Suffolk Federal Credit Union

Headquarters: Medford, New York
Charter: Credit Union
Assets: $2.1B
Fed district: New York

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Suffolk Federal Credit Union: $32
Suffolk Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Suffolk Federal Credit Union: $32
Suffolk Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Suffolk Federal Credit Union: $2.50
Suffolk Federal Credit Union: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Suffolk Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Fee$25
per month
Abandoned Property Handling Fee$25
Dormant Account Fee$5
per month
Money Market Excess Withdrawal$15
per transaction
Save Your Way Excess Withdrawal$10

Overdraft & NSF

Courtesy Pay$32
per item
ACH Item Non-Sufficient Funds Fee$32
per item
Bill Pay Non-Sufficient Funds Fee$32
per item
Money Market Non-Sufficient Funds$32
per item

ATM & Card

Out-of-Network ATM Withdrawals$2.50
per transaction
Additional Replacement Mastercard$10
per item
Rush Order Debit$30
per item

Wire Transfers

Wire Transfer (outgoing) Domestic$30
per item
Wire Transfer (outgoing) Foreign$45
per item

Check Services

Teller Check Payable to Third Party$4
per item
Bill Pay Stop Payment$32
per item
Teller Check Stop Payment$32
per item
Starter Checks$5
Bill Pay Check Copy$5
per item
Teller Check Photocopy$5
per item

Cash & Deposit

Returned Deposited Item$20
per item

Account Services

Notary (non-members)$2
per item
Levies/Restraining Orders$75
per item
Home Equity Subordination$150
per item

Lending Fees

Withdrawals: Consumer Loans$25

Gift & Prepaid Cards

Gift Card$4
per item

Other Fees

File Satisfaction of Mortgage$100
per item
Per withdrawal$25

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee	$25	per month	None
Abandoned Property Handling Fee	$25	Not stated	None
Dormant Account Fee	$5	per month	None
Money Market Excess Withdrawal	$15	per transaction	None
Save Your Way Excess Withdrawal	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$32	per item	None
ACH Item Non-Sufficient Funds Fee	$32	per item	None
Bill Pay Non-Sufficient Funds Fee	$32	per item	None
Money Market Non-Sufficient Funds	$32	per item	None
ATM & Card
Out-of-Network ATM Withdrawals	$2.50	per transaction	None
Additional Replacement Mastercard	$10	per item	None
Rush Order Debit	$30	per item	None
Wire Transfers
Wire Transfer (outgoing) Domestic	$30	per item	None
Wire Transfer (outgoing) Foreign	$45	per item	None
Check Services
Teller Check Payable to Third Party	$4	per item	None
Bill Pay Stop Payment	$32	per item	None
Teller Check Stop Payment	$32	per item	None
Starter Checks	$5	Not stated	None
Bill Pay Check Copy	$5	per item	None
Teller Check Photocopy	$5	per item	None
Cash & Deposit
Returned Deposited Item	$20	per item	None
Account Services
Notary (non-members)	$2	per item	None
Levies/Restraining Orders	$75	per item	None
Home Equity Subordination	$150	per item	None
Lending Fees
Withdrawals: Consumer Loans	$25	Not stated	None
Gift & Prepaid Cards
Gift Card	$4	per item	None
Other Fees
File Satisfaction of Mortgage	$100	per item	None
Per withdrawal	$25	Not stated	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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