The Florist Federal Credit Union

Headquarters: Roswell, New Mexico
Charter: Credit Union
Assets: $7.1M
Fed district: Dallas

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
The Florist Federal Credit Union: $25
The Florist Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
The Florist Federal Credit Union: $25
The Florist Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
The Florist Federal Credit Union: $15
The Florist Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Florist Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge, Minimum Bal. (audience not stated, treated as personal)$25
per month
If Closed Within 45 Days$25
Not compared: Annual charge, not per item
per year
Dormant Account Fee$5
Account Reconciliation Or Research Assistance$20
Returned Mail Fee$5

Overdraft & NSF

ACH (Non-Sufficient Funds)$25
NSF Fee (Non-Sufficient Funds)$25
NSF Fee Using Debit / ATM Card (audience not stated, treated as personal)$25
Returned Check Fee$25

ATM & Card

Card Capture Fee For Lost Cards (audience not stated, treated as personal)$15
Replacement Cards (audience not stated, treated as personal)$5

Wire Transfers

Wire Fee Outgoing$15
International Wire$40
per item

Check Services

Stop Payment Fee$20
Check Copy Fee, Each Check$7.50
per item
Minimum Bal 1% adb Check Copy Fee, Each Check (audience not stated, treated as personal)$7.50
Not compared: Monthly charge, not per item
per month

Account Services

Garnishment Fee$25

Retirement & IRA

IRA Annual Fee$14
per year
IRA Annual Fee 14.00 If Closed With 45 Days$25
per year
IRA Closing Fee$5

Other Fees

Courtesy Fax Fee Per Page$1
per item
Membership Fee$5
Loan Processing Fee, Per Loan$15
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge, Minimum Bal. (audience not stated, treated as personal)	$25	per month	None
If Closed Within 45 Days	$25Not compared: Annual charge, not per item	per year	None
Dormant Account Fee	$5	Not stated	None
Account Reconciliation Or Research Assistance	$20	Not stated	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
ACH (Non-Sufficient Funds)	$25	Not stated	None
NSF Fee (Non-Sufficient Funds)	$25	Not stated	None
NSF Fee Using Debit / ATM Card (audience not stated, treated as personal)	$25	Not stated	None
Returned Check Fee	$25	Not stated	None
ATM & Card
Card Capture Fee For Lost Cards (audience not stated, treated as personal)	$15	Not stated	None
Replacement Cards (audience not stated, treated as personal)	$5	Not stated	None
Wire Transfers
Wire Fee Outgoing	$15	Not stated	None
International Wire	$40	per item	None
Check Services
Stop Payment Fee	$20	Not stated	None
Check Copy Fee, Each Check	$7.50	per item	None
Minimum Bal 1% adb Check Copy Fee, Each Check (audience not stated, treated as personal)	$7.50Not compared: Monthly charge, not per item	per month	None
Account Services
Garnishment Fee	$25	Not stated	None
Retirement & IRA
IRA Annual Fee	$14	per year	None
IRA Annual Fee 14.00 If Closed With 45 Days	$25	per year	None
IRA Closing Fee	$5	Not stated	None
Other Fees
Courtesy Fax Fee Per Page	$1	per item	None
Membership Fee	$5	Not stated	None
Loan Processing Fee, Per Loan	$15	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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