Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Usalliance Federal Credit Union

Rye, New YorkCredit UnionNew York Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Membership Closed Within 6 Months$25Within the typical range ($10–$25 nationally)

Inactive Account Tracking$5

At the national median

per month · Source

Legal Document Processing Fee$100

$75 above the national median

per item · For levies, subpoenas, etc. · Source

Overdraft & NSFVerified

Overdraft Privilege$15Below the typical range ($25–$32 nationally)
$15 below the national median
per item · Source

Check ServicesVerified

Cashier's Fee$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
per item · Per check · Source
Non-Member Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Stop Payment – Your Checks (Continuous range)$35Above the typical range ($20–$30 nationally)
$9 above the national median
Source

Retirement & IRAVerified

IRA Maintenance Fee$3Below the typical range ($10–$25 nationally)
$12 below the national median
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Membership Closed Within 6 Months	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Inactive Account Tracking	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Legal Document Processing Fee	$100Above the typical range ($20–$25 nationally)	$75 above the national median	per item	For levies, subpoenas, etc.	Source
Overdraft & NSFVerified
Overdraft Privilege	$15Below the typical range ($25–$32 nationally)	$15 below the national median	per item	—	Source
Check ServicesVerified
Cashier's Fee	$10Above the typical range ($3–$5.50 nationally)	$5 above the national median	per item	Per check	Source
Non-Member Check Cashing Fee	$5
Retirement & IRAVerified
IRA Maintenance Fee	$3Below the typical range ($10–$25 nationally)	$12 below the national median	per month	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

Total fees: 8 — leaner than most institutions

Headline fees published

3 of 15

Published fees

Under review

Assets

$3.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$3.4B

Total deposits

$2.6B

Service charge income (year to date)

$3.8M

Fee income ratio

3.9%

Return on assets

0.67%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,892 published fee entries from 2,651 institutions

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