Family First Of Ny Federal Credit Union

Headquarters: Rochester, New York
Charter: Credit Union
Assets: $345.3M
Fed district: New York

27 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Family First Of Ny Federal Credit Union: $32
Family First Of Ny Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Compared at $33.50, the middle of its prices
Family First Of Ny Federal Credit Union: $32 to $35
Family First Of Ny Federal Credit Union: $32 to $35
U.S. median: no median
Non-Network ATM
Compared at $0.88, the middle of its prices
Family First Of Ny Federal Credit Union: $0.25 to $1.50
Family First Of Ny Federal Credit Union: $0.25 to $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Family First Of Ny Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee$25
Abandoned Property Escheatment$50
Research / Checkbook Balancing$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
per month
Returned Mail Fee$5

Overdraft & NSF

Courtesy Pay Fees$32
Non-Sufficient Funds$32
Non-Sufficient Funds$35
Courtesy Pay Negative Balance Fee$30
Funds Transfer to Cover Overdraft$5

ATM & Card

Foreign ATM Inquiry Fee$0.25
per item
Foreign ATM Withdrawal$1.50
per item
Visa Debit or Credit Card Replacement$15

Wire Transfers

Outgoing Wire Transfer Domestic$20
Incoming Wire Transfer$10

Check Services

Official Check$4
Money Order Fee$4
Bill Pay Stop Payment$32
Stop Payment$30
Temporary Checks 8 free with new checking account, then$0.25
per item
Check Cashing (non-member)$5
Foreign Check Processing$15
Bill Pay Check Copy$5
Copy of Check Deposited/Cashed$5
per item

Cash & Deposit

Deposited Item Returned$32

Account Services

Notary Service Free$2
Box Rental (3”x 10”x 24”)$65
per year
Box Rental (3”x 5”x 24”)$35
per year
Box Rental (5”x 10”x 24”)$80
per year
Legal Processing Fee$100

Retirement & IRA

IRA Closure/Transfer$30
per item

Gift & Prepaid Cards

Visa Gift Card$3.50
per item

Other Fees

Copy of Member Receipt$2
Fax Service$1
per item
Loan Payoff Processing Request (Mortgages and HEs)$50
Loan Skip-a-Payment$35
MessagePay loan payment made online with debit card$4.99

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee	$25	Not stated	None
Abandoned Property Escheatment	$50	Not stated	None
Research / Checkbook Balancing	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	per month	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay Fees	$32	Not stated	None
Non-Sufficient Funds	$32	Not stated	None
Non-Sufficient Funds	$35	Not stated	None
Courtesy Pay Negative Balance Fee	$30	Not stated	None
Funds Transfer to Cover Overdraft	$5	Not stated	None
ATM & Card
Foreign ATM Inquiry Fee	$0.25	per item	None
Foreign ATM Withdrawal	$1.50	per item	None
Visa Debit or Credit Card Replacement	$15	Not stated	None
Wire Transfers
Outgoing Wire Transfer Domestic	$20	Not stated	None
Incoming Wire Transfer	$10	Not stated	None
Check Services
Official Check	$4	Not stated	None
Money Order Fee	$4	Not stated	None
Bill Pay Stop Payment	$32	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Checks 8 free with new checking account, then	$0.25	per item	None
Check Cashing (non-member)	$5	Not stated	None
Foreign Check Processing	$15	Not stated	None
Bill Pay Check Copy	$5	Not stated	None
Copy of Check Deposited/Cashed	$5	per item	None
Cash & Deposit
Deposited Item Returned	$32	Not stated	None
Account Services
Notary Service Free	$2	Not stated	None
Box Rental (3”x 10”x 24”)	$65	per year	None
Box Rental (3”x 5”x 24”)	$35	per year	None
Box Rental (5”x 10”x 24”)	$80	per year	None
Legal Processing Fee	$100	Not stated	None
Retirement & IRA
IRA Closure/Transfer	$30	per item	None
Gift & Prepaid Cards
Visa Gift Card	$3.50	per item	None
Other Fees
Copy of Member Receipt	$2	Not stated	None
Fax Service	$1	per item	None
Loan Payoff Processing Request (Mortgages and HEs)	$50	Not stated	None
Loan Skip-a-Payment	$35	Not stated	None
MessagePay loan payment made online with debit card	$4.99	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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