Lockport Schools & Community Federal Credit Union

Headquarters: Lockport, New York
Charter: Credit Union
Assets: $25.9M
Fed district: New York

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Lockport Schools & Community Federal Credit Union: $30
Lockport Schools & Community Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Lockport Schools & Community Federal Credit Union: $30
Lockport Schools & Community Federal Credit Union: $30
U.S. median: no median
Stop Payment
Lockport Schools & Community Federal Credit Union: $25
Lockport Schools & Community Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lockport Schools & Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$15
per month · after 2 years of inactivity
Dormant Account (after 2 years)$15
per month
Escheatment Fee$75
Account Balancing by CU personnel$20
Not compared: Charged per hour; comparison unavailable
per hour
ATM Cash Withdrawals$1
per item · six free per month, then $1.00 per withdrawal

Overdraft & NSF

Check/ACH returned due to non-sufficient funds$30
per item · NSF/overdraft
Overdraft transfer from additional account$5

ATM & Card

Debit Card Replacement$10
per item
Expedited Debit Card Delivery$25
Foreign Transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Outgoing Wire Transfer$30
per item
Incoming Wire Transfer$10
per item

Check Services

Corporate Check$3
per item
Stale Check Fee$75
per item · per item
Stop payment order$25
per item
Foreign Check Deposit$10
Copy of check$2
per item

Digital & Electronic

Check/ACH returned due to non-sufficient funds$30
per item

Account Services

Garnishment/Tax Levy$75
per item
Letter of Protest$15
per item

Vehicle & Title

Letter of Satisfaction for DMV$10
per item

Other Fees

Fax Services$1
Monthly Statement Copy$1
Not compared: Monthly charge, not per item
per month
One Time Skip Payment$25
one time

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$15	per month	after 2 years of inactivity
Dormant Account (after 2 years)	$15	per month	None
Escheatment Fee	$75	Not stated	None
Account Balancing by CU personnel	$20Not compared: Charged per hour; comparison unavailable	per hour	None
ATM Cash Withdrawals	$1	per item	six free per month, then $1.00 per withdrawal
Overdraft & NSF
Check/ACH returned due to non-sufficient funds	$30	per item	NSF/overdraft
Overdraft transfer from additional account	$5	Not stated	None
ATM & Card
Debit Card Replacement	$10	per item	None
Expedited Debit Card Delivery	$25	Not stated	None
Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$30	per item	None
Incoming Wire Transfer	$10	per item	None
Check Services
Corporate Check	$3	per item	None
Stale Check Fee	$75	per item	per item
Stop payment order	$25	per item	None
Foreign Check Deposit	$10	Not stated	None
Copy of check	$2	per item	None
Digital & Electronic
Check/ACH returned due to non-sufficient funds	$30	per item	None
Account Services
Garnishment/Tax Levy	$75	per item	None
Letter of Protest	$15	per item	None
Vehicle & Title
Letter of Satisfaction for DMV	$10	per item	None
Other Fees
Fax Services	$1	Not stated	None
Monthly Statement Copy	$1Not compared: Monthly charge, not per item	per month	None
One Time Skip Payment	$25	one time	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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