Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Ravalli County Federal Credit Union

Hamilton, MontanaCredit UnionMinneapolis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Hour (1 hour minimum)$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=account_research; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Account Research/Hour (1 hour minimum) | $25.00" · Source

Dormant Account Fee – Per Quarter$15

$10 above the national median

Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=dormant_account; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Dormant Account Fee – Per Quarter | $15.00" · Source

Early Account Closure Fee – Less Than 90 Days$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=early_closure; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Early Account Closure Fee – Less Than 90 Days | $5.00" · Source

Paper Statements – If under 62$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=paper_statement; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Paper Statements – If under 62 | $2.00" · Source

Overdraft & NSFVerified

NSF/Privilege Pay Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=nsf; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="NSF/Privilege Pay Fee | $25.00" · Source
Return ACH Origination Fee$5Below the typical range ($25–$31 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=nsf; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Return ACH Origination Fee | $5.00" · Source

Wire TransfersVerified

Wires (Incoming)$5Within the typical range ($5–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=wire_domestic_incoming; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Wires (Incoming) | $5.00" · Source
Wires (Outgoing) – Domestic$25Within the typical range ($20–$25 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=wire_domestic_outgoing; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Wires (Outgoing) – Domestic | $25.00" · Source
Wires (Outgoing) – International/Foreign Currency$35Below the typical range ($40–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=wire_intl_outgoing; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Wires (Outgoing) – International/Foreign Currency | $35.00" · Source
Wires (Outgoing) – International/US Currency$45Within the typical range ($40–$50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=wire_intl_outgoing; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Wires (Outgoing) – International/US Currency | $45.00" · Source

Check ServicesVerified

Corporate Check – Less than$3Within the typical range ($3–$6 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=cashiers_check; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Corporate Check – Less than $1,000 | $3.00" · Source
Counter Checks – 4 Pack$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=counter_check; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Counter Checks – 4 Pack | $1.00" · Source
Image Check Copy – Older than 12 months$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=check_image; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Image Check Copy – Older than 12 months | $3.00" · Source
Money Order$2Within the typical range ($2–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=money_order; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Money Order | $2.00" · Source
Stop Payment – Per Item$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=stop_payment; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Stop Payment – Per Item | $25.00" · Source

Digital & ElectronicVerified

Bill Pay – One Time Set-Up Fee$5Within the typical range ($0–$10 nationally)
$0.05 above the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=bill_pay; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Bill Pay – One Time Set-Up Fee | $5.00" · Source
One Time ACH Origination Fee$10Within the typical range ($5–$20 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=ach_origination; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="One Time ACH Origination Fee | $10.00" · Source

Account ServicesVerified

Writ/Levy Processing Fee$35Within the typical range ($30–$75 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=garnishment_levy; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Writ/Levy Processing Fee | $35.00" · Source

Gift & Prepaid CardsVerified

Gift Cards$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=gift_card_purchase; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Gift Cards | $3.00" · Source

Other FeesVerified

Skip a Payment Fee – Per Loan$30Within the typical range ($20–$40 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=other_lending_fee; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Skip a Payment Fee – Per Loan | $30.00" · Source
Statement Copy/Month – Older than 12 months (FREE Online)$1Below the typical range ($2–$5 nationally)
$2 below the national median
per month · Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=document_reproduction; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Statement Copy/Month – Older than 12 months (FREE Online) | $1.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Hour (1 hour minimum)	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=account_research; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Account Research/Hour (1 hour minimum) \| $25.00"	Source
Dormant Account Fee – Per Quarter	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=dormant_account; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Dormant Account Fee – Per Quarter \| $15.00"	Source
Early Account Closure Fee – Less Than 90 Days	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=early_closure; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Early Account Closure Fee – Less Than 90 Days \| $5.00"	Source
Paper Statements – If under 62	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=paper_statement; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Paper Statements – If under 62 \| $2.00"	Source
Overdraft & NSFVerified
NSF/Privilege Pay Fee	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=nsf; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="NSF/Privilege Pay Fee \| $25.00"	Source
Return ACH Origination Fee	$5
Wire TransfersVerified
Wires (Incoming)	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=wire_domestic_incoming; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Wires (Incoming) \| $5.00"	Source
Wires (Outgoing) – Domestic	$25
Check ServicesVerified
Corporate Check – Less than	$3Within the typical range ($3–$6 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=cashiers_check; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Corporate Check – Less than $1,000 \| $3.00"	Source
Counter Checks – 4 Pack
Digital & ElectronicVerified
Bill Pay – One Time Set-Up Fee	$5Within the typical range ($0–$10 nationally)	$0.05 above the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=bill_pay; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Bill Pay – One Time Set-Up Fee \| $5.00"	Source
One Time ACH Origination Fee	$10
Account ServicesVerified
Writ/Levy Processing Fee	$35Within the typical range ($30–$75 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=garnishment_levy; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Writ/Levy Processing Fee \| $35.00"	Source
Gift & Prepaid CardsVerified
Gift Cards	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=gift_card_purchase; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Gift Cards \| $3.00"	Source
Other FeesVerified
Skip a Payment Fee – Per Loan	$30Within the typical range ($20–$40 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2075. canonical_hint=other_lending_fee; text_hash=bbc97c1c1fc62f61d6780d7b7994514398f202b08b8059b71eb4cf6d269dcc75; excerpt="Skip a Payment Fee – Per Loan \| $30.00"	Source
Statement Copy/Month – Older than 12 months (FREE Online)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 21 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$89.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$89.4M

Total deposits

$75.7M

Service charge income (year to date)

$183K

Fee income ratio

6.8%

Return on assets

1.80%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 27,539 verified fees from 2,277 institutions

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