Honda Federal Credit Union

Headquarters: Torrance, California
Charter: Credit Union
Assets: $1.2B
Fed district: San Francisco

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fresh Start Checking
Honda Federal Credit Union: $5
Honda Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Honda Federal Credit Union: $27
Honda Federal Credit Union: $27
U.S. median: no median
NSF / Returned Item
Honda Federal Credit Union: $27
Honda Federal Credit Union: $27
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Honda Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Fee$5
per month
Interest Checking Minimum Balance Fee (audience not stated, treated as personal)$5
Premier Checking Minimum Balance Fee (audience not stated, treated as personal)$25
per month
Premier Savings Minimum Balance Fee (audience not stated, treated as personal)$25
per month
Inactive Membership Fee (audience not stated, treated as personal)$5
per month
Account Research/Reconciliation (audience not stated, treated as personal)$15
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statement (audience not stated, treated as personal)$3
per month
Returned Mail (audience not stated, treated as personal)$5

Overdraft & NSF

Overdraft Fee (audience not stated, treated as personal)$27
per item
Non-Sufficient Funds Fees (NSF)$27
per item
Non-Sufficient Funds Fees (NSF) (audience not stated, treated as personal)$27
per item
NSF Bill Pay - In House (audience not stated, treated as personal)$27
per item

ATM & Card

ATM Use Fee on ATMs we do not own or operate$1.75
per transaction
Card Replacement Fee (audience not stated, treated as personal)$5
per item
Expedited Replacement Card (audience not stated, treated as personal)$14
per item
Visa International Service Assessment fee1%

Wire Transfers

Outgoing (Domestic) wire$30
per item
Incoming Wire (audience not stated, treated as personal)$15
per item
Outgoing (International) wire$40
per item

Check Services

Cashier’s Check$4
Cashier’s Check Fee$4
Not compared: Monthly charge, not per item
per month
Stop Payment Fee (audience not stated, treated as personal)$15
per item
Copy of check/deposit item (audience not stated, treated as personal)$2
per item

Digital & Electronic

Expedited Bill Payment$9.95
Not compared: Per-item charge, not monthly
per item
Expedited Internet Bill Payment$35
Not compared: Per-item charge, not monthly
per item
Internet Bill Pay (first 6 months free)$6
per month
Transaction Fee (In House Bill Pay only) (audience not stated, treated as personal)$1.50
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposit Item (audience not stated, treated as personal)$15
per item

Account Services

Levy/Garnishment Processing (audience not stated, treated as personal)$10
per item

Gift & Prepaid Cards

VISA Gift Card (audience not stated, treated as personal)$4.75
per item

Other Fees

Statement Copy Request (audience not stated, treated as personal)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Fee	$5	per month	None
Interest Checking Minimum Balance Fee (audience not stated, treated as personal)	$5	Not stated	None
Premier Checking Minimum Balance Fee (audience not stated, treated as personal)	$25	per month	None
Premier Savings Minimum Balance Fee (audience not stated, treated as personal)	$25	per month	None
Inactive Membership Fee (audience not stated, treated as personal)	$5	per month	None
Account Research/Reconciliation (audience not stated, treated as personal)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statement (audience not stated, treated as personal)	$3	per month	None
Returned Mail (audience not stated, treated as personal)	$5	Not stated	None
Overdraft & NSF
Overdraft Fee (audience not stated, treated as personal)	$27	per item	None
Non-Sufficient Funds Fees (NSF)	$27	per item	None
Non-Sufficient Funds Fees (NSF) (audience not stated, treated as personal)	$27	per item	None
NSF Bill Pay - In House (audience not stated, treated as personal)	$27	per item	None
ATM & Card
ATM Use Fee on ATMs we do not own or operate	$1.75	per transaction	None
Card Replacement Fee (audience not stated, treated as personal)	$5	per item	None
Expedited Replacement Card (audience not stated, treated as personal)	$14	per item	None
Visa International Service Assessment fee	1%	Not stated	None
Wire Transfers
Outgoing (Domestic) wire	$30	per item	None
Incoming Wire (audience not stated, treated as personal)	$15	per item	None
Outgoing (International) wire	$40	per item	None
Check Services
Cashier’s Check	$4	Not stated	None
Cashier’s Check Fee	$4Not compared: Monthly charge, not per item	per month	None
Stop Payment Fee (audience not stated, treated as personal)	$15	per item	None
Copy of check/deposit item (audience not stated, treated as personal)	$2	per item	None
Digital & Electronic
Expedited Bill Payment	$9.95Not compared: Per-item charge, not monthly	per item	None
Expedited Internet Bill Payment	$35Not compared: Per-item charge, not monthly	per item	None
Internet Bill Pay (first 6 months free)	$6	per month	None
Transaction Fee (In House Bill Pay only) (audience not stated, treated as personal)	$1.50Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposit Item (audience not stated, treated as personal)	$15	per item	None
Account Services
Levy/Garnishment Processing (audience not stated, treated as personal)	$10	per item	None
Gift & Prepaid Cards
VISA Gift Card (audience not stated, treated as personal)	$4.75	per item	None
Other Fees
Statement Copy Request (audience not stated, treated as personal)	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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