Miami University Community Federal Credit Union

Headquarters: Oxford, Ohio
Charter: Credit Union
Assets: $77.5M
Fed district: Cleveland

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Miami University Community Federal Credit Union: $31
Miami University Community Federal Credit Union: $31
U.S. median: no median
NSF / Returned Item
Miami University Community Federal Credit Union: $32
Miami University Community Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Miami University Community Federal Credit Union: $2
Miami University Community Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Miami University Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$25
Dormant Accounts$5
per month

Overdraft & NSF

Courtesy Pay$31
per item
ACH NSF Returnable$32
per item
ATM NSF Non-returnable$32
per item
Check NSF Returnable$32
per item
Debit NSF Non-returnable$32
per item
Overdraft Transfer from Savings$5
per item

ATM & Card

No ATM Owner Surcharge to MUCFCU members$2

Wire Transfers

Wire Transfer (Outgoing Domestic)$20
per item
Wire Transfer (Incoming Domestic)$10
per item
Wire Transfer (Outgoing International)$35

Check Services

Stop Payment$32
Third-Party Check Cashing Fee$5
per item
Check Photo Copy$3
per item

Cash & Deposit

Returned Deposit Item$32
per item

Account Services

Safe Deposit Drilling of Boxes$75
Not compared: Box drilling or key fee
Tax Levy/Garnishment$20

Retirement & IRA

IRA AdministrationNo charge

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$25	Not stated	None
Dormant Accounts	$5	per month	None
Overdraft & NSF
Courtesy Pay	$31	per item	None
ACH NSF Returnable	$32	per item	None
ATM NSF Non-returnable	$32	per item	None
Check NSF Returnable	$32	per item	None
Debit NSF Non-returnable	$32	per item	None
Overdraft Transfer from Savings	$5	per item	None
ATM & Card
No ATM Owner Surcharge to MUCFCU members	$2	Not stated	None
Wire Transfers
Wire Transfer (Outgoing Domestic)	$20	per item	None
Wire Transfer (Incoming Domestic)	$10	per item	None
Wire Transfer (Outgoing International)	$35	Not stated	None
Check Services
Stop Payment	$32	Not stated	None
Third-Party Check Cashing Fee	$5	per item	None
Check Photo Copy	$3	per item	None
Cash & Deposit
Returned Deposit Item	$32	per item	None
Account Services
Safe Deposit Drilling of Boxes	$75Not compared: Box drilling or key fee	Not stated	None
Tax Levy/Garnishment	$20	Not stated	None
Retirement & IRA
IRA Administration	No charge	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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