First Northern Bank of Dixon

Headquarters: Dixon, California
Charter: Bank
Assets: $1.9B
Fed district: San Francisco

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
First Northern Bank of Dixon: $3 to $50
First Northern Bank of Dixon: $3 to $50
U.S. median: no median
Overdraft (OD)
First Northern Bank of Dixon: $32
First Northern Bank of Dixon: $32
U.S. median: no median
Non-Network ATM
First Northern Bank of Dixon: $2.50
First Northern Bank of Dixon: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Northern Bank of Dixon’s own schedules, with a source for each figure.

Account Maintenance

Classic Checking Account Maintenance fee (audience not stated, treated as personal)$3
per month
Maintenance Fee$50
per month
Maintenance fee shown as Service$5
per month
Maintenance Fee shown as Service Charge (audience not stated, treated as personal)$15
per month
Premier Interest Checking Monthly maintenance fee$10
per month
Maintenance Fee (minimum daily balance falls below $500) (audience not stated, treated as personal)$5
per month
New Account Closure Fee$25
Notice of Inactive Account$2
per item
Paper Statement$3
Excessive Withdrawal Fee (audience not stated, treated as personal)$10

Overdraft & NSF

Overdraft (OD) (audience not stated, treated as personal)$32
per item

ATM & Card

Out of Network ATM Fee$2.50
per item
Foreign Country ATM Cash Activity Fees$2.50
per item
FNB Debit Card Replacement Fee$10
per item

Wire Transfers

Outgoing Domestic Wire Fee (audience not stated, treated as personal)$40
per item
Incoming Domestic Wire Fee (audience not stated, treated as personal)No charge
Outgoing International Wire Fee in (audience not stated, treated as personal)$70
per item

Check Services

Cashier’s Check (audience not stated, treated as personal)$10
per item
Stop Payment Fee – Check, ACH$25
per item
Counter Checks and Deposit Slips (audience not stated, treated as personal)$2.50
Check Cashing for Non-Customers (audience not stated, treated as personal)$25
per item
Collection Charges - Outgoing (audience not stated, treated as personal)$25
per item
Collection Charges – Incoming (audience not stated, treated as personal)$25
per item
Statement Check Image Fee (audience not stated, treated as personal)$2
Not compared: Monthly charge, not per item
per month

Digital & Electronic

Bill Payment$6
per month

Cash & Deposit

Coin Processing for Consumer10%
Customers: coin counter to count (audience not stated, treated as personal)$60
Deposited Item Returned or Cashed (audience not stated, treated as personal)$10
per item
Night Deposit$30
Not compared: Annual charge, not per item
per year
Night Depository Services$25
Not compared: Annual charge, not per item
per year

Account Services

Notary ServiceNo charge
Safe Deposit Drilling Fee$300
Not compared: Box drilling or key fee
Safe Deposit Replacement Key$30
Not compared: Box drilling or key fee
per item
Legal Process$100

Other Fees

Special Statement Fees$5
Not compared: Monthly charge, not per item
per month
Statement Copy$2

Fee	Amount	Basis	Note
Account Maintenance
Classic Checking Account Maintenance fee (audience not stated, treated as personal)	$3	per month	None
Maintenance Fee	$50	per month	None
Maintenance fee shown as Service	$5	per month	None
Maintenance Fee shown as Service Charge (audience not stated, treated as personal)	$15	per month	None
Premier Interest Checking Monthly maintenance fee	$10	per month	None
Maintenance Fee (minimum daily balance falls below $500) (audience not stated, treated as personal)	$5	per month	None
New Account Closure Fee	$25	Not stated	None
Notice of Inactive Account	$2	per item	None
Paper Statement	$3	Not stated	None
Excessive Withdrawal Fee (audience not stated, treated as personal)	$10	Not stated	None
Overdraft & NSF
Overdraft (OD) (audience not stated, treated as personal)	$32	per item	None
ATM & Card
Out of Network ATM Fee	$2.50	per item	None
Foreign Country ATM Cash Activity Fees	$2.50	per item	None
FNB Debit Card Replacement Fee	$10	per item	None
Wire Transfers
Outgoing Domestic Wire Fee (audience not stated, treated as personal)	$40	per item	None
Incoming Domestic Wire Fee (audience not stated, treated as personal)	No charge	Not stated	None
Outgoing International Wire Fee in (audience not stated, treated as personal)	$70	per item	None
Check Services
Cashier’s Check (audience not stated, treated as personal)	$10	per item	None
Stop Payment Fee – Check, ACH	$25	per item	None
Counter Checks and Deposit Slips (audience not stated, treated as personal)	$2.50	Not stated	None
Check Cashing for Non-Customers (audience not stated, treated as personal)	$25	per item	None
Collection Charges - Outgoing (audience not stated, treated as personal)	$25	per item	None
Collection Charges – Incoming (audience not stated, treated as personal)	$25	per item	None
Statement Check Image Fee (audience not stated, treated as personal)	$2Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
Bill Payment	$6	per month	None
Cash & Deposit
Coin Processing for Consumer	10%	Not stated	None
Customers: coin counter to count (audience not stated, treated as personal)	$60	Not stated	None
Deposited Item Returned or Cashed (audience not stated, treated as personal)	$10	per item	None
Night Deposit	$30Not compared: Annual charge, not per item	per year	None
Night Depository Services	$25Not compared: Annual charge, not per item	per year	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Drilling Fee	$300Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Replacement Key	$30Not compared: Box drilling or key fee	per item	None
Legal Process	$100	Not stated	None
Other Fees
Special Statement Fees	$5Not compared: Monthly charge, not per item	per month	None
Statement Copy	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Maintenance Fee$50
per month
Maintenance fee shown as Service$5
per month
New Account Closure Fee$25
Notice of Inactive Account$2
per item

ATM & Card

Out of Network ATM Fee$2.50
per item
Foreign Country ATM Cash Activity Fees$2.50
per item
FNB Debit Card Replacement Fee$10
per item

Check Services

Stop Payment Fee – Check, ACH$25
per item

Digital & Electronic

Bill Payment$6
per month

Cash & Deposit

Coin Processing for Business Customers$5.25
Night Deposit$30
Not compared: Annual charge, not per item
per year
Night Depository Services$25
Not compared: Annual charge, not per item
per year

Account Services

Notary ServiceNo charge
Safe Deposit Drilling Fee$300
Not compared: Box drilling or key fee
Safe Deposit Replacement Key$30
Not compared: Box drilling or key fee
per item
Legal Process$100

Other Fees

Special Statement Fees$5
Not compared: Monthly charge, not per item
per month
Statement Copy$2

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee	$50	per month	None
Maintenance fee shown as Service	$5	per month	None
New Account Closure Fee	$25	Not stated	None
Notice of Inactive Account	$2	per item	None
ATM & Card
Out of Network ATM Fee	$2.50	per item	None
Foreign Country ATM Cash Activity Fees	$2.50	per item	None
FNB Debit Card Replacement Fee	$10	per item	None
Check Services
Stop Payment Fee – Check, ACH	$25	per item	None
Digital & Electronic
Bill Payment	$6	per month	None
Cash & Deposit
Coin Processing for Business Customers	$5.25	Not stated	None
Night Deposit	$30Not compared: Annual charge, not per item	per year	None
Night Depository Services	$25Not compared: Annual charge, not per item	per year	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Drilling Fee	$300Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Replacement Key	$30Not compared: Box drilling or key fee	per item	None
Legal Process	$100	Not stated	None
Other Fees
Special Statement Fees	$5Not compared: Monthly charge, not per item	per month	None
Statement Copy	$2	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
First Northern Bank of Dixon: $3 to $50
First Northern Bank of Dixon: $3 to $50
U.S. median: no median
Overdraft (OD)
First Northern Bank of Dixon: $32
First Northern Bank of Dixon: $32
U.S. median: no median
Non-Network ATM
First Northern Bank of Dixon: $2.50
First Northern Bank of Dixon: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Northern Bank of Dixon’s own schedules, with a source for each figure.

Account Maintenance

Classic Checking Account Maintenance fee (audience not stated, treated as personal)$3
per month
Maintenance Fee$50
per month
Maintenance fee shown as Service$5
per month
Maintenance Fee shown as Service Charge (audience not stated, treated as personal)$15
per month
Premier Interest Checking Monthly maintenance fee$10
per month
Maintenance Fee (minimum daily balance falls below $500) (audience not stated, treated as personal)$5
per month
New Account Closure Fee$25
Notice of Inactive Account$2
per item
Paper Statement$3
Excessive Withdrawal Fee (audience not stated, treated as personal)$10

Overdraft & NSF

Overdraft (OD) (audience not stated, treated as personal)$32
per item

ATM & Card

Out of Network ATM Fee$2.50
per item
Foreign Country ATM Cash Activity Fees$2.50
per item
FNB Debit Card Replacement Fee$10
per item

Wire Transfers

Outgoing Domestic Wire Fee (audience not stated, treated as personal)$40
per item
Incoming Domestic Wire Fee (audience not stated, treated as personal)No charge
Outgoing International Wire Fee in (audience not stated, treated as personal)$70
per item

Check Services

Cashier’s Check (audience not stated, treated as personal)$10
per item
Stop Payment Fee – Check, ACH$25
per item
Counter Checks and Deposit Slips (audience not stated, treated as personal)$2.50
Check Cashing for Non-Customers (audience not stated, treated as personal)$25
per item
Collection Charges - Outgoing (audience not stated, treated as personal)$25
per item
Collection Charges – Incoming (audience not stated, treated as personal)$25
per item
Statement Check Image Fee (audience not stated, treated as personal)$2
Not compared: Monthly charge, not per item
per month

Digital & Electronic

Bill Payment$6
per month

Cash & Deposit

Coin Processing for Consumer10%
Customers: coin counter to count (audience not stated, treated as personal)$60
Deposited Item Returned or Cashed (audience not stated, treated as personal)$10
per item
Night Deposit$30
Not compared: Annual charge, not per item
per year
Night Depository Services$25
Not compared: Annual charge, not per item
per year

Account Services

Notary ServiceNo charge
Safe Deposit Drilling Fee$300
Not compared: Box drilling or key fee
Safe Deposit Replacement Key$30
Not compared: Box drilling or key fee
per item
Legal Process$100

Other Fees

Special Statement Fees$5
Not compared: Monthly charge, not per item
per month
Statement Copy$2

Fee	Amount	Basis	Note
Account Maintenance
Classic Checking Account Maintenance fee (audience not stated, treated as personal)	$3	per month	None
Maintenance Fee	$50	per month	None
Maintenance fee shown as Service	$5	per month	None
Maintenance Fee shown as Service Charge (audience not stated, treated as personal)	$15	per month	None
Premier Interest Checking Monthly maintenance fee	$10	per month	None
Maintenance Fee (minimum daily balance falls below $500) (audience not stated, treated as personal)	$5	per month	None
New Account Closure Fee	$25	Not stated	None
Notice of Inactive Account	$2	per item	None
Paper Statement	$3	Not stated	None
Excessive Withdrawal Fee (audience not stated, treated as personal)	$10	Not stated	None
Overdraft & NSF
Overdraft (OD) (audience not stated, treated as personal)	$32	per item	None
ATM & Card
Out of Network ATM Fee	$2.50	per item	None
Foreign Country ATM Cash Activity Fees	$2.50	per item	None
FNB Debit Card Replacement Fee	$10	per item	None
Wire Transfers
Outgoing Domestic Wire Fee (audience not stated, treated as personal)	$40	per item	None
Incoming Domestic Wire Fee (audience not stated, treated as personal)	No charge	Not stated	None
Outgoing International Wire Fee in (audience not stated, treated as personal)	$70	per item	None
Check Services
Cashier’s Check (audience not stated, treated as personal)	$10	per item	None
Stop Payment Fee – Check, ACH	$25	per item	None
Counter Checks and Deposit Slips (audience not stated, treated as personal)	$2.50	Not stated	None
Check Cashing for Non-Customers (audience not stated, treated as personal)	$25	per item	None
Collection Charges - Outgoing (audience not stated, treated as personal)	$25	per item	None
Collection Charges – Incoming (audience not stated, treated as personal)	$25	per item	None
Statement Check Image Fee (audience not stated, treated as personal)	$2Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
Bill Payment	$6	per month	None
Cash & Deposit
Coin Processing for Consumer	10%	Not stated	None
Customers: coin counter to count (audience not stated, treated as personal)	$60	Not stated	None
Deposited Item Returned or Cashed (audience not stated, treated as personal)	$10	per item	None
Night Deposit	$30Not compared: Annual charge, not per item	per year	None
Night Depository Services	$25Not compared: Annual charge, not per item	per year	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Drilling Fee	$300Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Replacement Key	$30Not compared: Box drilling or key fee	per item	None
Legal Process	$100	Not stated	None
Other Fees
Special Statement Fees	$5Not compared: Monthly charge, not per item	per month	None
Statement Copy	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Maintenance Fee$50
per month
Maintenance fee shown as Service$5
per month
New Account Closure Fee$25
Notice of Inactive Account$2
per item

ATM & Card

Out of Network ATM Fee$2.50
per item
Foreign Country ATM Cash Activity Fees$2.50
per item
FNB Debit Card Replacement Fee$10
per item

Check Services

Stop Payment Fee – Check, ACH$25
per item

Digital & Electronic

Bill Payment$6
per month

Cash & Deposit

Coin Processing for Business Customers$5.25
Night Deposit$30
Not compared: Annual charge, not per item
per year
Night Depository Services$25
Not compared: Annual charge, not per item
per year

Account Services

Notary ServiceNo charge
Safe Deposit Drilling Fee$300
Not compared: Box drilling or key fee
Safe Deposit Replacement Key$30
Not compared: Box drilling or key fee
per item
Legal Process$100

Other Fees

Special Statement Fees$5
Not compared: Monthly charge, not per item
per month
Statement Copy$2

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee	$50	per month	None
Maintenance fee shown as Service	$5	per month	None
New Account Closure Fee	$25	Not stated	None
Notice of Inactive Account	$2	per item	None
ATM & Card
Out of Network ATM Fee	$2.50	per item	None
Foreign Country ATM Cash Activity Fees	$2.50	per item	None
FNB Debit Card Replacement Fee	$10	per item	None
Check Services
Stop Payment Fee – Check, ACH	$25	per item	None
Digital & Electronic
Bill Payment	$6	per month	None
Cash & Deposit
Coin Processing for Business Customers	$5.25	Not stated	None
Night Deposit	$30Not compared: Annual charge, not per item	per year	None
Night Depository Services	$25Not compared: Annual charge, not per item	per year	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Drilling Fee	$300Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Replacement Key	$30Not compared: Box drilling or key fee	per item	None
Legal Process	$100	Not stated	None
Other Fees
Special Statement Fees	$5Not compared: Monthly charge, not per item	per month	None
Statement Copy	$2	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.