Reliant Community Federal Credit Union

Headquarters: Sodus, New York
Charter: Credit Union
Assets: $788.4M
Fed district: New York

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Dividend Checking $5 · Fresh Start Account $10
Compared at $7.50, the middle of its prices
Reliant Community Federal Credit Union: $5 to $10
Reliant Community Federal Credit Union: $5 to $10
U.S. median: no median
Non-Network ATM
Reliant Community Federal Credit Union: $2
Reliant Community Federal Credit Union: $2
U.S. median: no median
Wire Transfer (Domestic Out)
Reliant Community Federal Credit Union: $25
Reliant Community Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Reliant Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dividend Checking Monthly maintenance fee$5
per month
Fresh Start Account Monthly maintenance fee$10
per month
Inactivity Fee (audience not stated, treated as personal)$10
per month
Returned Mail Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Protection from Savings$1
per transaction

ATM & Card

ATM Non-Reliant machines (audience not stated, treated as personal)$2
per transaction
Rush Fee for Card Replacement$30
per item

Wire Transfers

Wire Transfers: Outgoing Domestic$25
per transaction
Wire Transfers: Incoming Domestic$15
per transaction

Check Services

Official Checks$5
per item
Money Orders$3
per item
Bill Payer Stop Payment (audience not stated, treated as personal)$25
per item
Stop Payment (audience not stated, treated as personal)$35
per item
Stop Payment / Replacement$25
per item
Stop Payment Order$35
per item
Temporary Checks$0.25
per item
Check Cashing$5
per item
Item Presented for Collection (audience not stated, treated as personal)$15
per item
Copy of Check written on your account (or official check) (audience not stated, treated as personal)No charge

Digital & Electronic

Bill Payer Service (audience not stated, treated as personal)No charge

Cash & Deposit

Coin Counter (audience not stated, treated as personal)5%
Return of Deposited Item (audience not stated, treated as personal)$20
per item

Account Services

Notary ServiceNo charge
Notary Service$2
per item
Legal Action Compliance (Levies, Orders, Subpoenas, etc.)$100
per item

Retirement & IRA

IRA/HSA Termination Fee$30
one time

Other Fees

Overnight Mail FeeNo charge
Copy of Member StatementNo charge
Real Estate - Partial Release of Collateral$200
one time

Fee	Amount	Basis	Note
Account Maintenance
Dividend Checking Monthly maintenance fee	$5	per month	None
Fresh Start Account Monthly maintenance fee	$10	per month	None
Inactivity Fee (audience not stated, treated as personal)	$10	per month	None
Returned Mail Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Protection from Savings	$1	per transaction	None
ATM & Card
ATM Non-Reliant machines (audience not stated, treated as personal)	$2	per transaction	None
Rush Fee for Card Replacement	$30	per item	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$25	per transaction	None
Wire Transfers: Incoming Domestic	$15	per transaction	None
Check Services
Official Checks	$5	per item	None
Money Orders	$3	per item	None
Bill Payer Stop Payment (audience not stated, treated as personal)	$25	per item	None
Stop Payment (audience not stated, treated as personal)	$35	per item	None
Stop Payment / Replacement	$25	per item	None
Stop Payment Order	$35	per item	None
Temporary Checks	$0.25	per item	None
Check Cashing	$5	per item	None
Item Presented for Collection (audience not stated, treated as personal)	$15	per item	None
Copy of Check written on your account (or official check) (audience not stated, treated as personal)	No charge	Not stated	None
Digital & Electronic
Bill Payer Service (audience not stated, treated as personal)	No charge	Not stated	None
Cash & Deposit
Coin Counter (audience not stated, treated as personal)	5%	Not stated	None
Return of Deposited Item (audience not stated, treated as personal)	$20	per item	None
Account Services
Notary Service	No charge	Not stated	None
Notary Service	$2	per item	None
Legal Action Compliance (Levies, Orders, Subpoenas, etc.)	$100	per item	None
Retirement & IRA
IRA/HSA Termination Fee	$30	one time	None
Other Fees
Overnight Mail Fee	No charge	Not stated	None
Copy of Member Statement	No charge	Not stated	None
Real Estate - Partial Release of Collateral	$200	one time	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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