Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Garland County Educators Federal Credit Union

Hot Springs, ArkansasCredit UnionSt. Louis Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$5Within the typical range ($5–$10 nationally)

Excessive Transactions Fee: Share Savings$5

$12.50 below the national median$7.50 below the Arkansas median

per item · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #1383. canonical_hint=account_research; text_hash=0a2fd87c808e85652a16e85f3478336a93438a9f23eadd27156910f5ff74a343; excerpt="Excessive Transactions Fee: Share Savings $5.00 each after two (3) transactions per month" · Source

Overdraft & NSFVerified

Returned Check Fee (NSF)$30Within the typical range ($25–$32 nationally)
At the national medianAt the Arkansas median
per item · Source

Other FeesVerified

Loan Application Fee$40Within the typical range ($25–$100 nationally)
$2.50 above the national median$5 above the Arkansas median
per item · Source
Loan Document Fee$60Within the typical range ($25–$100 nationally)
$22.50 above the national median$25 above the Arkansas median
per item · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #1383. canonical_hint=other_lending_fee; text_hash=0a2fd87c808e85652a16e85f3478336a93438a9f23eadd27156910f5ff74a343; excerpt="Loan Document Fee: $60.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Arkansas median	per month	—	Source
Excessive Transactions Fee: Share Savings	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$7.50 below the Arkansas median	per item	Knox extract.rules v33 categorized a line held for review from Rosetta artifact #1383. canonical_hint=account_research; text_hash=0a2fd87c808e85652a16e85f3478336a93438a9f23eadd27156910f5ff74a343; excerpt="Excessive Transactions Fee: Share Savings $5.00 each after two (3) transactions per month"	Source
Overdraft & NSFVerified
Returned Check Fee (NSF)	$30Within the typical range ($25–$32 nationally)	At the national medianAt the Arkansas median	per item	—	Source
Other FeesVerified
Loan Application Fee	$40Within the typical range ($25–$100 nationally)	$2.50 above the national median$5 above the Arkansas median	per item	—	Source
Loan Document Fee	$60

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

5 verified fees collected

Headline fees published

1 of 15

Published fees

Under review

Assets

$5.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.2M

Total deposits

$4.3M

Service charge income (year to date)

$10K

Fee income ratio

4.9%

Return on assets

1.13%

Financial profile · Pro

Performance from regulator filings

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