Compared with Virginia
7 of 11
compared fees are above the median.
3 below, 1 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
54th percentile; peer median 2.9%
FDIC call report data · Jun 30, 2026
Fees above the Virginia median
of 11 compared; 3 below, 1 about the same
See the feesFee schedule read Oct 9, 2026
Call-report figures are for Atlantic Union Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 95 banks with $10B to $50B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Virginia median | Published fees above the Virginia median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Atlantic Union Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 9, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 3.0% of revenue, above the 2.9% median of 95 banks with $10B to $50B in assets (54th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $13.0M in Q2 2026, 0.9% below the same quarter a year earlier ($13.1M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
7 of 11 compared published fees sit above the Virginia median; 3 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Virginia medians for fees published by banks and credit unions.
Non-Network ATM
Monthly Maintenance
Transition Checking $5 · PRISM CHECKING ACCOUNT $5 to $12 · LOYALTY CHECKING ACCOUNT $10 · PREFERRED CHECKING ACCOUNT $25
Compared at $10, the middle of its prices
Stop Payment
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 5.1% from Q3 2025 to Q2 2026, to $13.0M. Its share of revenue, 3.0%, is above the 2.9% median for banks with $10B to $50B in assets.
$13.0M
Atlantic Union BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 95 banks with $10B to $50B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $5 to $25; we compare the midpoint.
Atlantic Union Bank · $38B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Atlantic Union Bank(this institution) | Richmond City, VA | $38B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Ameris Bank | Atlanta, GA | $28.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Arvest Bank | Fayetteville, AR | $28.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Axos Bank | San Diego, CA | $28.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Banc of California | Los Angeles, CA | $34.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank OZK | Little Rock, AR | $41.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankUnited, National Association | Miami Lakes, FL | $34.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Barclays Bank Delaware | Wilmington, DE | $43.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| City National Bank of Florida | Miami, FL | $29.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Commerce Bank | Kansas City, MO | $35B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Eastern Bank | Boston, MA | $31.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| EverBank, National Association | Jacksonville, FL | $46.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank of Omaha | Omaha, NE | $34.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Fulton Bank, National Association | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Glacier Bank | Kalispell, MT | $31.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hancock Whitney Bank | Gulfport, MS | $36.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| MidFirst Bank | Oklahoma City, OK | $42.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Prosperity Bank | El Campo, TX | $43.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Raymond James Bank | Saint Petersburg, FL | $45.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Sallie Mae Bank | Salt Lake City, UT | $28.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| TD Bank USA, National Association | Wilmington, DE | $32.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Capital Bank | Dallas, TX | $33.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Fairfax, VA | $33.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| United Community Bank | Greenville, SC | $29B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| WaFd Bank | Seattle, WA | $27.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| WesBanco Bank, Inc. | Wheeling, WV | $27.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its seven prices, against a peer median of $12 among 17 publishing peers.
Its seven checking prices are $5, $5, $10, $10, $12, $25 and $25.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Atlantic Union Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $13.0M | +$219K | +1.7% |
| Q1 2026 | $12.8M | +$308K | +2.5% |
| Q4 2025 | $12.5M | −$1.2M | −9.0% |
| Q3 2025 | $13.7M | +$588K | +4.5% |
| Q2 2025 | $13.1M | +$2.9M | +28.2% |
| Q1 2025 | $10.3M | −$190K | −1.8% |
| Q4 2024 | $10.4M | +$12K | +0.1% |
| Q3 2024 | $10.4M | +$785K | +8.1% |
Financial cohort: 111 banks with $10B to $50B in assets filing for Q2 2026; 95 reported a share above 0% and are counted, Atlantic Union Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Atlantic Union Bank by share.
Amounts from Atlantic Union Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
per month
per month
one time
per item
per item
per item
per item · Per roll. Applicable to service provided in an Atlantic Union Bank Branch. Applies to non-analyzed business accounts
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Maintenance fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Maintenance fee | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Minimum balance requirements. A maintenance fee | $12Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly maintenance fee | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly maintenance fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Prism Checking Account Maintenance fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Transition Checking Account Maintenance fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Closing fee | $5Below the U.S. middle 50% ($10 to $25 nationally) | one time | None |
ATM & Card | |||
| Non-Atlantic Union: When using an ATM not owned by Atlantic Union Bank | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Card Replacement To replace your Debit Card | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Expedited Card | $30Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| Rush Order Fee (audience not stated, treated as personal) | $20Below the U.S. middle 50% ($30 to $50 nationally) | per item | None |
Wire Transfers | |||
| Wire Transfers: Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Check Services | |||
| Cashier's Check fee | $5Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Stop Payment Order (audience not stated, treated as personal) | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Check Cashing Services | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
Cash & Deposit | |||
| Rolled Coin Purchased | $0.10Inside the U.S. middle 50% ($0 to $2.50 nationally) | per item | Per roll. Applicable to service provided in an Atlantic Union Bank Branch. Applies to non-analyzed business accounts |
Account Services | |||
| Applies when a key to a safe deposit box must be replaced (audience not stated, treated as personal) | $25Not compared: Box drilling or key fee | per item | None |
| Deposit Box: 2” x 5” (audience not stated, treated as personal) | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Drilling Fee (audience not stated, treated as personal) | $300Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10” x 10” (audience not stated, treated as personal) | $125Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 10” x 15” (audience not stated, treated as personal) | $130Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 11” x 20” (audience not stated, treated as personal) | $140Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 15” x 31” (audience not stated, treated as personal) | $350Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3” x 10” (audience not stated, treated as personal) | $75Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3” x 5” (audience not stated, treated as personal) | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 5” x 10” (audience not stated, treated as personal) | $85Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 5” x 5” (audience not stated, treated as personal) | $65Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 6” x 10” (audience not stated, treated as personal) | $90Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 7” x 10” (audience not stated, treated as personal) | $95Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Garnishment / Levy / | $125Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per item · For business accounts. Charged when an item is paid by us and you do not have enough money in your account to cover it. Maximum 4 per business day. We do not charge Overdraft Fees or NSF Fees for items $5 or less, or for items that cause the current balance to be overdrawn by $5 or less.
per item
per item
per item · Per roll. Applicable to service provided in an Atlantic Union Bank Branch. Applies to non-analyzed business accounts
| Fee | Amount | Basis | Note |
|---|---|---|---|
Overdraft & NSF | |||
| Overdraft Fee - Business | $38 | per item | For business accounts. Charged when an item is paid by us and you do not have enough money in your account to cover it. Maximum 4 per business day. We do not charge Overdraft Fees or NSF Fees for items $5 or less, or for items that cause the current balance to be overdrawn by $5 or less. |
ATM & Card | |||
| Non-Atlantic Union: When using an ATM not owned by Atlantic Union Bank | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Card Replacement To replace your Debit Card | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Expedited Card | $30Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Check Services | |||
| Check Cashing Services | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
Cash & Deposit | |||
| Rolled Coin Purchased | $0.10Inside the U.S. middle 50% ($0 to $2.50 nationally) | per item | Per roll. Applicable to service provided in an Atlantic Union Bank Branch. Applies to non-analyzed business accounts |
Account Services | |||
| Garnishment / Levy / | $125Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Atlantic Union Bank operates, and what regulators and customers have on file.
Branch footprint
177 offices in 4 states, $30.6B in branch deposits (June 2026)
Hover a state for its branch count.
Largest markets by deposits
| 59 | $10.7B | |
| 21 | $7.4B | |
| Outside a metro area | 34 | $4.4B |
| 11 | $2.2B | |
| 13 | $1.4B | |
| 7 | $1.0B | |
| 10 | $1.0B | |
| 5 | $732.3M |
Washington-Arlington-Alexandria, DC-VA-MD-WV
3.6% of bank deposits, #7 of 71, up 2 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Capital One, National Association | 21.5% |
| Bank of America, National Association | 14.1% |
| Truist Bank | 13.2% |
| Wells Fargo Bank, National Association | 11.7% |
| PNC Bank, National Association | 5.6% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Washington-Arlington-Alexandria, DC-VA-MD-WV, Atlantic Union Bank holds 3.6% of bank deposits, #7 of 71, with 59 offices.
900 offices of 49 institutions shown.
Showing 900 of 1,503 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 71 institutions shown. $301.4B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 3.6% share, 59 offices, #7 of 71
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
376 offices of 131 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
56 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 26 |
| Problem with a lender or other company charging your account | 6 |
| Trouble during payment process | 3 |
| Applying for a mortgage or refinancing an existing mortgage | 2 |
| Fraud or scam | 2 |
| Closing an account | 2 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
Atlantic Union Bankshares Corp (NYSE: AUB)
Consolidated assets
$38.1B
Shareholders' equity
$5.2B
As of
2026Q2
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 883948. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.