Saint Francis Employees Federal Credit Union

Headquarters: Tulsa, Oklahoma
Charter: Credit Union
Assets: $44.7M
Fed district: Kansas City

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Saint Francis Employees Federal Credit Union: $25
Saint Francis Employees Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Saint Francis Employees Federal Credit Union: $25
Saint Francis Employees Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Saint Francis Employees Federal Credit Union: $1
Saint Francis Employees Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Saint Francis Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Research Fee$10
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail/Invalid Address$5

Overdraft & NSF

Courtesy Pay on Overdraft Item$25
Non-sufficient Funds$25
Overdraft Protection Transfer$5

ATM & Card

ATM Inquiry$1
per item
ATM Withdraw$1
Replace ATM/Debit Card$5

Wire Transfers

Outgoing Domestic Wire Transfer$10
Incoming Domestic Wire Transfer$8
Outgoing Foreign Wire Transfer$42.50
Incoming Foreign Wire Transfer$42.50

Check Services

Personal Money Order$2
Copy of Check$3

Cash & Deposit

Coin Counting1%
Coin Counting (audience not stated, treated as personal)1%
Returned Item$10

Account Services

Levy/Garnishment$20

Other Fees

Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
Account Research Fee	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail/Invalid Address	$5	Not stated	None
Overdraft & NSF
Courtesy Pay on Overdraft Item	$25	Not stated	None
Non-sufficient Funds	$25	Not stated	None
Overdraft Protection Transfer	$5	Not stated	None
ATM & Card
ATM Inquiry	$1	per item	None
ATM Withdraw	$1	Not stated	None
Replace ATM/Debit Card	$5	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$10	Not stated	None
Incoming Domestic Wire Transfer	$8	Not stated	None
Outgoing Foreign Wire Transfer	$42.50	Not stated	None
Incoming Foreign Wire Transfer	$42.50	Not stated	None
Check Services
Personal Money Order	$2	Not stated	None
Copy of Check	$3	Not stated	None
Cash & Deposit
Coin Counting	1%	Not stated	None
Coin Counting (audience not stated, treated as personal)	1%	Not stated	None
Returned Item	$10	Not stated	None
Account Services
Levy/Garnishment	$20	Not stated	None
Other Fees
Statement Copy	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Saint Francis Employees Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.