Ravalli County Federal Credit Union

Headquarters: Hamilton, Montana
Charter: Credit Union
Assets: $89.4M
Fed district: Minneapolis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 23, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ravalli County Federal Credit Union: $25
Ravalli County Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Ravalli County Federal Credit Union: $25
Ravalli County Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Ravalli County Federal Credit Union: $25
Ravalli County Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 23, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Montana: Banks and credit unions headquartered in Montana that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ravalli County Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee – Less Than 90 Days$5
Dormant Account Fee – Per Quarter$15
Not compared: Quarterly charge, not monthly
per quarter
Account Research/Hour (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements – If under 62$2

Overdraft & NSF

NSF/Privilege Pay Fee$25
NSF/Privilege Pay Fee$25

ATM & Card

Replacement Debit/Credit Card Fee$10
Expedited Debit/Credit Card$55

Wire Transfers

Wires (Outgoing) – Domestic$25
Wires (Incoming)$5
Wires (Outgoing) – International/Foreign Currency$35
Wires (Outgoing) – International/US Currency$45

Check Services

Corporate Check – Less than $1,000$3
Money Order$2
Stop Payment – Per Item$25
per item
Counter Checks – 4 Pack$1
Image Check Copy – Older than 12 months$3

Digital & Electronic

One Time ACH Origination Fee$10
one time
Bill Pay – One Time Set-Up Fee$5
Not compared: One-time charge, not monthly
one time

Account Services

Writ/Levy Processing Fee$35

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Statement Copy/Month – Older than 12 months (FREE Online)$1
Not compared: Monthly charge, not per item
per month
Skip a Payment Fee – Per Loan$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee – Less Than 90 Days	$5	Not stated	None
Dormant Account Fee – Per Quarter	$15Not compared: Quarterly charge, not monthly	per quarter	None
Account Research/Hour (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements – If under 62	$2	Not stated	None
Overdraft & NSF
NSF/Privilege Pay Fee	$25	Not stated	None
NSF/Privilege Pay Fee	$25	Not stated	None
ATM & Card
Replacement Debit/Credit Card Fee	$10	Not stated	None
Expedited Debit/Credit Card	$55	Not stated	None
Wire Transfers
Wires (Outgoing) – Domestic	$25	Not stated	None
Wires (Incoming)	$5	Not stated	None
Wires (Outgoing) – International/Foreign Currency	$35	Not stated	None
Wires (Outgoing) – International/US Currency	$45	Not stated	None
Check Services
Corporate Check – Less than $1,000	$3	Not stated	None
Money Order	$2	Not stated	None
Stop Payment – Per Item	$25	per item	None
Counter Checks – 4 Pack	$1	Not stated	None
Image Check Copy – Older than 12 months	$3	Not stated	None
Digital & Electronic
One Time ACH Origination Fee	$10	one time	None
Bill Pay – One Time Set-Up Fee	$5Not compared: One-time charge, not monthly	one time	None
Account Services
Writ/Levy Processing Fee	$35	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Statement Copy/Month – Older than 12 months (FREE Online)	$1Not compared: Monthly charge, not per item	per month	None
Skip a Payment Fee – Per Loan	$30	per item	None

Correct a fee source

Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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