Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

The Florist Federal Credit Union

Roswell, New MexicoCredit UnionKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$5Within the typical range ($5–$10 nationally)

ATM & CardVerified

Card Capture Fee For Lost Cards$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source
Replacement Cards$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Check ServicesVerified

Check Copy Fee, Each Check$7.50Above the typical range ($2–$5 nationally)
$4.50 above the national median
per month · Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$6 below the national median
Source

Retirement & IRAVerified

IRA Annual Fee 14.00 If Closed With 45 Days$25Within the typical range ($10–$25 nationally)
$10 above the national median
per year · Source
IRA Closing Fee$5Below the typical range ($25–$35 nationally)
$20 below the national median
Source

Other FeesVerified

Duplicate Statement Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Loan Processing Fee, Per Loan$15Below the typical range ($22.50–$35 nationally)
$14 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Monthly Service Charge, Minimum Bal.	$25Above the typical range ($3–$10 nationally)	$19.51 above the national median	per month	—	Source
Overdraft & NSFVerified
NSF Fee (Non-Sufficient Funds)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	—	Source
ATM & CardVerified
Card Capture Fee For Lost Cards	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Replacement Cards	$5
Wire TransfersVerified
Wire Fee Outgoing	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Check ServicesVerified
Check Copy Fee, Each Check	$7.50Above the typical range ($2–$5 nationally)	$4.50 above the national median	per month	—	Source
Stop Payment Fee	$20
Account ServicesVerified
Garnishment Fee	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	—	Source
Retirement & IRAVerified
IRA Annual Fee 14.00 If Closed With 45 Days	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per year	—	Source
IRA Closing Fee	$5
Other FeesVerified
Duplicate Statement Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Loan Processing Fee, Per Loan	$15

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 13 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$7.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$7.1M

Total deposits

$6.0M

Service charge income (year to date)

$15K

Fee income ratio

7.9%

Return on assets

-0.41%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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