Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Saint Francis Employees Federal Credit Union

Tulsa, OklahomaCredit UnionKansas City Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee$10Below the typical range ($17.50–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay on Overdraft Item$25Within the typical range ($25–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=overdraft; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Courtesy Pay on Overdraft Item | $25.00" · Source
Non-sufficient Funds$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=nsf; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Non-sufficient Funds | $25.00" · Source
Overdraft Protection Transfer$5Within the typical range ($2.38–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=od_protection_transfer; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Overdraft Protection Transfer | $5.00" · Source
Returned Item$10Below the typical range ($25–$31 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=nsf; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Returned Item | $10.00" · Source

ATM & CardVerified

ATM Withdraw$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=atm_non_network; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="ATM Withdraw | $1.00 after 5 at non-proprietary ATMs" · Source
Replace ATM/Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=card_replacement; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Replace ATM/Debit Card | $5.00" · Source

Wire TransfersVerified

Incoming Domestic Wire Transfer$8Within the typical range ($5–$15 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=wire_domestic_incoming; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Incoming Domestic Wire Transfer | $8.00" · Source
Incoming Foreign Wire Transfer$42.50Above the typical range ($10–$25 nationally)
$27.50 above the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=wire_intl_incoming; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Incoming Foreign Wire Transfer | $42.50" · Source
Outgoing Domestic Wire Transfer$10Below the typical range ($20–$25 nationally)
$12.50 below the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=wire_domestic_outgoing; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Outgoing Domestic Wire Transfer | $10.00" · Source
Outgoing Foreign Wire Transfer$42.50Within the typical range ($40–$50 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=wire_intl_outgoing; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Outgoing Foreign Wire Transfer | $42.50" · Source

Check ServicesVerified

Copy of Check$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=check_image; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Copy of Check | $3.00" · Source
Personal Money Order$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=money_order; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Personal Money Order | $2.00" · Source

Account ServicesVerified

Levy/Garnishment$20Below the typical range ($30–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=garnishment_levy; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Levy/Garnishment | $20.00" · Source

Other FeesVerified

Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=document_reproduction; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Statement Copy | $3.00/statement" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=account_research; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Account Research Fee \| $10.00/hour after 1st 15 min."	Source
Overdraft & NSFVerified
Courtesy Pay on Overdraft Item	$25Within the typical range ($25–$30 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=overdraft; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Courtesy Pay on Overdraft Item \| $25.00"	Source
Non-sufficient Funds
ATM & CardVerified
ATM Withdraw	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=atm_non_network; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="ATM Withdraw \| $1.00 after 5 at non-proprietary ATMs"	Source
Replace ATM/Debit Card	$5
Wire TransfersVerified
Incoming Domestic Wire Transfer	$8Within the typical range ($5–$15 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=wire_domestic_incoming; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Incoming Domestic Wire Transfer \| $8.00"	Source
Incoming Foreign Wire Transfer
Check ServicesVerified
Copy of Check	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=check_image; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Copy of Check \| $3.00"	Source
Personal Money Order	$2
Account ServicesVerified
Levy/Garnishment	$20Below the typical range ($30–$75 nationally)	$30 below the national median	—	Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=garnishment_levy; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Levy/Garnishment \| $20.00"	Source
Other FeesVerified
Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4978. canonical_hint=document_reproduction; text_hash=237592afd29d8ea83f3b0b93e5fabceeda33c58fd744d44a117d96c0100605c2; excerpt="Statement Copy \| $3.00/statement"	Source

Fee change alerts

Get an email when Saint Francis Employees Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Saint Francis Employees Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 15 — leaner than most institutions

Published fees

Under review

Assets

$44.7M

Work at Saint Francis Employees Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$44.7M

Total deposits

$37.2M

Service charge income (year to date)

$146K

Fee income ratio

11.2%

Return on assets

1.24%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,267 verified fees from 2,206 institutions

See pricing