Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Wayne County Community Federal Credit Union

Smithville, OhioCredit UnionCleveland Fed districtFees collected Aug 12, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research / Reconcilliation$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #674. canonical_hint=account_research; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Account Research / Reconcilliation / $25.00 / hr" · Source

Dormant Account Fee (inactive over 12 months)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #674. canonical_hint=dormant_account; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Dormant Account Fee (inactive over 12 months) / $5.00 / month" · Source

Overdraft & NSFVerified

Non-sufficient Funds & Overdraft Privilege (per item)$29Within the typical range ($20–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #674. canonical_hint=overdraft; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Non-sufficient Funds & Overdraft Privilege (per item) / $29.00" · Source
Overdraft Transfer (from savings to checking)$5Within the typical range ($2.50–$5 nationally)
At the national median
per transaction · Knox deterministic extraction from Rosetta artifact #674. canonical_hint=od_protection_transfer; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Overdraft Transfer (from savings to checking)1 / $5.00 / transaction" · Source
Processor Return Item$20Below the typical range ($25–$32 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #674. canonical_hint=nsf; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Processor Return Item / $20.00" · Source

ATM & CardVerified

Debit Card Reissue$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #674. canonical_hint=card_replacement; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Debit Card Reissue / $10.00" · Source
Debit Card Reissue Rush Fee$20Below the typical range ($30–$50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #674. canonical_hint=rush_card; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Debit Card Reissue Rush Fee / $20.00" · Source

Wire TransfersVerified

Outgoing Wire Transfer$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #674. canonical_hint=wire_domestic_outgoing; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Outgoing Wire Transfer / $25.00" · Source

Check ServicesVerified

Official Check$3Within the typical range ($3–$6 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #674. canonical_hint=cashiers_check; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Official Check / $3.00" · Source
Stop Payment Placement$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #674. canonical_hint=stop_payment; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Stop Payment Placement / $25.00" · Source

Account ServicesVerified

Garnishment / Levy / Subpoena$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #674. canonical_hint=garnishment_levy; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Garnishment / Levy / Subpoena / $25.00 / occurrence" · Source
Verification of Deposit Processing$5Within the typical range ($5–$16.13 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #674. canonical_hint=account_verification; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Verification of Deposit Processing / $5.00" · Source

Lending FeesVerified

Loan Late Fee$30Above the typical range ($15–$27 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #674. canonical_hint=late_payment; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Loan Late Fee / $30.00" · Source

Other FeesVerified

Account Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #674. canonical_hint=document_reproduction; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Account Statement Copy / $3.00 / month" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research / Reconcilliation	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #674. canonical_hint=account_research; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Account Research / Reconcilliation / $25.00 / hr"	Source
Dormant Account Fee (inactive over 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #674. canonical_hint=dormant_account; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Dormant Account Fee (inactive over 12 months) / $5.00 / month"	Source
Overdraft & NSFVerified
Non-sufficient Funds & Overdraft Privilege (per item)	$29Within the typical range ($20–$30 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #674. canonical_hint=overdraft; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Non-sufficient Funds & Overdraft Privilege (per item) / $29.00"	Source
Overdraft Transfer (from savings to checking)
ATM & CardVerified
Debit Card Reissue	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #674. canonical_hint=card_replacement; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Debit Card Reissue / $10.00"	Source
Debit Card Reissue Rush Fee	$20
Wire TransfersVerified
Outgoing Wire Transfer	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #674. canonical_hint=wire_domestic_outgoing; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Outgoing Wire Transfer / $25.00"	Source
Check ServicesVerified
Official Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #674. canonical_hint=cashiers_check; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Official Check / $3.00"	Source
Stop Payment Placement	$25
Account ServicesVerified
Garnishment / Levy / Subpoena	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #674. canonical_hint=garnishment_levy; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Garnishment / Levy / Subpoena / $25.00 / occurrence"	Source
Verification of Deposit Processing
Lending FeesVerified
Loan Late Fee	$30Above the typical range ($15–$27 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #674. canonical_hint=late_payment; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Loan Late Fee / $30.00"	Source
Other FeesVerified
Account Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #674. canonical_hint=document_reproduction; text_hash=05b2e272671537b55ac36bffefbb998f9b8f88acf95692489a51b91083d637f9; excerpt="Account Statement Copy / $3.00 / month"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$54.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$54.2M

Total deposits

$47.9M

Service charge income (year to date)

$164K

Fee income ratio

10.8%

Return on assets

1.06%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 21,453 verified fees from 2,141 institutions

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