Compared with Mississippi
13 of 22
compared fees are above the median.
5 below, 4 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
96th percentile; peer median 2.9%
FDIC call report data · Jun 30, 2026
Fees above the Mississippi median
of 22 compared; 5 below, 4 about the same
See the feesFee schedule read Nov 1, 2026
Call-report figures are for Hancock Whitney Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 95 banks with $10B to $50B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Mississippi median | Published fees above the Mississippi median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Hancock Whitney Bank's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 6.5% of revenue, above the 2.9% median of 95 banks with $10B to $50B in assets (96th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $26.1M in Q2 2026, 8.1% above the same quarter a year earlier ($24.2M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
13 of 22 compared published fees sit above the Mississippi median; 5 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Mississippi medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 3.8% from Q3 2025 to Q2 2026, to $26.1M. Its share of revenue, 6.5%, is above the 2.9% median for banks with $10B to $50B in assets.
$26.1M
Hancock Whitney BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 95 banks with $10B to $50B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Non-network ATM: Listed at $1 to $3; we compare the midpoint. Monthly maintenance: Listed at $5 to $25; we compare the midpoint.
Hancock Whitney Bank · $36.3B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Hancock Whitney Bank(this institution) | Gulfport, MS | $36.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ameris Bank | Atlanta, GA | $28.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Arvest Bank | Fayetteville, AR | $28.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Atlantic Union Bank | Richmond City, VA | $38B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Axos Bank | San Diego, CA | $28.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Banc of California | Los Angeles, CA | $34.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank OZK | Little Rock, AR | $41.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankUnited, National Association | Miami Lakes, FL | $34.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Barclays Bank Delaware | Wilmington, DE | $43.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| City National Bank of Florida | Miami, FL | $29.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Commerce Bank | Kansas City, MO | $35B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Eastern Bank | Boston, MA | $31.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First National Bank of Omaha | Omaha, NE | $34.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Fulton Bank, National Association | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Glacier Bank | Kalispell, MT | $31.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| MidFirst Bank | Oklahoma City, OK | $42.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Prosperity Bank | El Campo, TX | $43.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Raymond James Bank | Saint Petersburg, FL | $45.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Renasant Bank | Tupelo, MS | $27B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Sallie Mae Bank | Salt Lake City, UT | $28.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| TD Bank USA, National Association | Wilmington, DE | $32.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Capital Bank | Dallas, TX | $33.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Fairfax, VA | $33.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| United Community Bank | Greenville, SC | $29B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| WaFd Bank | Seattle, WA | $27.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| WesBanco Bank, Inc. | Wheeling, WV | $27.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its seven prices, against a peer median of $12 among 17 publishing peers.
Its seven checking prices are $5, $7, $10, $10, $10, $20 and $25.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Hancock Whitney Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $26.1M | +$50K | +0.2% |
| Q1 2026 | $26.1M | +$537K | +2.1% |
| Q4 2025 | $25.5M | +$375K | +1.5% |
| Q3 2025 | $25.2M | +$994K | +4.1% |
| Q2 2025 | $24.2M | +$204K | +0.9% |
| Q1 2025 | $24.0M | +$585K | +2.5% |
| Q4 2024 | $23.4M | +$357K | +1.5% |
| Q3 2024 | $23.0M | +$898K | +4.1% |
Financial cohort: 111 banks with $10B to $50B in assets filing for Q2 2026; 95 reported a share above 0% and are counted, Hancock Whitney Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Hancock Whitney Bank by share.
Amounts from Hancock Whitney Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month · waived if primary account holder is under 18 years old4
per month
per month
one time
per month
per hour
per hour
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $20Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service charge | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service charge | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service charge waived | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per month | waived if primary account holder is under 18 years old4 |
| Monthly service fee for Freestyle Checking | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service fee for Freestyle Checking | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Service Charge | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Early Account Closure | $20Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Freestyle Savings early closure service charge | $20Inside the U.S. middle 50% ($10 to $25 nationally) | one time | None |
| Dormant Account Per month (no debit or credit activity for one (1) year) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Reconcilement Fee - Minimum Charge | $12.50Inside the U.S. middle 50% ($7 to $25 nationally) | Not stated | None |
| Account Reconcilement Fee (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research Fee - Minimum Charge | $12.50Inside the U.S. middle 50% ($7 to $25 nationally) | Not stated | None |
| Account Research Fee (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft Charge/Overdraft Fee (each item) | $36Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Overdraft fee | $36Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| 2 Freestyle Checking NSF and Overdraft Terms and Conditions: NSF items created by check, in-person withdrawals or other | $36Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Nonsufficient Funds Charge (NSF Charge or NSF Fee) each item | $36Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Sustained Overdraft Fee | $36Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Account Transfer Overdraft Protection Fee (per transfer) | $10Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| Each Non-Hancock Whitney ATM Inquiry | $1Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Each Non-Hancock Whitney ATM Withdrawal or Transfer | $3Above the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| ATM Card or Debit Card Replacement | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Expedited Debit Card Fee (Shipped within 3 Bus. Days) | $45Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer Fee (US Currency) | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Incoming Domestic Wire Transfer Fee (US Currency) | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Outgoing International Wire Transfer Fee (US Currency) | $45Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Incoming Domestic or International Wire Transfer Fee (Foreign Currency) | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Incoming International Wire Transfer Fee (US Currency) | $20Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Cashier's Checks | $8Above the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Money Orders | $5Above the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Stop Payment Fee | $36Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| On Us Check Cashing Fee | $9Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Copy of Cancelled Check (per copy) | $2.50Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Cash & Deposit | |||
| Returned Deposit Item Fee (Chargeback) | $9Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Levies/Garnishments | $75Inside the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Other Fees | |||
| Copy of Statement | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Hancock Whitney Bank operates, and what regulators and customers have on file.
Branch footprint
186 offices in 5 states, $29.9B in branch deposits (June 2026)
Hover a state for its branch count.
Largest markets by deposits
| 26 | $6.9B | |
| 23 | $3.8B | |
| 19 | $3.5B | |
| Outside a metro area | 16 | $1.8B |
| 9 | $1.6B | |
| 7 | $1.5B | |
| 9 | $1.4B | |
| 5 | $1.0B |
New Orleans-Metairie, LA
19.1% of bank deposits, #2 of 32, down 0.1 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Capital One, National Association | 25.7% |
| JPMorgan Chase Bank, National Association | 18.7% |
| Regions Bank | 7.7% |
| First Horizon Bank | 6.1% |
| Gulf Coast Bank and Trust Company | 6% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In New Orleans-Metairie, LA, Hancock Whitney Bank holds 19.1% of bank deposits, #2 of 32, with 26 offices.
297 offices of 71 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 32 institutions shown. $36.0B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2014 to 2026
June 2026: 19.1% share, 26 offices, #2 of 32
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2014 to 2026.
Credit unions, reported separately
94 offices of 41 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
91 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 30 |
| Opening an account | 19 |
| Incorrect information on your report | 8 |
| Trouble during payment process | 4 |
| Closing an account | 4 |
| Applying for a mortgage or refinancing an existing mortgage | 3 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
HANCOCK WHITNEY CORP (Nasdaq: HWC)
Consolidated assets
$36.3B
Shareholders' equity
$4.4B
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 750577. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.