Beach Municipal Federal Credit Union

Headquarters: Virginia Beach, Virginia
Charter: Credit Union
Assets: $194.7M
Fed district: Richmond

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Beach Municipal Federal Credit Union: $30
Beach Municipal Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Beach Municipal Federal Credit Union: $2
Beach Municipal Federal Credit Union: $2
U.S. median: no median
Wire Transfer (Domestic Out)
Beach Municipal Federal Credit Union: $15
Beach Municipal Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Beach Municipal Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closing (within 90 days of opening)$5
Dormant Account$5
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Money Market Account Excessive Withdrawal$10
per item

Overdraft & NSF

ACH NSF$30
per item
ATM/Debit Card NSF$30
per item
NSF$30
per item

ATM & Card

ATM Cash Advance$2
per item
ATM Withdrawal/Inquiry (Foreign Machine)$2
per item
Debit Card Replacement Card$15
per item
Replacement Card$15
per item
Foreign Transaction (audience not stated, treated as personal)1%of the transaction
per transaction

Wire Transfers

Wire Transfer: Domestic$15
per item
Wire Transfer: International$35
per item

Check Services

Cashier's Check$2
per item
Money Orders$2
per item
ACH Stop Payment$30
per item
Bill Pay Stop Payment$30
per item
Stop Payment$30
per item
Copy of Cashier's Check$5
per item
Draft Copy$3
Not compared: Charged per page; comparison unavailable
per page

Digital & Electronic

Bill Pay Rush Payment: Overnight check payment$14.95
Not compared: Per-item charge, not monthly
per item
Virtual Branch Bill Pay$4
per month

Account Services

Drill Box Fee$200
Not compared: Box drilling or key fee
Key Replacement Fee$25
Not compared: Box drilling or key fee
per item

Gift & Prepaid Cards

Visa® Gift Cards$2.50
per item

Other Fees

Interim Statement$3
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
Early Closing (within 90 days of opening)	$5	Not stated	None
Dormant Account	$5Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market Account Excessive Withdrawal	$10	per item	None
Overdraft & NSF
ACH NSF	$30	per item	None
ATM/Debit Card NSF	$30	per item	None
NSF	$30	per item	None
ATM & Card
ATM Cash Advance	$2	per item	None
ATM Withdrawal/Inquiry (Foreign Machine)	$2	per item	None
Debit Card Replacement Card	$15	per item	None
Replacement Card	$15	per item	None
Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Wire Transfers
Wire Transfer: Domestic	$15	per item	None
Wire Transfer: International	$35	per item	None
Check Services
Cashier's Check	$2	per item	None
Money Orders	$2	per item	None
ACH Stop Payment	$30	per item	None
Bill Pay Stop Payment	$30	per item	None
Stop Payment	$30	per item	None
Copy of Cashier's Check	$5	per item	None
Draft Copy	$3Not compared: Charged per page; comparison unavailable	per page	None
Digital & Electronic
Bill Pay Rush Payment: Overnight check payment	$14.95Not compared: Per-item charge, not monthly	per item	None
Virtual Branch Bill Pay	$4	per month	None
Account Services
Drill Box Fee	$200Not compared: Box drilling or key fee	Not stated	None
Key Replacement Fee	$25Not compared: Box drilling or key fee	per item	None
Gift & Prepaid Cards
Visa® Gift Cards	$2.50	per item	None
Other Fees
Interim Statement	$3Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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