Pittsford Federal Credit Union

Headquarters: Pittsford, New York
Charter: Credit Union
Assets: $542.3M
Fed district: New York

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Pittsford Federal Credit Union: $10
Pittsford Federal Credit Union: $10
U.S. median: no median
Stop Payment
Pittsford Federal Credit Union: $25
Pittsford Federal Credit Union: $25
U.S. median: no median
OD Protection Transfer
Pittsford Federal Credit Union: No fee
Pittsford Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Pittsford Federal Credit Union · $542M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$517M to $565M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Pittsford Federal Credit Union(this institution)	Pittsford, NY	$542M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Arlington Community Federal Credit Union	Arlington, VA	$538M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
City Of Boston Federal Credit Union	South Boston, MA	$544M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Coastlife Federal Credit Union	Corpus Christi, TX	$520M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dutch Point Federal Credit Union	Wethersfield, CT	$565M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First U.S. Community Federal Credit Union	Sacramento, CA	$548M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Freedom Of Maryland Federal Credit Union	Bel Air, MD	$557M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lebanon Federal Credit Union	Lebanon, PA	$540M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mid American Federal Credit Union	Wichita, KS	$532M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mutual Federal Credit Union	Vicksburg, MS	$529M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Otero Federal Credit Union	Alamogordo, NM	$535M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oucu Financial Credit Union, Inc.	Athens, OH	$527M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Partners 1St Federal Credit Union	Fort Wayne, IN	$546M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peake Federal Credit Union	Towson, MD	$534M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pearl Hawaii Federal Credit Union	Waipahu, HI	$545M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Resource One Federal Credit Union	Dallas, TX	$555M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Security First Federal Credit Union	Mcallen, TX	$517M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Servu Federal Credit Union	Painted Post, NY	$529M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Simplicity Federal Credit Union	Marshfield, WI	$547M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Soarion Federal Credit Union	San Antonio, TX	$556M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Spectra Federal Credit Union	Alexandria, VA	$544M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Sunwest Federal Credit Union	Glendale, AZ	$525M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
The Southern Federal Credit Union	Fayetteville, GA	$560M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
U. T. Federal Credit Union	Knoxville, TN	$554M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
University Federal Credit Union	Orono, ME	$538M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Westerly Community Federal Credit Union	Wakefield, RI	$520M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Pittsford Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026.

Monthly maintenance fee in dollars, one mark per institution

Pittsford Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Pittsford Federal Credit…Peer (equal prices stack)Peer medianInclude $15 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Pittsford Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Returned Mail/Bad Address$10

Overdraft & NSF

Insufficient Funds/Unavailable Funds (Each Occurrence, Paper or Electronic)$10
per item
Overdraft Transfers between Savings and Checking SharesNo charge

ATM & Card

Credit/Debit/ATM Card Replacement Rush (2 Business Days) Rush (Overnight)$25
Foreign transaction0.8%of the transaction

Check Services

Stop Payment ACH Transaction or Personal/Bill-Pay Check Official PFCU Check$25
per item
Check Copy$5

Gift & Prepaid Cards

VISA Gift Cards$3
per item

Other Fees

Copy/Fax$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Returned Mail/Bad Address	$10	Not stated	None
Overdraft & NSF
Insufficient Funds/Unavailable Funds (Each Occurrence, Paper or Electronic)	$10	per item	None
Overdraft Transfers between Savings and Checking Shares	No charge	Not stated	None
ATM & Card
Credit/Debit/ATM Card Replacement Rush (2 Business Days) Rush (Overnight)	$25	Not stated	None
Foreign transaction	0.8%of the transaction	Not stated	None
Check Services
Stop Payment ACH Transaction or Personal/Bill-Pay Check Official PFCU Check	$25	per item	None
Check Copy	$5	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards	$3	per item	None
Other Fees
Copy/Fax	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Pittsford Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Pittsford Federal Credit Union: $10
Pittsford Federal Credit Union: $10
U.S. median: no median
Stop Payment
Pittsford Federal Credit Union: $25
Pittsford Federal Credit Union: $25
U.S. median: no median
OD Protection Transfer
Pittsford Federal Credit Union: No fee
Pittsford Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Pittsford Federal Credit Union · $542M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$517M to $565M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Pittsford Federal Credit Union(this institution)	Pittsford, NY	$542M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Arlington Community Federal Credit Union	Arlington, VA	$538M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
City Of Boston Federal Credit Union	South Boston, MA	$544M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Coastlife Federal Credit Union	Corpus Christi, TX	$520M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dutch Point Federal Credit Union	Wethersfield, CT	$565M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First U.S. Community Federal Credit Union	Sacramento, CA	$548M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Freedom Of Maryland Federal Credit Union	Bel Air, MD	$557M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lebanon Federal Credit Union	Lebanon, PA	$540M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mid American Federal Credit Union	Wichita, KS	$532M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mutual Federal Credit Union	Vicksburg, MS	$529M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Otero Federal Credit Union	Alamogordo, NM	$535M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oucu Financial Credit Union, Inc.	Athens, OH	$527M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Partners 1St Federal Credit Union	Fort Wayne, IN	$546M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peake Federal Credit Union	Towson, MD	$534M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pearl Hawaii Federal Credit Union	Waipahu, HI	$545M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Resource One Federal Credit Union	Dallas, TX	$555M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Security First Federal Credit Union	Mcallen, TX	$517M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Servu Federal Credit Union	Painted Post, NY	$529M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Simplicity Federal Credit Union	Marshfield, WI	$547M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Soarion Federal Credit Union	San Antonio, TX	$556M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Spectra Federal Credit Union	Alexandria, VA	$544M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Sunwest Federal Credit Union	Glendale, AZ	$525M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
The Southern Federal Credit Union	Fayetteville, GA	$560M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
U. T. Federal Credit Union	Knoxville, TN	$554M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
University Federal Credit Union	Orono, ME	$538M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Westerly Community Federal Credit Union	Wakefield, RI	$520M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Pittsford Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026.

Monthly maintenance fee in dollars, one mark per institution

Pittsford Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Pittsford Federal Credit…Peer (equal prices stack)Peer medianInclude $15 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Pittsford Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Returned Mail/Bad Address$10

Overdraft & NSF

Insufficient Funds/Unavailable Funds (Each Occurrence, Paper or Electronic)$10
per item
Overdraft Transfers between Savings and Checking SharesNo charge

ATM & Card

Credit/Debit/ATM Card Replacement Rush (2 Business Days) Rush (Overnight)$25
Foreign transaction0.8%of the transaction

Check Services

Stop Payment ACH Transaction or Personal/Bill-Pay Check Official PFCU Check$25
per item
Check Copy$5

Gift & Prepaid Cards

VISA Gift Cards$3
per item

Other Fees

Copy/Fax$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Returned Mail/Bad Address	$10	Not stated	None
Overdraft & NSF
Insufficient Funds/Unavailable Funds (Each Occurrence, Paper or Electronic)	$10	per item	None
Overdraft Transfers between Savings and Checking Shares	No charge	Not stated	None
ATM & Card
Credit/Debit/ATM Card Replacement Rush (2 Business Days) Rush (Overnight)	$25	Not stated	None
Foreign transaction	0.8%of the transaction	Not stated	None
Check Services
Stop Payment ACH Transaction or Personal/Bill-Pay Check Official PFCU Check	$25	per item	None
Check Copy	$5	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards	$3	per item	None
Other Fees
Copy/Fax	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.