24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Aurora Federal Credit Union’s own schedules, with a source for each figure.
per hour · Account Reconciliation/Balancing | $25.00/hour
per hour · Account Research (One Hour Minimum) | $25.00/Hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Maintenance Fee (After one year) | $5 | Not stated | None |
| Account Closure (Within six months of opening) | $15 | Not stated | None |
| Account Reconciliation/Balancing | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation/Balancing | $25.00/hour |
| Account Research (One Hour Minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Research (One Hour Minimum) | $25.00/Hour |
| Bad Address/Postal Address Correction | $5 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (personal acct) | $30 | Not stated | None |
| Daily Negative Balance Fee | $1 | per day | None |
| Overdraft Courtesy Transfer | No charge | Not stated | None |
ATM & Card | |||
| Card Replacement | $12 | Not stated | None |
Wire Transfers | |||
| Bank Wire (outgoing) | $20 | Not stated | None |
| Bank Wire (incoming) | $10 | Not stated | None |
| Bank Wire (international) | $40 | Not stated | None |
Check Services | |||
| Money Orders ($1,000 maximum) | $2 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Temporary Checks (first 10 free w/order) | $0.50 | per item | None |
| Check Copy (AFCU Account) | $2 | Not stated | None |
| Check Copy (CU check) | $5 | Not stated | None |
| Photocopy of Sales Draft | $5 | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
| Zelle | No charge | Not stated | None |
Cash & Deposit | |||
| Return Deposited Item (personal) | $30 | Not stated | None |
| Self-to-Self Return Deposited Item | $35 | Not stated | None |
Account Services | |||
| Notary Service (Member only) | No charge | Not stated | None |
| Late Payment (over 30 days) | $5Not compared: Box drilling or key fee | Not stated | None |
| One Lost Key | $35Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 3" x 10" (audience not stated, treated as personal) | $50 | Not stated | None |
| Safe Deposit Box 3" x 5" (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 5" x 10" (audience not stated, treated as personal) | $60 | Not stated | None |
| Safe Deposit Box 5" x 5" (audience not stated, treated as personal) | $40 | Not stated | None |
| Garnishment Service | $50 | Not stated | None |
| Subordination Fee | $150 | Not stated | None |
| Verification of Deposit | No charge | Not stated | None |
Lending Fees | |||
| Late Fee (Over 10 days past due) | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card | $2.50 | Not stated | None |
Other Fees | |||
| Fax/Photocopy Fee (Member only) | $1Not compared: Charged per page; comparison unavailable | per page | Fax/Photocopy Fee (Member only) | $1.00 per page |
| Statement Copies (Current qtr/prior qtr) | $2 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per hour · Account Reconciliation/Balancing | $25.00/hour
per hour · Account Research (One Hour Minimum) | $25.00/Hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Maintenance Fee (After one year) | $5 | Not stated | None |
| Account Closure (Within six months of opening) | $15 | Not stated | None |
| Account Reconciliation/Balancing | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation/Balancing | $25.00/hour |
| Account Research (One Hour Minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Research (One Hour Minimum) | $25.00/Hour |
| Bad Address/Postal Address Correction | $5 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (business acct) | $30 | Not stated | None |
| Daily Negative Balance Fee | $1 | per day | None |
| Overdraft Courtesy Transfer | No charge | Not stated | None |
ATM & Card | |||
| Card Replacement | $12 | Not stated | None |
Wire Transfers | |||
| Bank Wire (outgoing) | $20 | Not stated | None |
| Bank Wire (incoming) | $10 | Not stated | None |
| Bank Wire (international) | $40 | Not stated | None |
Check Services | |||
| Money Orders ($1,000 maximum) | $2 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Temporary Checks (first 10 free w/order) | $0.50 | per item | None |
| Check Copy (AFCU Account) | $2 | Not stated | None |
| Check Copy (CU check) | $5 | Not stated | None |
| Photocopy of Sales Draft | $5 | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
| Zelle | No charge | Not stated | None |
Cash & Deposit | |||
| Return Deposited Item (business) | $30 | Not stated | None |
| Self-to-Self Return Deposited Item | $35 | Not stated | None |
Account Services | |||
| Notary Service (Member only) | No charge | Not stated | None |
| Late Payment (over 30 days) | $5Not compared: Box drilling or key fee | Not stated | None |
| One Lost Key | $35Not compared: Box drilling or key fee | Not stated | None |
| Garnishment Service | $50 | Not stated | None |
| Subordination Fee | $150 | Not stated | None |
| Verification of Deposit | No charge | Not stated | None |
Lending Fees | |||
| Late Fee (Over 10 days past due) | $25 | Not stated | None |
| Uniform Commercial Code Filing | $28.80 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card | $2.50 | Not stated | None |
Other Fees | |||
| Fax/Photocopy Fee (Member only) | $1Not compared: Charged per page; comparison unavailable | per page | Fax/Photocopy Fee (Member only) | $1.00 per page |
| Statement Copies (Current qtr/prior qtr) | $2 | Not stated | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.