Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Brockport Federal Credit Union

Brockport, New YorkCredit UnionNew York Fed districtFinancials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Close account open for less than 6 months$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Balance Transfer$3Within the typical range ($3–$7.13 nationally)
$2 below the national median
per item · 3% of amount · Source
BFCU transfer to cover item(s) from savings$5Below the typical range ($15–$32 nationally)
$23 below the national median
per item · Source
Credit Card Returned Check Fee$15Within the typical range ($15–$32 nationally)
$13 below the national median
per item · Source
Non-sufficient funds - paid or returned$35Above the typical range ($15–$32 nationally)
$7 above the national median
per item · Source
Overdraft charge$35Above the typical range ($10–$30 nationally)
$10 above the national median
per item · Source
Returned Message Pay item$25Within the typical range ($15–$32 nationally)
$3 below the national median
per item · Source

ATM & CardVerified

Chargeback Message Pay item$25Above the typical range ($5–$10 nationally)
$17 above the national median
per item · Source
Rush Card Fee$50Within the typical range ($30–$50 nationally)
$10 above the national median
per item · Source
Rush order of replacement card$30Above the typical range ($5–$10 nationally)
$20 above the national median
per item · Source

Wire TransfersVerified

Wire Transfer Incoming$10Within the typical range ($10–$15 nationally)
At the national median
per item · Source
Wire Transfer Outgoing$20Within the typical range ($20–$25 nationally)
At the national median
per item · Source

Check ServicesVerified

Certified Check$5Within the typical range ($3–$7.50 nationally)
At the national median
per item · Source
Check Cashing Fee$10Within the typical range ($5–$25 nationally)
$2 above the national median
per item · non-member · Source
Copy of cleared check$1Below the typical range ($2–$5 nationally)
$2 below the national median
per item · Source
Money orders$2Within the typical range ($1.50–$5 nationally)
At the national median
per item · Source
Stop Payment on Share Draft or Electronic Payment$30Within the typical range ($20–$30 nationally)
$5 above the national median
per item · Source
Temp checks$1Within the typical range ($1–$10 nationally)
$4 below the national median
per item · 4 checks per page · Source

Cash & DepositVerified

Cash Advance$3Below the typical range ($5–$10 nationally)
$2 below the national median
per item · 3% of amount · Source
Deposited item returned$15Within the typical range ($10–$25 nationally)
$2.50 below the national median
per item · Source
Non-US check collection item$30Above the typical range ($10–$25 nationally)
$12.50 above the national median
per item · Source

Lending FeesVerified

Credit Card Late Payment Fee$25Within the typical range ($15–$28.25 nationally)
At the national median
per item · Source
Credit Card Late Payment Fee - Subsequent violation$38Above the typical range ($15–$28.25 nationally)
$13 above the national median
per item · Source
Holiday skip payment program$30Above the typical range ($15–$28.25 nationally)
$5 above the national median
per item · Source
Member loan application not taken$30Within the typical range ($25–$100 nationally)
$3.50 below the national median
one time · approved for but not taken · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Close account open for less than 6 months	$25Within the typical range ($10–$25 nationally)	$5 above the national median	one time	—	Source
Duplicate Copy of statement mailed	$5Above the typical range ($2–$4.75 nationally)	$2 above the national median	per item	—	Source
Inactive account fee	$8Within the typical range ($5–$10 nationally)	$3 above the national median	per month	—	Source
Regulation D Transfer Limit Violation	$35Above the typical range ($15–$25 nationally)	$10 above the national median	per item	—	Source
Research Fee	$20Within the typical range ($15–$25 nationally)	$5 below the national median	per item	per hour, minimum 1 hour	Source
Overdraft & NSFVerified
Balance Transfer	$3Within the typical range ($3–$7.13 nationally)	$2 below the national median	per item	3% of amount	Source
BFCU transfer to cover item(s) from savings	$5
ATM & CardVerified
Chargeback Message Pay item	$25Above the typical range ($5–$10 nationally)	$17 above the national median	per item	—	Source
Rush Card Fee	$50
Wire TransfersVerified
Wire Transfer Incoming	$10Within the typical range ($10–$15 nationally)	At the national median	per item	—	Source
Wire Transfer Outgoing	$20
Check ServicesVerified
Certified Check	$5Within the typical range ($3–$7.50 nationally)	At the national median	per item	—	Source
Check Cashing Fee	$10
Cash & DepositVerified
Cash Advance	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per item	3% of amount	Source
Deposited item returned	$15
Account ServicesVerified
Protest Check	$25Within the typical range ($25–$100 nationally)	$10 below the national median	per item	—	Source
Lending FeesVerified
Credit Card Late Payment Fee	$25Within the typical range ($15–$28.25 nationally)	At the national median	per item	—	Source
Credit Card Late Payment Fee - Subsequent violation	$38
Other feesVerified
Faxing Services	$2	—	per item	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

40% above the national median overdraft fee

Total fees: 31

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$15.4M

Total deposits

$14.5M

Service charge income (year to date)

$36K

Fee income ratio

7.1%

Return on assets

-1.75%

Financial profile · Pro

Brockport Federal Credit Union

Published fees

Get an email when Brockport Federal Credit Union changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings