Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Citizens Choice Federal Credit Union

Natchez, MississippiCredit UnionAtlanta Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Research fee$10Below the typical range ($12–$25 nationally)

Overdraft & NSFVerified

Return Check Fee$40Above the typical range ($25–$32 nationally)
$10 above the national median$8.75 above the Mississippi median
Source

Lending FeesVerified

Loan Processing Fee$40Within the typical range ($20–$60 nationally)
$10 above the national median
Source
Loan Processing Fee for Short-Term loans$20Within the typical range ($20–$60 nationally)
$10 below the national median
Source

Other FeesVerified

Loan Processing Fee$40Within the typical range ($25–$100 nationally)
$2.50 above the national median$10 above the Mississippi median
Source
Loan Processing Fee for Short-Term loans$20Below the typical range ($25–$100 nationally)
$17.50 below the national median$10 below the Mississippi median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Research fee	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$10 below the Mississippi median	—	—	Source
Overdraft & NSFVerified
Return Check Fee	$40Above the typical range ($25–$32 nationally)	$10 above the national median$8.75 above the Mississippi median	—	—	Source
Lending FeesVerified
Loan Processing Fee	$40Within the typical range ($20–$60 nationally)	$10 above the national median	—	—	Source
Loan Processing Fee for Short-Term loans	$20
Other FeesVerified
Loan Processing Fee	$40Within the typical range ($25–$100 nationally)	$2.50 above the national median$10 above the Mississippi median	—	—	Source
Loan Processing Fee for Short-Term loans	$20

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $40

33% above the national median NSF fee

6 verified fees collected

Headline fees published

1 of 15

Published fees

Under review

Assets

$679K

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$679K

Total deposits

$676K

Service charge income (year to date)

$5K

Fee income ratio

17.2%

Return on assets

-9.66%

Financial profile · Pro

Performance from regulator filings

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