Northwest Municipal Federal Credit Union

Headquarters: Des Plaines, Illinois
Charter: Credit Union
Assets: $41.4M
Fed district: Chicago

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Northwest Municipal Federal Credit Union: $25
Northwest Municipal Federal Credit Union: $25
U.S. median: no median
Stop Payment
Northwest Municipal Federal Credit Union: $25
Northwest Municipal Federal Credit Union: $25
U.S. median: no median
OD Protection Transfer
Northwest Municipal Federal Credit Union: $2.50
Northwest Municipal Federal Credit Union: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Northwest Municipal Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Below Minimum balance fee (Share Acct)$5
per month
Dormant / Inactive Account fee$5
per month

Overdraft & NSF

NSF$25
per item
Overdraft Protection on Automatic Transfer$2.50
per item

ATM & Card

Card Replacement$10
Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction
Foreign transaction fee (single currency)1%of the transaction

Check Services

Stop Payment$25
per item

Cash & Deposit

NSF Payment / Deposit Item$25
per item

Lending Fees

Late Fee Home Equity Loan Payment$20
Late Fee Loan Payment (after 10 day grace period)$10
Late Payment Fee$25

Gift & Prepaid Cards

Visa Gift Card$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Below Minimum balance fee (Share Acct)	$5	per month	None
Dormant / Inactive Account fee	$5	per month	None
Overdraft & NSF
NSF	$25	per item	None
Overdraft Protection on Automatic Transfer	$2.50	per item	None
ATM & Card
Card Replacement	$10	Not stated	None
Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Foreign transaction fee (single currency)	1%of the transaction	Not stated	None
Check Services
Stop Payment	$25	per item	None
Cash & Deposit
NSF Payment / Deposit Item	$25	per item	None
Lending Fees
Late Fee Home Equity Loan Payment	$20	Not stated	None
Late Fee Loan Payment (after 10 day grace period)	$10	Not stated	None
Late Payment Fee	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$3	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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