Usalliance Federal Credit Union

Headquarters: Rye, New York
Charter: Credit Union
Assets: $3.4B
Fed district: New York

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Usalliance Federal Credit Union: $15
Usalliance Federal Credit Union: $15
U.S. median: no median
Non-Network ATM
Usalliance Federal Credit Union: $1.50
Usalliance Federal Credit Union: $1.50
U.S. median: no median
Stop Payment
Usalliance Federal Credit Union: $35
Usalliance Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Usalliance Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Membership Closed Within 6 Months$25
Abandoned Property Remittance Fee (if applicable)$75
Inactive Account Tracking$5
per month
Research – Record searches, reconcilement, etc$25
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address Returned Mail$5
per month

Overdraft & NSF

Overdraft Privilege$15
per item
Account Overdraft TransferNo charge

ATM & Card

Non-USALLIANCE ATM Transactions: After 8$1.50
per item

Check Services

Cashier's Fee$10
per item · Per check
Money Orders$5
per item
Stop Payment – Your Checks (Continuous range)$35
per item
Cashier’s / Official / Counter Checks$10
per item
Non-Member Check Cashing Fee$5
per item
Photocopy of Check / Deposit / Withdrawal$5
per item

Account Services

Garnishment/Levy$100
Mortgage Subordination$225
Verification of Account(s)$15
per item

Retirement & IRA

IRA Maintenance Fee$3
Not compared: Monthly charge, not annual
per month
IRA and HSA Rollover / Transfer to Another Institution$30
per item

Other Fees

Fax/Document Copies/Expedited Service$10
per item
Statement Copies$10
per item
Due Date Change$50
Duplicate Payoff Request Fee$50
Skip A Payment (auto and personal loans)$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Membership Closed Within 6 Months	$25	Not stated	None
Abandoned Property Remittance Fee (if applicable)	$75	Not stated	None
Inactive Account Tracking	$5	per month	None
Research – Record searches, reconcilement, etc	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address Returned Mail	$5	per month	None
Overdraft & NSF
Overdraft Privilege	$15	per item	None
Account Overdraft Transfer	No charge	Not stated	None
ATM & Card
Non-USALLIANCE ATM Transactions: After 8	$1.50	per item	None
Check Services
Cashier's Fee	$10	per item	Per check
Money Orders	$5	per item	None
Stop Payment – Your Checks (Continuous range)	$35	per item	None
Cashier’s / Official / Counter Checks	$10	per item	None
Non-Member Check Cashing Fee	$5	per item	None
Photocopy of Check / Deposit / Withdrawal	$5	per item	None
Account Services
Garnishment/Levy	$100	Not stated	None
Mortgage Subordination	$225	Not stated	None
Verification of Account(s)	$15	per item	None
Retirement & IRA
IRA Maintenance Fee	$3Not compared: Monthly charge, not annual	per month	None
IRA and HSA Rollover / Transfer to Another Institution	$30	per item	None
Other Fees
Fax/Document Copies/Expedited Service	$10	per item	None
Statement Copies	$10	per item	None
Due Date Change	$50	Not stated	None
Duplicate Payoff Request Fee	$50	Not stated	None
Skip A Payment (auto and personal loans)	$50	per item	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Usalliance Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.