Hancock Whitney Bank

Headquarters: Gulfport, Mississippi
Charter: Bank
Assets: $36.3B
Fed district: Atlanta

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Hancock Whitney Bank: $5 to $25
Hancock Whitney Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
Hancock Whitney Bank: $36
Hancock Whitney Bank: $36
U.S. median: no median
NSF / Returned Item
Hancock Whitney Bank: $36
Hancock Whitney Bank: $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Hancock Whitney Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$20
per month
Monthly service charge$25
per month
Monthly service charge$5
per month
Monthly service charge waived$7
per month · waived if primary account holder is under 18 years old4
Monthly service fee for Freestyle Checking$10
per month
Monthly service fee for Freestyle Checking$10
per month
Service Charge$10
Early Account Closure$20
Freestyle Savings early closure service charge$20
one time
Dormant Account Per month (no debit or credit activity for one (1) year)$5
per month
Account Reconcilement Fee - Minimum Charge$12.50
Account Reconcilement Fee (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee - Minimum Charge$12.50
Account Research Fee (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Transaction fee for withdrawals in excess of three per month$3
per item

Overdraft & NSF

Overdraft Charge/Overdraft Fee (each item)$36
per item
Overdraft fee$36
per item
2 Freestyle Checking NSF and Overdraft Terms and Conditions: NSF items created by check, in-person withdrawals or other$36
per item
Nonsufficient Funds Charge (NSF Charge or NSF Fee) each item$36
per item
Sustained Overdraft Fee$36
Account Transfer Overdraft Protection Fee (per transfer)$10
per item

ATM & Card

Each Non-Hancock Whitney ATM Inquiry$1
per item
Each Non-Hancock Whitney ATM Withdrawal or Transfer$3
per item
ATM Card or Debit Card Replacement$5
Expedited Debit Card Fee (Shipped within 3 Bus. Days)$45

Wire Transfers

Outgoing Domestic Wire Transfer Fee (US Currency)$30
Incoming Domestic Wire Transfer Fee (US Currency)$20
Outgoing International Wire Transfer Fee (US Currency)$45
Incoming Domestic or International Wire Transfer Fee (Foreign Currency)$25
Incoming International Wire Transfer Fee (US Currency)$20

Check Services

Cashier's Checks$8
per item
Money Orders$5
per item
Stop Payment Fee$36
On Us Check Cashing Fee$9
Copy of Cancelled Check (per copy)$2.50
per item

Cash & Deposit

Returned Deposit Item Fee (Chargeback)$9

Account Services

Levies/Garnishments$75

Other Fees

Copy of Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$20	per month	None
Monthly service charge	$25	per month	None
Monthly service charge	$5	per month	None
Monthly service charge waived	$7	per month	waived if primary account holder is under 18 years old4
Monthly service fee for Freestyle Checking	$10	per month	None
Monthly service fee for Freestyle Checking	$10	per month	None
Service Charge	$10	Not stated	None
Early Account Closure	$20	Not stated	None
Freestyle Savings early closure service charge	$20	one time	None
Dormant Account Per month (no debit or credit activity for one (1) year)	$5	per month	None
Account Reconcilement Fee - Minimum Charge	$12.50	Not stated	None
Account Reconcilement Fee (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee - Minimum Charge	$12.50	Not stated	None
Account Research Fee (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Transaction fee for withdrawals in excess of three per month	$3	per item	None
Overdraft & NSF
Overdraft Charge/Overdraft Fee (each item)	$36	per item	None
Overdraft fee	$36	per item	None
2 Freestyle Checking NSF and Overdraft Terms and Conditions: NSF items created by check, in-person withdrawals or other	$36	per item	None
Nonsufficient Funds Charge (NSF Charge or NSF Fee) each item	$36	per item	None
Sustained Overdraft Fee	$36	Not stated	None
Account Transfer Overdraft Protection Fee (per transfer)	$10	per item	None
ATM & Card
Each Non-Hancock Whitney ATM Inquiry	$1	per item	None
Each Non-Hancock Whitney ATM Withdrawal or Transfer	$3	per item	None
ATM Card or Debit Card Replacement	$5	Not stated	None
Expedited Debit Card Fee (Shipped within 3 Bus. Days)	$45	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee (US Currency)	$30	Not stated	None
Incoming Domestic Wire Transfer Fee (US Currency)	$20	Not stated	None
Outgoing International Wire Transfer Fee (US Currency)	$45	Not stated	None
Incoming Domestic or International Wire Transfer Fee (Foreign Currency)	$25	Not stated	None
Incoming International Wire Transfer Fee (US Currency)	$20	Not stated	None
Check Services
Cashier's Checks	$8	per item	None
Money Orders	$5	per item	None
Stop Payment Fee	$36	Not stated	None
On Us Check Cashing Fee	$9	Not stated	None
Copy of Cancelled Check (per copy)	$2.50	per item	None
Cash & Deposit
Returned Deposit Item Fee (Chargeback)	$9	Not stated	None
Account Services
Levies/Garnishments	$75	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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