Teg Federal Credit Union

Headquarters: Poughkeepsie, New York
Charter: Credit Union
Assets: $506.5M
Fed district: New York

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Teg Federal Credit Union: $25
Teg Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Teg Federal Credit Union: $25
Teg Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Teg Federal Credit Union: $1.50
Teg Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Teg Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee$5

Overdraft & NSF

Overdraft Privilege Fee (ODP)$25
per item
NSF Check/ACH2$25
per item

ATM & Card

Out of Network ATMs$1.50
per transaction
Replacement Card$5
ATMs (TEGFCU & Co-op Network ATMs) | Rush Replacement Card$40
Rush Replacement Card$40
one time

Wire Transfers

Wire Transfers: Outgoing Domestic 3$25

Check Services

Official/Certified/Bank Check$7
Money Orders$4
Starter Checks$5
Not compared: Charged per page; comparison unavailable
per page
Starter Checks: 4No charge
Non-Member, On-Us Check Cashing$10

Digital & Electronic

Duplicate Mobile Deposit$20

Cash & Deposit

Deposited Check Returned$20

Other Fees

Additional Statement Copy$5
Interim Statement$5
Photocopies$1
per item
Duplicate Lien Release$20

Fee	Amount	Basis	Note
Account Maintenance
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Privilege Fee (ODP)	$25	per item	None
NSF Check/ACH2	$25	per item	None
ATM & Card
Out of Network ATMs	$1.50	per transaction	None
Replacement Card	$5	Not stated	None
ATMs (TEGFCU & Co-op Network ATMs) \| Rush Replacement Card	$40	Not stated	None
Rush Replacement Card	$40	one time	None
Wire Transfers
Wire Transfers: Outgoing Domestic 3	$25	Not stated	None
Check Services
Official/Certified/Bank Check	$7	Not stated	None
Money Orders	$4	Not stated	None
Starter Checks	$5Not compared: Charged per page; comparison unavailable	per page	None
Starter Checks: 4	No charge	Not stated	None
Non-Member, On-Us Check Cashing	$10	Not stated	None
Digital & Electronic
Duplicate Mobile Deposit	$20	Not stated	None
Cash & Deposit
Deposited Check Returned	$20	Not stated	None
Other Fees
Additional Statement Copy	$5	Not stated	None
Interim Statement	$5	Not stated	None
Photocopies	$1	per item	None
Duplicate Lien Release	$20	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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