Signature Federal Credit Union

Headquarters: Alexandria, Virginia
Charter: Credit Union
Assets: $421.4M
Fed district: Richmond

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Signature Federal Credit Union: $30
Signature Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Signature Federal Credit Union: $30
Signature Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Signature Federal Credit Union: $30
Signature Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Signature Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Membership Closure Fee (within 6 months of opening)$25
Dormant Account Fee$10
per month
Escheatment Fee (After 5 years of no member initiated transactions)$75
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research - Debit & Credit Card Fraud Claim (if research concludes NO FRAUD)$25
per item
Monthly Paper Statement Fee (Effective on New Accounts as of 1/01/2025)$5
per month
Returned Mail Fee (effective January 1, 2025)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Member Privilege Fee$30
per item
Returned Check Fee (NSF)$30
per item
Visa Returned Check Fee$30

Wire Transfers

Wire Transfer (Outgoing)$30
per item

Check Services

Official Check Fee$5
per item
Stop Payment Request$35
per item
Temporary Checks$5
per item
Check Copies$7
per item

Digital & Electronic

Returned IPAY Bill Pay Checks/Payments$30
Not compared: Per-item charge, not monthly
per item

Account Services

Garnishment Fee/Tax Levies/Attachments/Liens$125
per item

Lending Fees

Loan Late Payment Fee$30
Visa Late Fee$30

Other Fees

Expedited Services (ALL Product(s)/service(s) requiring FedEx/UPS Delivery)$40
Lien Release$20

Fee	Amount	Basis	Note
Account Maintenance
Early Membership Closure Fee (within 6 months of opening)	$25	Not stated	None
Dormant Account Fee	$10	per month	None
Escheatment Fee (After 5 years of no member initiated transactions)	$75	Not stated	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research - Debit & Credit Card Fraud Claim (if research concludes NO FRAUD)	$25	per item	None
Monthly Paper Statement Fee (Effective on New Accounts as of 1/01/2025)	$5	per month	None
Returned Mail Fee (effective January 1, 2025)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Member Privilege Fee	$30	per item	None
Returned Check Fee (NSF)	$30	per item	None
Visa Returned Check Fee	$30	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$30	per item	None
Check Services
Official Check Fee	$5	per item	None
Stop Payment Request	$35	per item	None
Temporary Checks	$5	per item	None
Check Copies	$7	per item	None
Digital & Electronic
Returned IPAY Bill Pay Checks/Payments	$30Not compared: Per-item charge, not monthly	per item	None
Account Services
Garnishment Fee/Tax Levies/Attachments/Liens	$125	per item	None
Lending Fees
Loan Late Payment Fee	$30	Not stated	None
Visa Late Fee	$30	Not stated	None
Other Fees
Expedited Services (ALL Product(s)/service(s) requiring FedEx/UPS Delivery)	$40	Not stated	None
Lien Release	$20	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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