Hancock Whitney Bank

Headquarters: Gulfport, Mississippi
Charter: Bank
Assets: $36.3B
Fed district: Atlanta
Regulator: FDIC
Holding company: Hancock Whitney Corp.

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026

How these figures are measured

Call-report figures are for Hancock Whitney Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Hancock Whitney Bank's published fee schedule; Bank Fee Index medians	Current schedule	Nov 1, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Hancock Whitney Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $26.1M in Q2 2026, 8.1% above the same quarter a year earlier ($24.2M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Hancock Whitney Bank: $5 to $25
Hancock Whitney Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
Hancock Whitney Bank: $36
Hancock Whitney Bank: $36
U.S. median: no median
NSF / Returned Item
Hancock Whitney Bank: $36
Hancock Whitney Bank: $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 3.8% from Q3 2025 to Q2 2026, to $26.1M.

Service-charge income, Q2 2026

$26.1M

$25.2MQ3 2025

$25.5MQ4 2025

$26.1MQ1 2026

$26.1MQ2 2026

Against the median

Hancock Whitney BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Hancock Whitney Bank · $36.3B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$27B to $45.6B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Hancock Whitney Bank(this institution)	Gulfport, MS	$36.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ameris Bank	Atlanta, GA	$28.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arvest Bank	Fayetteville, AR	$28.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Atlantic Union Bank	Richmond City, VA	$38B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Axos Bank	San Diego, CA	$28.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Banc of California	Los Angeles, CA	$34.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank OZK	Little Rock, AR	$41.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
BankUnited, National Association	Miami Lakes, FL	$34.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Barclays Bank Delaware	Wilmington, DE	$43.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
City National Bank of Florida	Miami, FL	$29.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Commerce Bank	Kansas City, MO	$35B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Eastern Bank	Boston, MA	$31.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First National Bank of Omaha	Omaha, NE	$34.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Fulton Bank, National Association	Lancaster, PA	$32.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Bank	Kalispell, MT	$31.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
MidFirst Bank	Oklahoma City, OK	$42.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Prosperity Bank	El Campo, TX	$43.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Raymond James Bank	Saint Petersburg, FL	$45.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Renasant Bank	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sallie Mae Bank	Salt Lake City, UT	$28.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
TD Bank USA, National Association	Wilmington, DE	$32.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Capital Bank	Dallas, TX	$33.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Bank	Fairfax, VA	$33.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
United Community Bank	Greenville, SC	$29B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
WaFd Bank	Seattle, WA	$27.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
WesBanco Bank, Inc.	Wheeling, WV	$27.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2 (17%) below the median of similar-sized banks.

Compared at $10, the middle of its seven prices, against a peer median of $12 among 17 publishing peers.

Its seven checking prices are $5, $7, $10, $10, $10, $20 and $25.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Hancock Whitney Bank: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer medianInclude $45 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Hancock Whitney Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $26.1M
vs prior quarter: +$50K+0.2%; from Q1 2026
vs a year earlier: +$2.0M+8.1%; from Q2 2025
vs start of range: +$3.1M+13.5%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Hancock Whitney Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$26.1M	+$50K	+0.2%
Q1 2026	$26.1M	+$537K	+2.1%
Q4 2025	$25.5M	+$375K	+1.5%
Q3 2025	$25.2M	+$994K	+4.1%
Q2 2025	$24.2M	+$204K	+0.9%
Q1 2025	$24.0M	+$585K	+2.5%
Q4 2024	$23.4M	+$357K	+1.5%
Q3 2024	$23.0M	+$898K	+4.1%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Hancock Whitney Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$20
per month
Monthly service charge$25
per month
Monthly service charge$5
per month
Monthly service charge waived$7
per month · waived if primary account holder is under 18 years old4
Monthly service fee for Freestyle Checking$10
per month
Monthly service fee for Freestyle Checking$10
per month
Service Charge$10
Early Account Closure$20
Freestyle Savings early closure service charge$20
one time
Dormant Account Per month (no debit or credit activity for one (1) year)$5
per month
Account Reconcilement Fee - Minimum Charge$12.50
Account Reconcilement Fee (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee - Minimum Charge$12.50
Account Research Fee (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Transaction fee for withdrawals in excess of three per month$3
per item

Overdraft & NSF

Overdraft Charge/Overdraft Fee (each item)$36
per item
Overdraft fee$36
per item
2 Freestyle Checking NSF and Overdraft Terms and Conditions: NSF items created by check, in-person withdrawals or other$36
per item
Nonsufficient Funds Charge (NSF Charge or NSF Fee) each item$36
per item
Sustained Overdraft Fee$36
Account Transfer Overdraft Protection Fee (per transfer)$10
per item

ATM & Card

Each Non-Hancock Whitney ATM Inquiry$1
per item
Each Non-Hancock Whitney ATM Withdrawal or Transfer$3
per item
ATM Card or Debit Card Replacement$5
Expedited Debit Card Fee (Shipped within 3 Bus. Days)$45

Wire Transfers

Outgoing Domestic Wire Transfer Fee (US Currency)$30
Incoming Domestic Wire Transfer Fee (US Currency)$20
Outgoing International Wire Transfer Fee (US Currency)$45
Incoming Domestic or International Wire Transfer Fee (Foreign Currency)$25
Incoming International Wire Transfer Fee (US Currency)$20

Check Services

Cashier's Checks$8
per item
Money Orders$5
per item
Stop Payment Fee$36
On Us Check Cashing Fee$9
Copy of Cancelled Check (per copy)$2.50
per item

Cash & Deposit

Returned Deposit Item Fee (Chargeback)$9

Account Services

Levies/Garnishments$75

Other Fees

Copy of Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$20	per month	None
Monthly service charge	$25	per month	None
Monthly service charge	$5	per month	None
Monthly service charge waived	$7	per month	waived if primary account holder is under 18 years old4
Monthly service fee for Freestyle Checking	$10	per month	None
Monthly service fee for Freestyle Checking	$10	per month	None
Service Charge	$10	Not stated	None
Early Account Closure	$20	Not stated	None
Freestyle Savings early closure service charge	$20	one time	None
Dormant Account Per month (no debit or credit activity for one (1) year)	$5	per month	None
Account Reconcilement Fee - Minimum Charge	$12.50	Not stated	None
Account Reconcilement Fee (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee - Minimum Charge	$12.50	Not stated	None
Account Research Fee (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Transaction fee for withdrawals in excess of three per month	$3	per item	None
Overdraft & NSF
Overdraft Charge/Overdraft Fee (each item)	$36	per item	None
Overdraft fee	$36	per item	None
2 Freestyle Checking NSF and Overdraft Terms and Conditions: NSF items created by check, in-person withdrawals or other	$36	per item	None
Nonsufficient Funds Charge (NSF Charge or NSF Fee) each item	$36	per item	None
Sustained Overdraft Fee	$36	Not stated	None
Account Transfer Overdraft Protection Fee (per transfer)	$10	per item	None
ATM & Card
Each Non-Hancock Whitney ATM Inquiry	$1	per item	None
Each Non-Hancock Whitney ATM Withdrawal or Transfer	$3	per item	None
ATM Card or Debit Card Replacement	$5	Not stated	None
Expedited Debit Card Fee (Shipped within 3 Bus. Days)	$45	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee (US Currency)	$30	Not stated	None
Incoming Domestic Wire Transfer Fee (US Currency)	$20	Not stated	None
Outgoing International Wire Transfer Fee (US Currency)	$45	Not stated	None
Incoming Domestic or International Wire Transfer Fee (Foreign Currency)	$25	Not stated	None
Incoming International Wire Transfer Fee (US Currency)	$20	Not stated	None
Check Services
Cashier's Checks	$8	per item	None
Money Orders	$5	per item	None
Stop Payment Fee	$36	Not stated	None
On Us Check Cashing Fee	$9	Not stated	None
Copy of Cancelled Check (per copy)	$2.50	per item	None
Cash & Deposit
Returned Deposit Item Fee (Chargeback)	$9	Not stated	None
Account Services
Levies/Garnishments	$75	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Hancock Whitney Bank operates, and what regulators and customers have on file.

Consumer complaints

91 complaints to the CFPB so far in 2026

Checking or savings account
Mortgage
Bank account or service
Credit reporting, credit repair services, or other personal consumer reports
Other

Top issues, 2026 to date

Managing an account	30
Opening an account	19
Incorrect information on your report	8
Trouble during payment process	4
Closing an account	4
Applying for a mortgage or refinancing an existing mortgage	3

Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.

Enforcement actions

None on file with the Federal Reserve

The Federal Reserve has no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Holding company

HANCOCK WHITNEY CORP (Nasdaq: HWC)

Consolidated assets

$36.3B

Shareholders' equity

$4.4B

As of

2026Q2

Net income by quarter

Recent SEC filings

8-K8-K2026-10-20View
10-Q10-Q2026-08-07View
8-K8-K2026-08-03View
8-K8-K2026-07-21View
8-K8-K2026-07-20View
8-K8-K2026-05-19View
8-K8-K2026-05-15View
10-Q10-Q2026-05-07View
8-K8-K2026-04-30View
8-K8-K2026-04-21View
DEF 14ADEF 14A2026-03-17View
10-K10-K2026-02-27View

Source: SEC EDGAR filings and XBRL financial data, CIK 750577. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.

Fee change alerts

Get an email when Hancock Whitney Bank's early account closure changes in our data

We check once a day and send one email covering every change.