Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Summit Hampton Roads Federal Credit Union

Norfolk, VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$20Within the typical range ($20–$25 nationally)

Dormant Account$5

At the national median

per month · Source

Overdraft & NSFVerified

NSF$30Within the typical range ($25–$31 nationally)
At the national median
Source
Overdraft$30Within the typical range ($25–$32 nationally)
At the national median
Source

ATM & CardVerified

ATM Transaction$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
Source
Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Copy of Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Credit Union Check – Stop Payment$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source
Money Order$1.50Within the typical range ($1.50–$3 nationally)
$0.50 below the national median
Source
Money Order – Seniors$1Below the typical range ($1.50–$3 nationally)
$1 below the national median
Source
Reverse Stop Payment$10Below the typical range ($20–$30 nationally)
$16 below the national median
Source

Account ServicesVerified

Garnishment/Lien$25Below the typical range ($30–$75 nationally)
$25 below the national median
Source

Lending FeesVerified

Loan Processing$10Below the typical range ($25–$75 nationally)
$25 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
NSF	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
Overdraft	$30Within the typical range ($25–$32 nationally)
ATM & CardVerified
ATM Transaction	$2Within the typical range ($1–$2.50 nationally)	$0.25 above the national median	—	—	Source
Card Replacement	$10Within the typical range ($5–$10 nationally)
Check ServicesVerified
Copy of Check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Credit Union Check – Stop Payment	$25Within the typical range ($20–$30 nationally)
Account ServicesVerified
Garnishment/Lien	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	—	Source
Lending FeesVerified
Loan Processing	$10Below the typical range ($25–$75 nationally)	$25 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 13 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$8.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.2M

Total deposits

$7.1M

Service charge income (year to date)

$48K

Fee income ratio

17.6%

Return on assets

-1.19%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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