Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Minerva Area Federal Credit Union

Minerva, OhioCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=early_closure; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Account Closure | $5 if closed within 30 days of opening" · Source

Account Reconciliation$25

At the national median

Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=account_research; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Account Reconciliation | $25 per hour" · Source

Dormant Account Fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=dormant_account; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Dormant Account Fee | $5 per month (24 months or more dormant status)" · Source

Legal Research Fee$50

$25 above the national median

Paper Statement$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=paper_statement; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Paper Statement | $2 per statement" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)/Overdraft Fee$35Above the typical range ($25–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=overdraft; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Non-Sufficient Funds (NSF)/Overdraft Fee $35 per item/per return* (Example: ACH debit & Check)" · Source

ATM & CardVerified

Non Moneypass ATM$4Above the typical range ($1–$2.50 nationally)
$2.50 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=atm_non_network; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Non Moneypass ATM | $4 per transaction" · Source

Wire TransfersVerified

Domestic Wire Transfer$40Above the typical range ($20–$25 nationally)
$17.50 above the national median
Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=wire_domestic_outgoing; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Domestic Wire Transfer | $40 Outgoing; $10 Incoming" · Source

Check ServicesVerified

Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=check_cashing; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Check Cashing Fee | $5 per check*" · Source
Image of Check$3Within the typical range ($2–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=check_image; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Image of Check | $3 per item" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=stop_payment; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Stop Payment | $25 per item" · Source

Account ServicesVerified

Garnishment/Attachments Fee$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=garnishment_levy; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Garnishment/Attachments Fee | $50" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=early_closure; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Account Closure \| $5 if closed within 30 days of opening"	Source
Account Reconciliation	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=account_research; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Account Reconciliation \| $25 per hour"	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=dormant_account; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Dormant Account Fee \| $5 per month (24 months or more dormant status)"	Source
Legal Research Fee	$50Above the typical range ($17.50–$25 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=account_research; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Legal Research Fee \| $50"	Source
Paper Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=paper_statement; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Paper Statement \| $2 per statement"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)/Overdraft Fee	$35Above the typical range ($25–$30 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=overdraft; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Non-Sufficient Funds (NSF)/Overdraft Fee $35 per item/per return* (Example: ACH debit & Check)"	Source
ATM & CardVerified
Non Moneypass ATM	$4Above the typical range ($1–$2.50 nationally)	$2.50 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=atm_non_network; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Non Moneypass ATM \| $4 per transaction"	Source
Wire TransfersVerified
Domestic Wire Transfer	$40Above the typical range ($20–$25 nationally)	$17.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=wire_domestic_outgoing; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Domestic Wire Transfer \| $40 Outgoing; $10 Incoming"	Source
Check ServicesVerified
Check Cashing Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=check_cashing; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Check Cashing Fee \| $5 per check*"	Source
Image of Check	$3
Account ServicesVerified
Garnishment/Attachments Fee	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4923. canonical_hint=garnishment_levy; text_hash=8c9fef8abacaca5a7aa1c1cee0de74792049e69c814c1c6823973067c80ba278; excerpt="Garnishment/Attachments Fee \| $50"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 12 — leaner than most institutions

Published fees

Under review

Assets

$17.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$17.9M

Total deposits

$15.1M

Service charge income (year to date)

$135K

Fee income ratio

20.7%

Return on assets

1.33%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,624 verified fees from 2,223 institutions

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