Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Northwest Municipal Federal Credit Union

Des Plaines, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Below Minimum balance fee (Share Acct)$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=minimum_balance; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Below Minimum balance fee (Share Acct) $5.00 monthly" · Source

Dormant / Inactive Account fee (after 24 months of$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=dormant_account; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Dormant / Inactive Account fee (after 24 months of | $5.00 monthly" · Source

Overdraft & NSFVerified

ATM Card Re-activation (due to NSF)$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=nsf; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="ATM Card Re-activation (due to NSF) $30.00" · Source
NSF$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=nsf; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="NSF $25.00 per item" · Source
Overdraft Protection on Automatic Transfer$2.50Below the typical range ($3–$5 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=od_protection_transfer; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Overdraft Protection on Automatic Transfer $2.50 per transfer or advance" · Source
Returned Payment Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=nsf; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Returned Payment Fee $25.00" · Source

ATM & CardVerified

ATM Withdrawals$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #5929. canonical_hint=atm_non_network; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="ATM Withdrawals FREE" · Source
Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=card_replacement; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Card Replacement $10.00" · Source

Check ServicesVerified

Stop Payment$25Within the typical range ($20–$30 nationally)
$0.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=stop_payment; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Stop Payment $25.00 per item" · Source

Lending FeesVerified

Late Fee Home Equity Loan Payment (after 15 day$20Within the typical range ($15–$25 nationally)
$4.25 below the national median
Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=late_payment; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Late Fee Home Equity Loan Payment (after 15 day | $20.00" · Source
Late Fee Loan Payment (after 10 day grace period)$10Below the typical range ($15–$25 nationally)
$14.25 below the national median
Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=late_payment; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Late Fee Loan Payment (after 10 day grace period) $10.00" · Source
Late Payment Fee$25Within the typical range ($15–$25 nationally)
$0.75 above the national median
Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=late_payment; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Late Payment Fee $25.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$3Within the typical range ($3–$4.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=gift_card_purchase; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Visa Gift Card $3.00 per card" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Below Minimum balance fee (Share Acct)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=minimum_balance; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Below Minimum balance fee (Share Acct) $5.00 monthly"	Source
Dormant / Inactive Account fee (after 24 months of	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=dormant_account; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Dormant / Inactive Account fee (after 24 months of \| $5.00 monthly"	Source
Overdraft & NSFVerified
ATM Card Re-activation (due to NSF)	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=nsf; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="ATM Card Re-activation (due to NSF) $30.00"	Source
NSF	$25
ATM & CardVerified
ATM Withdrawals	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #5929. canonical_hint=atm_non_network; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="ATM Withdrawals FREE"	Source
Card Replacement	$10
Check ServicesVerified
Stop Payment	$25Within the typical range ($20–$30 nationally)	$0.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=stop_payment; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Stop Payment $25.00 per item"	Source
Lending FeesVerified
Late Fee Home Equity Loan Payment (after 15 day	$20Within the typical range ($15–$25 nationally)	$4.25 below the national median	—	Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=late_payment; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Late Fee Home Equity Loan Payment (after 15 day \| $20.00"	Source
Late Fee Loan Payment (after 10 day grace period)
Gift & Prepaid CardsVerified
Visa Gift Card	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #5929. canonical_hint=gift_card_purchase; text_hash=f5f1f02f40ac0f590b5ed62f1ddf4f3ccc50937e9f2c9af4af8f216a547810bc; excerpt="Visa Gift Card $3.00 per card"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 13 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$41.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$41.4M

Total deposits

$35.7M

Service charge income (year to date)

$12K

Fee income ratio

1.2%

Return on assets

0.90%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

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