Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Honda Federal Credit Union

Torrance, CaliforniaCredit UnionSan Francisco Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=account_research; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Account Research/Reconciliation | $15.00 per hour" · Source

Inactive Membership Fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=dormant_account; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Inactive Membership Fee | $5.00 per month | No activity in 12 months, excludes dividend earnings." · Source

Interest Checking Minimum Balance Fee$5

$1.25 below the national median

per day · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=minimum_balance; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Interest Checking Minimum Balance Fee | $5.00 | If minimum daily balance of $1,000 is not maintained." · Source

Mailed Paper Statement$3

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=paper_statement; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Mailed Paper Statement | $3.00 per month This fee is waived for members that are (1) 60 years of age or better, or (2) 18 years of" · Source

Overdraft & NSFVerified

Non-Sufficient Funds Fees (NSF)$27Within the typical range ($25–$32 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=nsf; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Non-Sufficient Funds Fees (NSF) | $27.00 per presentment" · Source
Overdraft Fee$27Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=overdraft; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Overdraft Fee | $27.00 per presentment" · Source

ATM & CardVerified

ATM Use Fee on ATMs we do not own or operate$1.75Within the typical range ($1–$3 nationally)
$0.25 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=atm_non_network; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="ATM Use Fee on ATMs we do not own or operate | $1.75 per transaction" · Source
Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=card_replacement; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Card Replacement Fee | $5.00 per card" · Source
Expedited Replacement Card$14Below the typical range ($30–$50 nationally)
$26 below the national median
Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=rush_card; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Expedited Replacement Card | $14.00 per order" · Source

Wire TransfersVerified

Incoming Wire$15Within the typical range ($7.50–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=wire_domestic_incoming; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Incoming Wire | $15.00 per wire" · Source

Check ServicesVerified

Cashier’s Check$4Within the typical range ($3–$6 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=cashiers_check; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Cashier’s Check | $4.00 | Available at Torrance Branch only." · Source
Copy of check/deposit item$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=check_image; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Copy of check/deposit item | $2.00 per item" · Source
Stop Payment Fee$15Below the typical range ($20–$30 nationally)
$12 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=stop_payment; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Stop Payment Fee | $15.00 per item" · Source

Digital & ElectronicVerified

Expedited Bill Payment$9.95Within the typical range ($0–$12.50 nationally)
$4.95 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=bill_pay; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Expedited Bill Payment | $9.95 per item" · Source
Internet Bill Pay (first 6 months free)$6Within the typical range ($0–$12.50 nationally)
$1 above the national median
per month · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=bill_pay; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Internet Bill Pay (first 6 months free) | $6.00 per month" · Source

Cash & DepositVerified

Returned Deposit Item$15Within the typical range ($9.75–$25 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=deposited_item_return; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Returned Deposit Item | $15.00 per presentment" · Source

Gift & Prepaid CardsVerified

VISA Gift Card$4.75Within the typical range ($3–$4.95 nationally)
$1.25 above the national median
Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=gift_card_purchase; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="VISA Gift Card | $4.75 per card" · Source

Other FeesVerified

Statement Copy Request$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=document_reproduction; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Statement Copy Request | $5.00 per copy | Fee is waived on the first request." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=account_research; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Account Research/Reconciliation \| $15.00 per hour"	Source
Inactive Membership Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=dormant_account; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Inactive Membership Fee \| $5.00 per month \| No activity in 12 months, excludes dividend earnings."	Source
Interest Checking Minimum Balance Fee	$5Within the typical range ($5–$12.50 nationally)	$1.25 below the national median	per day	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=minimum_balance; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Interest Checking Minimum Balance Fee \| $5.00 \| If minimum daily balance of $1,000 is not maintained."	Source
Mailed Paper Statement	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=paper_statement; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Mailed Paper Statement \| $3.00 per month This fee is waived for members that are (1) 60 years of age or better, or (2) 18 years of"	Source
Overdraft & NSFVerified
Non-Sufficient Funds Fees (NSF)	$27Within the typical range ($25–$32 nationally)	$2 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=nsf; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Non-Sufficient Funds Fees (NSF) \| $27.00 per presentment"	Source
Overdraft Fee
ATM & CardVerified
ATM Use Fee on ATMs we do not own or operate	$1.75Within the typical range ($1–$3 nationally)	$0.25 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=atm_non_network; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="ATM Use Fee on ATMs we do not own or operate \| $1.75 per transaction"	Source

Wire TransfersVerified
Incoming Wire	$15Within the typical range ($7.50–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=wire_domestic_incoming; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Incoming Wire \| $15.00 per wire"	Source
Check ServicesVerified
Cashier’s Check	$4Within the typical range ($3–$6 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=cashiers_check; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Cashier’s Check \| $4.00 \| Available at Torrance Branch only."	Source
Copy of check/deposit item
Digital & ElectronicVerified
Expedited Bill Payment	$9.95Within the typical range ($0–$12.50 nationally)	$4.95 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=bill_pay; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Expedited Bill Payment \| $9.95 per item"	Source
Internet Bill Pay (first 6 months free)
Cash & DepositVerified
Returned Deposit Item	$15Within the typical range ($9.75–$25 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=deposited_item_return; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Returned Deposit Item \| $15.00 per presentment"	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$4.75Within the typical range ($3–$4.95 nationally)	$1.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=gift_card_purchase; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="VISA Gift Card \| $4.75 per card"	Source
Other FeesVerified
Statement Copy Request	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4016. canonical_hint=document_reproduction; text_hash=c87f9bf746053f4c7c5f60f21b38f1a9225020f8a80cca7455d9b977170ce30b; excerpt="Statement Copy Request \| $5.00 per copy \| Fee is waived on the first request."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$27

Overdraft fee: $27

7% below the national median overdraft fee

Total fees: 18 — leaner than most institutions

Verified fees

Under review

Assets

$1.2B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.2B

Total deposits

$1.0B

Service charge income (year to date)

$6.7M

Fee income ratio

18.3%

Return on assets

0.42%

Financial profile · Pro

Performance from regulator filings

Card Replacement Fee

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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