Financial Health Federal Credit Union

Headquarters: Indianapolis, Indiana
Charter: Credit Union
Assets: $30.2M
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Financial Health Federal Credit Union: No fee
Financial Health Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Financial Health Federal Credit Union: $33
Financial Health Federal Credit Union: $33
U.S. median: no median
NSF / Returned Item
Financial Health Federal Credit Union: $33
Financial Health Federal Credit Union: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Financial Health Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Early Closing Fee (Acct. closed <90 days) d$25
Dormant Account Charge (Monthly)$5
per month
Printed Statement Fee$5
Bad Address ChargeNo charge
Bad Address Charge (Monthly)$12
per month

Overdraft & NSF

Courtesy Pay Transaction$33
NSF Check Fee$33
Overdraft Line of Credit Transfer$10
Overdraft Protection Transfer$2

ATM & Card

ATM Fee$2
ATM Out-of-Network Fee$2

Check Services

Cashier’s Checks$4
Money Orders$3
Stop Payment Order$40
Share Draft CopyNo charge
Share Draft Copy (Mailed or faxed)$2
Share Draft Copy (Picked up)$1

Digital & Electronic

Checkless With Us (Online Bill Pay)No charge

Cash & Deposit

Deposited Item Returned$25

Account Services

Legal Order Processing Fee$30

Lending Fees

Late Charge$25

Other Fees

Express Card Delivery (Fed Ex)$25
Statement Copy Fee$3
Loan Modification Fee$25
Skip-A-Payment Fee (Varies with payment)$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Early Closing Fee (Acct. closed <90 days) d	$25	Not stated	None
Dormant Account Charge (Monthly)	$5	per month	None
Printed Statement Fee	$5	Not stated	None
Bad Address Charge	No charge	Not stated	None
Bad Address Charge (Monthly)	$12	per month	None
Overdraft & NSF
Courtesy Pay Transaction	$33	Not stated	None
NSF Check Fee	$33	Not stated	None
Overdraft Line of Credit Transfer	$10	Not stated	None
Overdraft Protection Transfer	$2	Not stated	None
ATM & Card
ATM Fee	$2	Not stated	None
ATM Out-of-Network Fee	$2	Not stated	None
Check Services
Cashier’s Checks	$4	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment Order	$40	Not stated	None
Share Draft Copy	No charge	Not stated	None
Share Draft Copy (Mailed or faxed)	$2	Not stated	None
Share Draft Copy (Picked up)	$1	Not stated	None
Digital & Electronic
Checkless With Us (Online Bill Pay)	No charge	Not stated	None
Cash & Deposit
Deposited Item Returned	$25	Not stated	None
Account Services
Legal Order Processing Fee	$30	Not stated	None
Lending Fees
Late Charge	$25	Not stated	None
Other Fees
Express Card Delivery (Fed Ex)	$25	Not stated	None
Statement Copy Fee	$3	Not stated	None
Loan Modification Fee	$25	Not stated	None
Skip-A-Payment Fee (Varies with payment)	$25	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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