Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
75th percentile; peer median 7.9%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 4, 2026
Call-report figures are for Henrico Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 569 credit unions with $300M to $1B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Henrico Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 4, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 11% of revenue, above the 7.9% median of 569 credit unions with $300M to $1B in assets (75th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $834K in Q2 2026, 4.9% above the same quarter a year earlier ($795K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Henrico Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $834K | +$9K | +1.1% |
| Q1 2026 | $825K | −$33K | −3.8% |
| Q4 2025 | $858K | +$28K | +3.4% |
| Q3 2025 | $830K | +$35K | +4.4% |
| Q2 2025 | $795K | +$12K | +1.5% |
| Q1 2025 | $783K | −$118K | −13.1% |
| Q4 2024 | $901K | +$60K | +7.1% |
| Q3 2024 | $841K | +$52K | +6.6% |
Financial cohort: 570 credit unions with $300M to $1B in assets filing for Q2 2026; 569 reported a share above 0% and are counted, Henrico Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Henrico Federal Credit Union by share.
They stay out of every comparison until review is done.
per item · Daily withdrawal limit of $500.00 per calendar day (savings, checking and line of credit combined)
per item · Penalty equal to 90 days' dividends if principal withdrawn before maturity date
per item · Charged for maintaining invalid address in records and locator fees
per item · Charged when item is returned for nonsufficient funds
per item · Charged when Credit Union pays item to cover overdraft at its discretion
per item · Charged when funds are transferred from other accounts or line of credit to cover overdraft
per item · Charged when a deposited item is returned unpaid
per item · Written stop payment request effective for six months
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| a fee, You must maintain a balance at least equal to (audience not stated, treated as personal) | $2,500 | Not stated | None |
| at least equal (audience not stated, treated as personal) | $1,000 | Not stated | None |
| at least equal to (audience not stated, treated as personal) | $1,000 | Not stated | None |
| ATM Withdrawal Fee (audience not stated, treated as personal) | Not stated | per item | Daily withdrawal limit of $500.00 per calendar day (savings, checking and line of credit combined) |
| Early Withdrawal Penalty - Certificate Accounts (audience not stated, treated as personal) | Not stated | per item | Penalty equal to 90 days' dividends if principal withdrawn before maturity date |
| Invalid Address Maintenance Fee (audience not stated, treated as personal) | Not stated | per item | Charged for maintaining invalid address in records and locator fees |
| NSF Fee (audience not stated, treated as personal) | Not stated | per item | Charged when item is returned for nonsufficient funds |
| Overdraft Fee (audience not stated, treated as personal) | Not stated | per item | Charged when Credit Union pays item to cover overdraft at its discretion |
| Overdraft Transfer Fee (audience not stated, treated as personal) | Not stated | per item | Charged when funds are transferred from other accounts or line of credit to cover overdraft |
| Returned Deposited Item Fee (audience not stated, treated as personal) | Not stated | per item | Charged when a deposited item is returned unpaid |
| Stop Payment Fee (audience not stated, treated as personal) | Not stated | per item | Written stop payment request effective for six months |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Henrico Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
9 offices in 1 state (June 30, 2026)
Each dot is one office.
2 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Henrico, VA | 4 |
| Richmond, VA | 3 |
| Glen Allen, VA | 1 |
| North Chesterfield, VA | 1 |
Largest competitors nearby
Local market: Henrico county, VA, around its headquarters.
| 29 in its local market | Deposit share |
|---|---|
| Wells Fargo Bank, National Association | 24.9% |
| Truist Bank | 19% |
| Bank of America, National Association | 14% |
| Atlantic Union Bank | 9.5% |
| TowneBank | 7.3% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows