Suffolk Federal Credit Union

Headquarters: Medford, New York
Charter: Credit Union
Assets: $2.1B
Fed district: New York

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 4, 2026

How these figures are measured

Call-report figures are for Suffolk Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Suffolk Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 4, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Suffolk Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $1.3M in Q2 2026, 14% above the same quarter a year earlier ($1.2M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Suffolk Federal Credit Union: $32
Suffolk Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Suffolk Federal Credit Union: $32
Suffolk Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Suffolk Federal Credit Union: $2.50
Suffolk Federal Credit Union: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 4.9% from Q3 2025 to Q2 2026, to $1.3M.

Fee income, Q2 2026

$1.3M

$1.3MQ3 2025

$1.4MQ4 2025

$1.3MQ1 2026

$1.3MQ2 2026

Against the median

Suffolk Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Suffolk Federal Credit Union · $2.1B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$2B to $2.2B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Suffolk Federal Credit Union(this institution)	Medford, NY	$2.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alabama Federal Credit Union	Tuscaloosa, AL	$2.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Caltech Employees Federal Credit Union	La Canada, CA	$2.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Canyon View Federal Credit Union	Salt Lake City, UT	$2.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community Choice Federal Credit Union	Farmington Hills, MI	$2.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cyprus Federal Credit Union	West Jordan, UT	$2.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Dupont Community Federal Credit Union	Waynesboro, VA	$2.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Entertainment Federal Credit Union	Hollywood, CA	$2.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Franklin Mint Federal Credit Union	Chadds Ford, PA	$2.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Hanscom Federal Credit Union	Hanscom AFB, MA	$2.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Horizon Federal Credit Union	Spokane Valley, WA	$2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Indiana University Federal Credit Union	Bloomington, IN	$2.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Iq Federal Credit Union	Vancouver, WA	$2.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jeanne D'Arc Federal Credit Union	Lowell, MA	$2.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Lafayette Federal Credit Union	Rockville, MD	$2.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lbs Financial Federal Credit Union	Long Beach, CA	$2.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Philadelphia Federal Credit Union	Philadelphia, PA	$2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Potlatch No. 1 Financial Federal Credit Union	Lewiston, ID	$2.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Purdue Federal Credit Union	West Lafayette, IN	$2.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Self Reliance Ny Federal Credit Union	New York, NY	$2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Self-Help Federal Credit Union	Durham, NC	$2.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Seven Seventeen Federal Credit Union	Warren, OH	$2.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Srp Federal Credit Union	North Augusta, SC	$2.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Texas Trust Federal Credit Union	Mansfield, TX	$2.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Westerra Federal Credit Union	Denver, CO	$2.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Whitefish Credit Union Association	Whitefish, MT	$2.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Suffolk Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Suffolk Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Suffolk Federal Credit Un…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Suffolk Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $1.3M
vs prior quarter: +$66K+5.3%; from Q1 2026
vs a year earlier: +$163K+14.1%; from Q2 2025
vs start of range: +$192K+17.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Suffolk Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$1.3M	+$66K	+5.3%
Q1 2026	$1.3M	−$132K	−9.5%
Q4 2025	$1.4M	+$128K	+10.2%
Q3 2025	$1.3M	+$101K	+8.7%
Q2 2025	$1.2M	−$62K	−5.1%
Q1 2025	$1.2M	+$49K	+4.2%
Q4 2024	$1.2M	+$42K	+3.7%
Q3 2024	$1.1M	+$58K	+5.4%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Suffolk Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Fee$25
per month
Abandoned Property Handling Fee$25
Dormant Account Fee$5
per month
Money Market Excess Withdrawal$15
per transaction
Save Your Way Excess Withdrawal$10

Overdraft & NSF

Courtesy Pay$32
per item
ACH Item Non-Sufficient Funds Fee$32
per item
Bill Pay Non-Sufficient Funds Fee$32
per item
Money Market Non-Sufficient Funds$32
per item

ATM & Card

Out-of-Network ATM Withdrawals$2.50
per transaction
Additional Replacement Mastercard$10
per item
Rush Order Debit$30
per item

Wire Transfers

Wire Transfer (outgoing) Domestic$30
per item
Wire Transfer (outgoing) Foreign$45
per item

Check Services

Teller Check Payable to Third Party$4
per item
Bill Pay Stop Payment$32
per item
Teller Check Stop Payment$32
per item
Starter Checks$5
Bill Pay Check Copy$5
per item
Teller Check Photocopy$5
per item

Cash & Deposit

Returned Deposited Item$20
per item

Account Services

Notary (non-members)$2
per item
Levies/Restraining Orders$75
per item
Home Equity Subordination$150
per item

Lending Fees

Withdrawals: Consumer Loans$25

Gift & Prepaid Cards

Gift Card$4
per item

Other Fees

File Satisfaction of Mortgage$100
per item
Per withdrawal$25

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee	$25	per month	None
Abandoned Property Handling Fee	$25	Not stated	None
Dormant Account Fee	$5	per month	None
Money Market Excess Withdrawal	$15	per transaction	None
Save Your Way Excess Withdrawal	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$32	per item	None
ACH Item Non-Sufficient Funds Fee	$32	per item	None
Bill Pay Non-Sufficient Funds Fee	$32	per item	None
Money Market Non-Sufficient Funds	$32	per item	None
ATM & Card
Out-of-Network ATM Withdrawals	$2.50	per transaction	None
Additional Replacement Mastercard	$10	per item	None
Rush Order Debit	$30	per item	None
Wire Transfers
Wire Transfer (outgoing) Domestic	$30	per item	None
Wire Transfer (outgoing) Foreign	$45	per item	None
Check Services
Teller Check Payable to Third Party	$4	per item	None
Bill Pay Stop Payment	$32	per item	None
Teller Check Stop Payment	$32	per item	None
Starter Checks	$5	Not stated	None
Bill Pay Check Copy	$5	per item	None
Teller Check Photocopy	$5	per item	None
Cash & Deposit
Returned Deposited Item	$20	per item	None
Account Services
Notary (non-members)	$2	per item	None
Levies/Restraining Orders	$75	per item	None
Home Equity Subordination	$150	per item	None
Lending Fees
Withdrawals: Consumer Loans	$25	Not stated	None
Gift & Prepaid Cards
Gift Card	$4	per item	None
Other Fees
File Satisfaction of Mortgage	$100	per item	None
Per withdrawal	$25	Not stated	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Suffolk Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.