Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Miami University Community Federal Credit Union

Oxford, OhioCredit UnionCleveland Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

(if account is closed within 60 days after opening)$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=early_closure; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="$25.00 (if account is closed within 60 days after opening)" · Source

Dormant Accounts$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=dormant_account; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Dormant Accounts / $5.00/mo, if balance is below $300.00 and account is dormant for 18 months or more. No charge for members younger than 18." · Source

Overdraft & NSFVerified

ACH NSF Returnable$32Above the typical range ($25–$31 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=nsf; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="ACH NSF Returnable / $32.00/item" · Source
Courtesy Pay$31Within the typical range ($25–$31 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=overdraft; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Courtesy Pay / $31.00/item" · Source
Overdraft Transfer from Savings$5Within the typical range ($3–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=od_protection_transfer; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Overdraft Transfer from Savings / $5.00/item" · Source

ATM & CardVerified

ATM Withdrawal/Teller (In MUCFCU Network)$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #6263. canonical_hint=atm_non_network; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="ATM Withdrawal/Teller (In MUCFCU Network) / FREE" · Source
No ATM Owner Surcharge to MUCFCU members$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=atm_non_network; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="No ATM Owner Surcharge to MUCFCU members; $2.00 Foreign ATM Transaction fee may apply." · Source

Wire TransfersVerified

Wire Transfer (Incoming Domestic)$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=wire_domestic_incoming; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Wire Transfer (Incoming Domestic) / $10.00/transfer" · Source
Wire Transfer (Outgoing Domestic)$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=wire_domestic_outgoing; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Wire Transfer (Outgoing Domestic) / $20.00/transfer" · Source
Wire Transfer (Outgoing International)$35Below the typical range ($40–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=wire_intl_outgoing; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Wire Transfer (Outgoing International) / $35.00" · Source

Check ServicesVerified

Stop Payment$32Above the typical range ($20–$30 nationally)
$6.50 above the national median
Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=stop_payment; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Stop Payment / $32.00" · Source
Third-Party Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=check_cashing; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Third-Party Check Cashing Fee / $5.00/check" · Source

Cash & DepositVerified

Returned Deposit Item$32Above the typical range ($10–$25 nationally)
$17 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=deposited_item_return; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Returned Deposit Item / $32.00/item" · Source

Account ServicesVerified

Safe Deposit Drilling of Boxes$75Within the typical range ($25–$77.50 nationally)
$30 above the national median
Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=safe_deposit_box; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Safe Deposit Drilling of Boxes / $75.00" · Source
Tax Levy/Garnishment$20Below the typical range ($30–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=garnishment_levy; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Tax Levy/Garnishment / $20.00" · Source

Retirement & IRAVerified

IRA Administration$0Below the typical range ($10–$25 nationally)
$15 below the national median
Knox read a free fee from Rosetta artifact #6263. canonical_hint=ira_administration; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="IRA Administration / FREE" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
(if account is closed within 60 days after opening)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=early_closure; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="$25.00 (if account is closed within 60 days after opening)"	Source
Dormant Accounts	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=dormant_account; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Dormant Accounts / $5.00/mo, if balance is below $300.00 and account is dormant for 18 months or more. No charge for members younger than 18."	Source
Overdraft & NSFVerified
ACH NSF Returnable	$32Above the typical range ($25–$31 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=nsf; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="ACH NSF Returnable / $32.00/item"	Source
Courtesy Pay	$31
ATM & CardVerified
ATM Withdrawal/Teller (In MUCFCU Network)	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #6263. canonical_hint=atm_non_network; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="ATM Withdrawal/Teller (In MUCFCU Network) / FREE"	Source
No ATM Owner Surcharge to MUCFCU members
Wire TransfersVerified
Wire Transfer (Incoming Domestic)	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=wire_domestic_incoming; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Wire Transfer (Incoming Domestic) / $10.00/transfer"	Source
Wire Transfer (Outgoing Domestic)
Check ServicesVerified
Stop Payment	$32Above the typical range ($20–$30 nationally)	$6.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=stop_payment; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Stop Payment / $32.00"	Source
Third-Party Check Cashing Fee	$5
Cash & DepositVerified
Returned Deposit Item	$32Above the typical range ($10–$25 nationally)	$17 above the national median	per item	Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=deposited_item_return; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Returned Deposit Item / $32.00/item"	Source
Account ServicesVerified
Safe Deposit Drilling of Boxes	$75Within the typical range ($25–$77.50 nationally)	$30 above the national median	—	Knox deterministic extraction from Rosetta artifact #6263. canonical_hint=safe_deposit_box; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="Safe Deposit Drilling of Boxes / $75.00"	Source
Tax Levy/Garnishment
Retirement & IRAVerified
IRA Administration	$0Below the typical range ($10–$25 nationally)	$15 below the national median	—	Knox read a free fee from Rosetta artifact #6263. canonical_hint=ira_administration; text_hash=be4ab8159a4c7b41aae68e5efd20d528e4718cd6ce25683e9dc8137d6631c977; excerpt="IRA Administration / FREE"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$31

Overdraft fee: $31

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$77.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$77.5M

Total deposits

$66.8M

Service charge income (year to date)

$121K

Fee income ratio

6.6%

Return on assets

0.45%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 28,880 verified fees from 2,290 institutions

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