First Financial Bank

Headquarters: El Dorado, Arkansas
Charter: Bank
Assets: $2.0B
Fed district: St. Louis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Financial Bank: $32
First Financial Bank: $32
U.S. median: no median
NSF / Returned Item
First Financial Bank: $32
First Financial Bank: $32
U.S. median: no median
Wire Transfer (Domestic Out)
First Financial Bank: $20
First Financial Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Financial Bank’s own schedules, with a source for each figure.

Account Maintenance

Checking, Money Market, and Savings Account Fee per month (An account is considered dormant after 182 days of inactive u$5
per month
Research and/or Reconciliation per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee (per month)$5
per month

Overdraft & NSF

Paid NSF/OD Fee (Insufficient Funds/Overdraft Fee, per item)$32
per item
Returned NSF/OD Fee (Insufficient Funds/Overdraft Fee, per item) Per item - created by check, in-person withdrawal, ATM$32
per item
Overdraft Protection per transfer$10
per item

ATM & Card

Debit Card Replacement (after 3rd replaced card)$10

Wire Transfers

Wire transfer, outgoing$20
Wire transfer, incoming$10
International Wire, outgoing$75
International Wire, incoming$30

Check Services

Cashier’s checks $1,000.00 or less per item$5
per item
Cashier’s checks over per item$10
per item
Stop payment fee, per item$32
per item
Temporary Check Fee$3
Collection Items: Collection/Foreign Item, incoming$75

Cash & Deposit

Returned check charge$7

Account Services

Garnishment/Levy (each)$150
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking, Money Market, and Savings Account Fee per month (An account is considered dormant after 182 days of inactive u	$5	per month	None
Research and/or Reconciliation per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee (per month)	$5	per month	None
Overdraft & NSF
Paid NSF/OD Fee (Insufficient Funds/Overdraft Fee, per item)	$32	per item	None
Returned NSF/OD Fee (Insufficient Funds/Overdraft Fee, per item) Per item - created by check, in-person withdrawal, ATM	$32	per item	None
Overdraft Protection per transfer	$10	per item	None
ATM & Card
Debit Card Replacement (after 3rd replaced card)	$10	Not stated	None
Wire Transfers
Wire transfer, outgoing	$20	Not stated	None
Wire transfer, incoming	$10	Not stated	None
International Wire, outgoing	$75	Not stated	None
International Wire, incoming	$30	Not stated	None
Check Services
Cashier’s checks $1,000.00 or less per item	$5	per item	None
Cashier’s checks over per item	$10	per item	None
Stop payment fee, per item	$32	per item	None
Temporary Check Fee	$3	Not stated	None
Collection Items: Collection/Foreign Item, incoming	$75	Not stated	None
Cash & Deposit
Returned check charge	$7	Not stated	None
Account Services
Garnishment/Levy (each)	$150	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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