Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Daviess County Teachers Federal Credit Union

Owensboro, KentuckyCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Statement Reconciliation$10Below the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=account_research; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="Statement Reconciliation | $10.00/hour" · Source

Overdraft & NSFVerified

NSF Fee for Returned Item /(Each time item presents insufficient)$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=nsf; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="NSF Fee for Returned Item /(Each time item presents insufficient) | $30.00" · Source
Overdraft Fee for Paid Item$30Within the typical range ($20–$30 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=overdraft; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="Overdraft Fee for Paid Item | $30.00" · Source

Wire TransfersVerified

Incoming Wire Fee$5Below the typical range ($7.50–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=wire_domestic_incoming; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="Incoming Wire Fee | $5.00" · Source

Check ServicesVerified

Cashiers Check$4Within the typical range ($3–$6 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=cashiers_check; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="Cashiers Check | $4.00" · Source
Stop Payment Order (on us)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=stop_payment; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="Stop Payment Order (on us) | $30.00" · Source

Cash & DepositVerified

External Card Cash Advance Fee$3Within the typical range ($3–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=cash_advance; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="External Card Cash Advance Fee | $3.00" · Source

Account ServicesVerified

Garnishment / Levy / BU withholding$20Below the typical range ($25–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=garnishment_levy; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="Garnishment / Levy / BU withholding | $20.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Statement Reconciliation	$10Below the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=account_research; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="Statement Reconciliation \| $10.00/hour"	Source
Overdraft & NSFVerified
NSF Fee for Returned Item /(Each time item presents insufficient)	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=nsf; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="NSF Fee for Returned Item /(Each time item presents insufficient) \| $30.00"	Source
Overdraft Fee for Paid Item
Wire TransfersVerified
Incoming Wire Fee	$5Below the typical range ($7.50–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=wire_domestic_incoming; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="Incoming Wire Fee \| $5.00"	Source
Check ServicesVerified
Cashiers Check	$4Within the typical range ($3–$6 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=cashiers_check; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="Cashiers Check \| $4.00"	Source
Stop Payment Order (on us)	$30
Cash & DepositVerified
External Card Cash Advance Fee	$3Within the typical range ($3–$10 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=cash_advance; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="External Card Cash Advance Fee \| $3.00"	Source
Account ServicesVerified
Garnishment / Levy / BU withholding	$20Below the typical range ($25–$75 nationally)	$30 below the national median	—	Knox deterministic extraction from Rosetta artifact #3659. canonical_hint=garnishment_levy; text_hash=96206fc606c1c57d657f84c3c3923eb3186e511113f0fd7ce75a65065174cd14; excerpt="Garnishment / Levy / BU withholding \| $20.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$75.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$75.3M

Total deposits

$65.8M

Service charge income (year to date)

$111K

Fee income ratio

5.1%

Return on assets

1.39%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 21,453 verified fees from 2,141 institutions

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