"	Source
Cash & DepositVerified
Cash Advance Fee	$10Within the typical range ($5–$10 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=cash_advance; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Cash Advance Fee $10.00"	Source
Lending FeesVerified
Loan Advance Fee	$25Within the typical range ($22.50–$125 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #1717. canonical_hint=loan_origination; text_hash=b854d54ed8bbee9d8e6d65bc0a535090fc9d2c2b6a1c832536b59de8a0b8bcca; excerpt="Loan Advance Fee $25.00 (<6 months after loan origination & adding <$1,000)"	Source
Loan Origination Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

20% above the national median NSF fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$12.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$12.4M

Total deposits

$11.4M

Service charge income (year to date)

$28K

Fee income ratio

8.9%

Return on assets

-0.11%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 5,474 verified fees from 1,488 institutions

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