Urw Community Federal Credit Union

Headquarters: Danville, Virginia
Charter: Credit Union
Assets: $224.0M
Fed district: Richmond

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Urw Community Federal Credit Union: $25
Urw Community Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Urw Community Federal Credit Union: $25
Urw Community Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Compared at $2, the middle of its prices
Urw Community Federal Credit Union: $1 to $3
Urw Community Federal Credit Union: $1 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Urw Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service Below Minimum Balance$1
per month
Service Dormant Account Fee$5
per month
Service Escheatment Fee$25
Service Account Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour
Service Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Service Overdraft Privilege$25
Service Non-Sufficient Funds (NSF)$25

ATM & Card

Service ATM Inquiry (Foreign)$1
Service ATM Withdrawal (Foreign)$3
Service ATM Card Order (Lost or Stolen)$10

Wire Transfers

Service Wire Transfer Fee (Outgoing)$10
per item
Service Wire Transfer Fee (Incoming)$5
per item
Service International Wire Transfer (Outgoing)$35
per item

Check Services

Service Money Order$5
Service Stop Payment (Series)$30
Service Stop Payment 154003$25
Service Checking Cashing$5
Service Copy of Check$2
per item

Cash & Deposit

Service Deposit Return Item$25

Account Services

Service Tax Levy/Garnishment Service Charge Fee$100
Service Account Verification$25

Gift & Prepaid Cards

Service Gift Card$2.50

Other Fees

Service Copy of Members Statement$1
per item
Service Outgoing Fax Fee$3
Service Outgoing Local Fax Fee/Income Fax Fee$1
Service Loan Application for a Non-Member$25
Service Loan Refinance$75
Service Skip a Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Service Below Minimum Balance	$1	per month	None
Service Dormant Account Fee	$5	per month	None
Service Escheatment Fee	$25	Not stated	None
Service Account Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Service Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Service Overdraft Privilege	$25	Not stated	None
Service Non-Sufficient Funds (NSF)	$25	Not stated	None
ATM & Card
Service ATM Inquiry (Foreign)	$1	Not stated	None
Service ATM Withdrawal (Foreign)	$3	Not stated	None
Service ATM Card Order (Lost or Stolen)	$10	Not stated	None
Wire Transfers
Service Wire Transfer Fee (Outgoing)	$10	per item	None
Service Wire Transfer Fee (Incoming)	$5	per item	None
Service International Wire Transfer (Outgoing)	$35	per item	None
Check Services
Service Money Order	$5	Not stated	None
Service Stop Payment (Series)	$30	Not stated	None
Service Stop Payment 154003	$25	Not stated	None
Service Checking Cashing	$5	Not stated	None
Service Copy of Check	$2	per item	None
Cash & Deposit
Service Deposit Return Item	$25	Not stated	None
Account Services
Service Tax Levy/Garnishment Service Charge Fee	$100	Not stated	None
Service Account Verification	$25	Not stated	None
Gift & Prepaid Cards
Service Gift Card	$2.50	Not stated	None
Other Fees
Service Copy of Members Statement	$1	per item	None
Service Outgoing Fax Fee	$3	Not stated	None
Service Outgoing Local Fax Fee/Income Fax Fee	$1	Not stated	None
Service Loan Application for a Non-Member	$25	Not stated	None
Service Loan Refinance	$75	Not stated	None
Service Skip a Payment	$25	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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