Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Urw Community Federal Credit Union

Danville, VirginiaCredit UnionRichmond Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Service Account Reconciliation$30Above the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Service Non-Sufficient Funds (NSF)$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source
Service Overdraft Privilege$25Within the typical range ($25–$32 nationally)
$5 below the national median
Source

Wire TransfersVerified

Service Wire Transfer Fee (Incoming)$5Within the typical range ($5–$15 nationally)
$5 below the national median
Source
Service Wire Transfer Fee (Outgoing)$10Below the typical range ($20–$25 nationally)
$15 below the national median
Source

Check ServicesVerified

Service Copy of Check$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Service Money Order$5Above the typical range ($1.75–$3 nationally)
$3 above the national median
Source
Service Stop Payment (Series)$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source
Service Stop Payment 154003$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source

Account ServicesVerified

Service Account Verification$25Above the typical range ($10–$15 nationally)
$15 above the national median
Source
Service Tax Levy/Garnishment Service Charge Fee$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Service Account Reconciliation	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Service Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Service Escheatment Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	—	Source
Overdraft & NSFVerified
Service Non-Sufficient Funds (NSF)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	—	Source
Service Overdraft Privilege	$25
ATM & CardVerified
Service ATM Withdrawal (Foreign)	$3Above the typical range ($1–$2.50 nationally)	$1.25 above the national median	—	—	Source
Wire TransfersVerified
Service Wire Transfer Fee (Incoming)	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	—	Source
Service Wire Transfer Fee (Outgoing)	$10
Check ServicesVerified
Service Copy of Check	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Service Money Order	$5Above the typical range ($1.75–$3 nationally)
Cash & DepositVerified
Service Deposit Return Item	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Account ServicesVerified
Service Account Verification	$25Above the typical range ($10–$15 nationally)	$15 above the national median	—	—	Source
Service Tax Levy/Garnishment Service Charge Fee	$100
Gift & Prepaid CardsVerified
Service Gift Card	$2.50Below the typical range ($3–$4.45 nationally)	$1 below the national median	—	—	Source
Other FeesVerified
Service Skip a Payment	$25Within the typical range ($20–$35 nationally)	$5 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 17 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$224.0M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$224.0M

Total deposits

$188.6M

Service charge income (year to date)

$329K

Fee income ratio

3.1%

Return on assets

0.71%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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