Eastrise Federal Credit Union

Headquarters: Williston, Vermont
Charter: Credit Union
Assets: $3.2B
Fed district: Boston
Regulator: NCUA

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 3, 2026

How these figures are measured

Call-report figures are for Eastrise Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Eastrise Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Nov 3, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Eastrise Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $2.0M in Q2 2026, 39% below the same quarter a year earlier ($3.3M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Edge Pay Checking
Eastrise Federal Credit Union: $4.95
Eastrise Federal Credit Union: $4.95
U.S. median: no median
Overdraft (OD)
Eastrise Federal Credit Union: $14
Eastrise Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Eastrise Federal Credit Union: $14
Eastrise Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Vermont, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Vermont: Banks and credit unions headquartered in Vermont that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 13% from Q3 2025 to Q2 2026, to $2.0M.

Fee income, Q2 2026

$2.0M

$2.3MQ3 2025

$675KQ4 2025

$1.8MQ1 2026

$2.0MQ2 2026

Against the median

Eastrise Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Eastrise Federal Credit Union · $3.2B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$2.9B to $3.5B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Eastrise Federal Credit Union(this institution)	Williston, VT	$3.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Achieva Credit Union	Dunedin, FL	$3.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Altra Federal Credit Union	Onalaska, WI	$3.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Arkansas Federal Credit Union	Little Rock, AR	$3.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Arrowhead Federal Credit Union	Rancho Cucamonga, CA	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
California Coast Federal Credit Union	San Diego, CA	$3.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Chartway Federal Credit Union	Virginia Beach, VA	$3.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Civic Federal Credit Union	Raleigh, NC	$3.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Coastal1 Federal Credit Union	Pawtucket, RI	$3.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Commonwealth Federal Credit Union	Frankfort, KY	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community First Credit Union of Flo	Jacksonville, FL	$3.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Eglin Federal Credit Union	Fort Walton Beach, FL	$3.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Elevations Federal Credit Union	Boulder, CO	$3.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
F & A Federal Credit Union	Monterey Park, CA	$3.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Community Federal Credit Union	Houston, TX	$3.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Gte Federal Credit Union	Tampa, FL	$3.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Harborstone Federal Credit Union	Tacoma, WA	$3.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Metro Federal Credit Union	Chelsea, MA	$3.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Premier America Federal Credit Union	Chatsworth, CA	$3.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Rivermark Community Federal Credit Union	Oregon City, OR	$3.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Selco Community Federal Credit Union	Springfield, OR	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sound Federal Credit Union	Tacoma, WA	$3.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tennessee Valley Federal Credit Union	Chattanooga, TN	$3.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Three Rivers Federal Credit Union	Fort Wayne, IN	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Usalliance Federal Credit Union	Rye, NY	$3.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Whatcom Educational Federal Credit Union	Bellingham, WA	$3.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.05 (29%) below the median of similar-sized credit unions.

Its published price is $4.95, against a peer median of $7 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.

Monthly maintenance fee in dollars, one mark per institution

Eastrise Federal Credit U…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Eastrise Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $2.0M
vs prior quarter: +$163K+8.9%; from Q1 2026
vs a year earlier: −$1.3M−39.1%; from Q2 2025
vs start of range: −$294K−12.8%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Eastrise Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$2.0M	+$163K	+8.9%
Q1 2026	$1.8M	+$1.2M	+171.7%
Q4 2025	$675K	−$1.6M	−70.4%
Q3 2025	$2.3M	−$995K	−30.4%
Q2 2025	$3.3M	+$762K	+30.3%
Q1 2025	$2.5M	−$842K	−25.1%
Q4 2024	$3.4M	+$1.1M	+46.6%
Q3 2024	$2.3M	+$107K	+4.9%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Eastrise Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Edge Pay Checking Monthly service charge$4.95
per month
Abandoned Property$25
Dormant$5
per month
Paper Statement (applies to Edge Pay Checking accounts not enrolled in eStatements)$3
per item
Returned Mail (1st Incident)$5

Overdraft & NSF

Non-sufficient Fund (NSF)/Overdraft$14
Non-sufficient Fund (NSF)/Overdraft$14
Overdraft Transfer (from another deposit account) 4 free per month; then$3
per item

ATM & Card

Card Replacement – ATM or Debit (Standard)$5
per item
Card Replacement – ATM or Debit (Expedited)$15
per item
International Transaction1%of the transaction
International Transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfers (outgoing)$25
per item
Wire Transfers (incoming)$15
per item

Check Services

Official Check (Cashier’s Check)$2
per item
Stop Payment (Check or ACH)$19
per item
Temporary Checks One free sheet per month; then$2
per item
Foreign Check Collection$35
per item
Check Copy$3
per item

Digital & Electronic

Bill Pay Overnight Check Payment$14.95
Not compared: Per-item charge, not monthly
per item
Bill Pay Same Day Electronic Payment$9.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposited Item$24

Other Fees

Statement Copy$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy .................................................................................................................................................................. $5 per statement

Fee	Amount	Basis	Note
Account Maintenance
Edge Pay Checking Monthly service charge	$4.95	per month	None
Abandoned Property	$25	Not stated	None
Dormant	$5	per month	None
Paper Statement (applies to Edge Pay Checking accounts not enrolled in eStatements)	$3	per item	None
Returned Mail (1st Incident)	$5	Not stated	None
Overdraft & NSF
Non-sufficient Fund (NSF)/Overdraft	$14	Not stated	None
Non-sufficient Fund (NSF)/Overdraft	$14	Not stated	None
Overdraft Transfer (from another deposit account) 4 free per month; then	$3	per item	None
ATM & Card
Card Replacement – ATM or Debit (Standard)	$5	per item	None
Card Replacement – ATM or Debit (Expedited)	$15	per item	None
International Transaction	1%of the transaction	Not stated	None
International Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfers (outgoing)	$25	per item	None
Wire Transfers (incoming)	$15	per item	None
Check Services
Official Check (Cashier’s Check)	$2	per item	None
Stop Payment (Check or ACH)	$19	per item	None
Temporary Checks One free sheet per month; then	$2	per item	None
Foreign Check Collection	$35	per item	None
Check Copy	$3	per item	None
Digital & Electronic
Bill Pay Overnight Check Payment	$14.95Not compared: Per-item charge, not monthly	per item	None
Bill Pay Same Day Electronic Payment	$9.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposited Item	$24	Not stated	None
Other Fees
Statement Copy	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy .................................................................................................................................................................. $5 per statement

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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